Do software developers have an obligation to supply their employers with easily maintained code even if they aren't specifically asked to do so?

Investigate the use of IoT in optimizing healthcare supply chains and ensuring the availability of medical resources.

Imagine that you work for a mortgage broker. You are considering the application for a mortgage for someone who falls below the income threshold. When you bring the application to your supervisor, she tells you “Just approve it. We need to make our quota this month. Who cares if they go into foreclosure!” Referring to the suggestions in your text about how to resist requests to act unethically, what would you do?