Bank overdrafts that are repayable on demand

Bank assets tend to have maturities and _liquidity than bank liabilities O equal; equal Olonger; greater Oshorter; greater Olonger; lower

3. Which of the following is inappropriate aggregation? A. Cash and cash equivalents (Cash on hand and time deposits) B. Trade. and other receivables (Notes receivable and advances to employees) C. Trade and other payables (Notes and bonds payable) D. Provisions (Liability from pending litigation and purchase

Which of the following is NOT a criterion for evaluating bank liquidity used by regulators?a. availability of assets readily converted into cashb. the diversity of the bank's money market assetsc. the bank's formal and informal commitments for future lending or investmentsd. structure and volatility of deposits All of the following are common ratio measures of bank liquidity EXCEPT:a. loans/depositsb. loans/nondeposit liabilitiesc. unencumbered liquid assets/nondeposit liabilitiesd fixed assets/loans The quantity of deposit and nondeposit funds in a bank depends on all of the following EXCEPT:a. the Fed's monetary policy actionsb. the bank's financial strengthc. economic conditionsd. none of the above

Bank overdraft is reported in the current asset section of the balance sheet. * True False

Depositing money into a commercial bank is investing in a a.​secondary market. b.​subprime market. c.​predatory lending market. d.​primary market.

What are the four major categories of assets on a commercial bank’s balance sheet and income statement? What is between core deposits and purchased funds and how does this transactions work?

The term ‘loanable funds' refers to: a. only those funds loaned by one bank to another bank. b. only those funds loaned to banks by the public. c. only those funds loaned to banks by the central bank. d. all those funds changing hands between the lenders and borrowers in the financial markets.

Per US GAAP, receiving interest payments from a loan that a bank made to its customer would be included in the investing activity section of the bank statement of cash flows TRUE False

What are the motives of Off-Balance-Sheet activities and its affect on bank's balance sheet?