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- 1. In a Loan Management System, the loan applicant will have to submit these requirements including the loan application form. In a scenario where the loan applicant has incomplete requirements, what do you think is the error when this is translated to DFD? A. Black Hole B. Grey Hole C. Miracle D. Spontaneous Generation 2. XYZ Company has been using a records management system to track where their documents are being delivered and processed. Since the use of this system, they have saved time, have been more productive and efficient. These benefits produced by the system are known as what? A. Economic Benefits B. Intangible Benefits C. Operational Benefits D. Tangible BenefitsYour company provides credit to customers. Someof these customers default on their loans, with verynegative implications for you. Describe how you coulduse discriminant analysis to learn what distinguishesthe customers who default on their loans from thosewho pay back their loans. How might you use such amodel?Advantage and disadvantages of letters of credit and bankers acceptance. The answer should be typed not hand written. and thank you..
- Obtaining credit begins with you. After you complete a credit application, the lender decides if you are a good risk. Agencies that collect credit information about individuals are called credit bureaus. For a fee, they provide information about you that lenders need to decide if you are a good risk. The information you provide on your application is checked against the information the credit bureaus have collected about you. Why is your credit application approved or denied? DENIED 0000 SORRY! to you fra C cand hand Collateral Physical appearance Character Political affiliation Marital status Capacity e yo yhing ring you Bestar lates Onge y Bad news-your credit application was denied. What are the major factors about you that the lender used to evaluate your creditworthiness? Check all that apply. Select reasons why you were probably turned down for credit. Check all that apply. Large amount of available credit relative to income False or misleading information on your application…Obtaining credit begins with you. After you complete a credit application, the lender decides if you are a good risk. Agencies that collect credit information about individuals are called credit bureaus. For a fee, they provide information about you that lenders need to decide if you are a good risk. The information you provide on your application is checked against the information the credit bureaus have collected about you. Why is your credit application approved or denied? ооооо Good news-your credit application was approved. What are the major factors about you that the lender used to evaluate your creditworthiness? Check all that apply. оооо APPROVED Physical appearance Character Political affiliation Capacity Religion 0000 MEGACREDIT Capital Extra 199 SIE TEL Your friend recently applied for credit and was turned down. Why was your friend probably denied credit? Check all that apply. History of personal bankruptcy FICO score greater than 850 Absence of checking, savings, or other…Explain why a loan officer always looks at a credit report before making a loan. What should you do if your credit report is not accurate?
- Im having trouble understanding debits and credits, in what situations do I decide to debit something versus crediting. Im struggling eith this specifically.Which of the following credit checks would be considered a soft check? A. Vehicle loan application B. job application C. student loan application D. Credit card application I don't need explanation just the answer :)What is the difference between a credit card and a debit card? O A credit card is loaned money, plus interest, whereas a debit card is linked to your bank account that contains your money. A credit card is your money that is not loaned. O A debit card is loaned money. O None of the above.
- When do you need to use a credit repair service? Question content area bottom Part 1 A. Never, as they have no special powers to correct information on your credit report B. When you find an error on your credit report which is negatively affecting your score C. Only contact as a last resort to get information and help in order to avoid bankruptcy D. At the point that you need to work with the trustee in bankruptcy to develop a consumer proposalIn which of the following ways do Fedwire payments differ from ACH payments? 1. Fedwire payments are always credit push. 2. Fedwire is an electronic payment method. 3. Fedwire payments typically cost the payer more to send. Give typing answer with explanation and conclusionTrue or false: An example of a soft inquiry would be a credit card company looking into your credit history to determine if they will approve you for their credit card or not. True False