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There is a leakage of gas in a nearby factory and the city announces the residents to leave town. Which optional additional coverage of the homeowners' policy covers the expenses to stay in another town? Contamination Insurance. Mass Evacuation. Rental Insurance. Smoke coverage.
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Transcribed Image Text:There is a leakage of gas in a nearby factory and the city announces the residents to leave town. Which optional additional coverage of the homeowners' policy covers the expenses to stay in another town? Contamination Insurance. Mass Evacuation. Rental Insurance. Smoke coverage.
What must a broker ensure before placing coverage for a client with an unlicensed insurer? That coverage terms are generally similar with that of a licensed insurer. If placing coverage for automobile insurance, that it is not for excess coverage. That the premium is lower than those currently available from a licensed insurer. Informing the client of the risks of contracting with an unlicensed insurer.
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Transcribed Image Text:What must a broker ensure before placing coverage for a client with an unlicensed insurer? That coverage terms are generally similar with that of a licensed insurer. If placing coverage for automobile insurance, that it is not for excess coverage. That the premium is lower than those currently available from a licensed insurer. Informing the client of the risks of contracting with an unlicensed insurer.
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Step 1: Define homeowners' insurance
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Step 2: The correct answer to 1st question is option C
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Step 3: The correct answer to 2nd question is option D
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Step 4: Explanation for incorrect options of 1st question
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Step 5: Explanation for incorrect options of 2nd question
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