Explain how housing policy in the United States both segregated American neighborhoods and influenced racial wealth inequality.  (Be specific. Mention government programs, policies, and developer initiatives by name.)

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The housing policy in the US has no doubt divided the communities in terms of wealth as well as race where the whites are segregated from the Blacks. The social stratification system in the US is more focused on race and wealth than any other social aspects hence the segregation of the housing communities brings out how the housing policy of the US segregates the Blacks from the whites racially as well as based on income parameters in the American society.