Describe one of the many financial applications of the time value of money e.g. capital project evaluation, annuity, regular payment for amortization of a loan, etc.   Provide an example situation with dollar figures and utilizing the correct present value or future value formula for your chosen example to illustrate the time value of money concept and show your keystrokes on your financial calculator.

You have been asked to do a presentation to a group of young entrepreneurs on “Investing Surplus Cash.” Prepare your speech using the following outline:   With the aid of a diagram, explain the basic structure of the financial system in terms of the interaction between borrowers, lenders, financial intermediaries, and the financial markets.     Explain EACH of the following four considerations when investing surplus cash: Risk Maturity Liquidity Return

Question Why is the consideration of time important in financial decision-making? How can the time value be adjusted? Illustrate your answer. (100-150 words).

ordinary annuity, annuity due, perpetuity, growing annuity or amortization topics.  Then describe steps involved in calculating it and provide an example using your financial calculator.    there is a difference between EAR and APR when compounding interest.   Describe this difference.  Assume you are a financial investor and have to advise a customer on the difference.   How would you describe the differences to them and what would you advise?

Find the following values, using the equations, and then work the problems using a financial calculator to check your answers. Disregard rounding differences. (Hint: If you are using a financial calculator, you can enter the known values and then press the appropriate key to find the unknown variable. Then, without clearing the TVM register, you can "override" the variable that changes by simply entering a new value for it and then pressing the key for the unknown variable to obtain the second answer. This procedure can be used in parts b and d, and in many other situations, to see how changes in input variables affect the output variable.) Do not round intermediate calculations. Round your answers to the nearest cent. An initial $800 compounded for 1 year at 5.5%. $   An initial $800 compounded for 2 years at 5.5%. $   The present value of $800 due in 1 year at a discount rate of 5.5%. $   The present value of $800 due in 2 years at a discount rate of 5.5%. $

One concept that is at the heart of financial management decisions is the concept of Time Value of Money.  What is this concept, and how does it work?

What is the basic formula for finance? For example, presenet and future value... I need to know the basic formulas to have some knowledge to do well in my class.

Find the present value of the following ordinary annuities. (Notes: If you are using a financial calculator, you can enter the known values and then press the appropriate key to find the unknown variable. Then, without clearing the TVM register, you can "override" the variable that changes by simply entering a new value for it and then pressing the key for the unknown variable to obtain the second answer. This procedure can be used in many situations, to see how changes in input variables affect the output variable. Also, note that you can leave values in the TVM register, switch to Begin Mode, press PV, and find the PV of the annuity due.) Do not round intermediate calculations. Round your answers to the nearest cent. $400 per year for 10 years at 6%. $   $200 per year for 5 years at 3%. $   $400 per year for 5 years at 0%. $   Now rework parts a, b, and c assuming that payments are made at the beginning of each year; that is, they are annuities due. Present value of $400 per…

Illustrate with a diagram the flow of funds from lenders to borrowers in a financial system. Diagram must include:   Savers Borrowers Financial markets Function of the financial intermediaries Function of the financial markets Direct finance Indirect finance

Why does money have a time value? (Financial management)