"Fine Arts Coverage" attached to a Homeowners policy is an "All Risks" form used to insure certain valuable items. Which one (1) of the following statements is NOT true about the coverage? Up to 15% of the total amount of Fine Arts coverage can apply at any unnamed location in North America. Additional fine arts acquired by the insured are automatically covered for 30 days but not for more than 25% of the total amount of Fine Arts coverage. Coverage is in effect between locations specified in the policy. The Fine Arts must be packed and unpacked by competent packers.

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