As the result of an automobile accident involving two automobiles both registered and insured in Ontario, both cars are damaged. One driver, John Smith, is killed and the other driver, Mary Jones sustains minor injuries. Mary Jones is found 100% liable for the accident. Which one (1) of the following statements is true? OA) John Smith's family will be compensated initially under his policy. OB) Damage to John Smith's car will be covered under Mary Jones' policy. OC) Mary Jones will not be compensated for her injuries because the accident was her fault. OD) The insurer of John Smith's vehicle will be entitled to subrogate against the other insurer in respect of any payments it makes to or on behalf of its own insured.

As the result of an automobile accident involving two automobiles both registered and insured in Ontario, both cars are damaged. One driver, John Smith, is killed and the other driver, Mary Jones sustains minor injuries. Mary Jones is found 100% liable for the accident. Which one (1) of the following statements is true? OA) John Smith's family will be compensated initially under his policy. OB) Damage to John Smith's car will be covered under Mary Jones' policy. OC) Mary Jones will not be compensated for her injuries because the accident was her fault. OD) The insurer of John Smith's vehicle will be entitled to subrogate against the other insurer in respect of any payments it makes to or on behalf of its own insured.