Compare and contrast the lenders financial ratios and for what purpose they use the ratios

what are the principal types of credit scoring models.

The debt ratio may be measured in many different forms. what are they?

What are some uses and limitations of financial ratios?

Explain the meaning of the Accounting Period Assumption. Why the Accounting Period Assumption is important when analysing ratios.

What do the Debt management ratios reveal?

What is the purpose of looking at financial ratios and other data as a financial analyst?  What other ways can you do data analysis?

What is a credit limit? How does it impact credit utilization (debit-credit ratio) and why is that important?

Explain how the credit analyst's focus will differ from the investment analyst's focus. What do each of the following ratios measure? Liquidity ratios Activity ratios Leverage ratios Profitability ratios Market ratios Explain the difference between Horizontal and Vertical analysis.

Show the calculation of the following solvency ratios: (1) the debt to equity ratio, and (2) the times interest earned ratio.