Q: Explain Early Buyers of Mortgage Loans?
A: Mortgage loans are secured loans that can be availed for obtaining a huge loan amount by providing…
Q: What is a mortgage note?
A: Long-terms notes payable: Long-term notes payable represent a legal and written promise made by the…
Q: Explain Second Mortgages and Shorter Maturities?
A: It is a type of mortgage loan which is similar to a mortgage loan which is tenable by a borrower's…
Q: Explain the purchase-money mortgage?
A: Purchase-money mortgage: A purchase-money mortgage is a loan delivered to the debtor by the vendor…
Q: balloon-payment mortgage. Why might a financial institution prefer to offer this type of mortgage?
A: Step 1 A balloon payment is a one-time payment that is bigger than usual at the expiration of the…
Q: Define mortgage securitisation , with a relevent example?
A: Mortgage is a loan agreement between the borrower and the lender, in which the property or real…
Q: Explain Determinants of Mortgage Interest Rates?
A: Following are the determinants of Mortgage Interest Rates: Credit score: Banks and HFCs see the…
Q: Explain the Other characteristics of home equity loans?
A: A type of loan under which equity is used as collateral by the borrower is known as a home equity…
Q: Explain the influence of the pricing of a mortgage pass-through security?
A: The bond prices of a mortgage pass through security are influenced by: Change in interest rate:…
Q: Mortgages can be insured? Who insures mortgages and why? Can mortgages be sold? If so, who buys…
A: YES, mortgage can be insured. Mortgage insurance is an insurance policy that protects a mortgage…
Q: What is a mortgage payable?
A: Long-Term LiabilitiesLong-term liabilities are the obligations of the business that need not be paid…
Q: Explain Mortgage-Equity Approach?
A: Mortgage-Equity Approach: It has advanced for quite a while. It is a numerical technique, in view of…
Q: What is a mortgage REIT?
A: Answer: Mortgage REITs invests in mortgage and own land, loan capital to real estate owners for…
Q: Explain constant amortizing mortgage (CAM)?
A: It is otherwise called an amortizing mortgage, is one where the principal and monthly interest…
Q: When one examines a REIT investment, why it is important to consider the terms of the company’s…
A: REIT stands for Real Estate Investment Trust. It manages and operates properties that generate gain…
Q: What does “assignment” mean and why would a lender want to assign a mortgage loan?
A: Mortgage assignments refer to a document that shows that a mortgage is transferred from the original…
Q: Which is the group of mortgage pools?
A: Mortgage pools: It is a group of mortgages held as security for mortgage backed security. In…
Q: Explain Restructuring the Mortgage Loan?
A: The mortgage loan restructuring option is generally considered by homeowners so that the loan…
Q: Why do adjustable-rate mortgages (ARMs) seem to be a more suitable alternative for mortgage lending…
A: Price level adjustable mortgage (PLAM): Price level adjustable are mortgage loans where the…
Q: Explain why adjustable rate mortgages (ARMs) are considered to be a more suitable alternative for…
A: Adjustable rate mortgages : Also referred to as variable rate or floating rate mortgages, an…
Q: Which are the Minimum Mortgage Requirements?
A: Meaning of mortgage: Mortgage is nothing but an instrument of debt that the creditor is obliged to…
Q: What are the various types/methods of mortgages.
A: The various types of mortgages as follows: Fixed rate mortgage: In a fixed rate mortgage, the money…
Q: Explain GPM Mortgage Loans and Effective Borrowing Costs
A: Graduated-payment contract (GPM) loans: It may be a sort of fixed-rate mortgage in which…
Q: Describe the role of mortgage bankers and how they earn profits?
A: Mortgage Bankers are people or intermediaries within financial institutions who helped in the…
Q: What is the influence of the secondary mortgage market?
A: STEP 1: INTRODUCTION Secondary Mortgage market is the market where the buying and selling of…
Q: Explain The Federal Home Loan Mortgage Corporation?
A: Federal Home Loan Mortgage Corporation is a private corporation which is established with the…
Q: Explain Qualified mortgages?
A: A Qualified Mortgage (QM) is a defined class of mortgages that meet certain borrower and lender…
Q: Which are the Payment Patterns and Security for Mortgages in Pools?
A: When the mortgage loan is given by banks or other financing firms, they sell those loans to mortgage…
Q: Explain Subprime Mortgage-Backed Securities?
A: Mortgage-backed security: A mortgage-backed security is a kind of asset-backed security which is…
Q: What is the secondary mortgage market? List three reasons why it is important?
A: Secondary market: Secondary market is defined as a place where purchase and sale of securities is…
Q: Explain Collateralized mortgage obligations (CMOs)?
A: Collateralized mortgage obligation is referred to as complex debt security that directs the…
Q: What is a mortgage swap certificate?
A: Mortgage refers to debt instrument which is backed by collateral security. It refers to the kind of…
Q: Explain The Mortgage Instrument?
A: The question is based on the concept of mortgage, which is a contract between lender and borrower.
Q: is the importance of Mortgage Marke
A: Mortgage market is the place where you can get loans to buy the home and where you can buy or sell…
Q: Explain the disadvantages and dangers of Home Equity Loans.
A: The disadvantages of home equity loans:Higher rate of interest: The interest rates are typically…
Q: Explain Important Characteristics of Mortgage Pools?
A: Mortgage pool: Mortgage pool consist of combination of number of mortgages as its name explains.…
Q: Define The Mortgage?
A: Mortgage : It is a debt instrument or legal agreement or loan, borrowing the money from lender (…
Q: Describe the types of risk associated with mortgages.
A: Mortgage-backed securities: A mortgage backed security is an obligation that represents a claim on…
Q: Explain the Evolution of the Secondary Mortgage Market?
A: The secondary mortgage market is defined as a market created for the purpose and sale of existing…
Q: Explain Mortgage-Backed Securities and the GNMA Payment Guarantee?
A: Asset backed securities (ABS) are financial securities. As the name suggests these securities are…
Q: What is mortgage bond?
A: A mortgage bond is secured by a mortgage, or a pool of mortgages, that are generally backed by…
Q: Explain the Interests That Can Be Mortgaged?
A: A mortgage is a loan taken by the borrower either from a bank or any financial institution by…
Q: In what ways is a CMBS structure different from a CMO backed by residential mortgages? Why
A: Mortgage-backed securities: The securities that are secured with mortgage or pool of mortgages are…
Q: What is mortgage market?
A: A mortgage is a loan backed by some particular real estate property collateral.
Q: Explain the terms of Classification of Mortgage Loans?
A: Mortgage Loan Mortgage means transfer of interest to immovable property in order to secure the…
Explain the Factors Important in Mortgage Loan Pricing?
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