alculator Under a Commercial General Liability policy, which of the following actions is an obligation of the insures? O A To inspect the insured premises for safety To renew the policy period from the date of loss To pay claims only when there has been a judgment against the insured To pay a claim for which the insured has been found legally responsible OB. O. C. OD.
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- Under a Commercial General Liability policy, which of the following actions is an obligation of the insurer? OA. To inspect the insured premises for safety OB. To renew the policy period from the date of loss OC. To pay claims only when there has been a judgment against the insured To pay a daim for which the insured has been found legally responsible ODCalculator A producer has taken an application for an individual Disability Income policy, collected a premium, and given the applicant a conditional receipt, which of CORRECT about this situation? OA COB. O C O D. Since the producer collected a premium when taking the application, the insured is guaranteed coverage as of the date of the application As soon as the insurance company receives the application and premium, it will sue a policy to the applicant with the date of receipt becoming the effective dotos of the policy. The insurance company will issue a policy to the applicant only if the company has sed the applicant a life polley on a standard beds within the previous 6 months The Insurance company will complete standard anderweiting procedures before making a decen about whether to insure the applicantUnder a Commercial General Lability policy, which of the folkwing actions is an obligation of the insurer? A. To inspect the insured premises for safety B.To renew the policy period from the date of loss C. To pay claims only when there has been a judgment against the insured D.To pay a claim for which the insured has been found legally responsible Under a Commercial General Lability policy, which of the folkwing actions is an obligation of the insurer? A. To inspect the insured premises for safety B.To renew the policy period from the date of loss C. To pay claims only
- 51 Which of the following actions should a mortgage loan originator (MLO) take if she determines a borrowers failed to disclose a loan on a rental home is refinancing A) Decline the loan B) Report the existing mortgage to the local registry C) Report the loan to the underwriter and management D) Ignore it because the loan will show on the title reportUnder a Commercial General Liability policy, which of the following action on Goligation of the insurer OA to inspect the insured premises for safety OB. To renew the policy period from the date of los To pay claims only when there has been a judgment against the insured To pay a calm for which the insured has been found legally responsible OD.19) The Elle Corporation manufactures fingernail polish. Suzy buys a container of Elle's fingernail polish, applies it to her nails, and suffers a severe allergic reaction. She sues Elle under the implied warranty of merchantability, The test for determining whether Suzy will recover is whether: A) the nail polish she bought was suitable for the needs of the average consumer. B) the nail polish she bought properly performed its function of coloring one's nails. C) such a reaction in an appreciable number of consumers was reasonably foreseeable. D) the ingredient causing the reaction was foreign to the nail polish or natural to it. nating one model, Bobby notices
- The incontestability clause A) Gives the company the right to rescind a policy at any time B) Permits the company to pay claims within 2 years Makes it necessary for the beneficiary to present proof of death in the event of a death claim Prevents the company from denying a claim after the policy has been in force for 2 yearsThe purpose of the insuring clause in on accident and Health policy is to A) specify the schedule and method of premium payments B) specify the conditions under which benefits are payable C) indicate the responsibility of the insured alter a covered loss D) satisfy the requirements of te undorm policy provision codeA fitness club gives clients free month after they have paid for eleven months. Approximately half of their clients remain with the club long enough to take advantage of this offer? Required: a. Define the term “liability.” Then explain whether the free month offer results in a liability for the fitness club. b. Explain what makes a liability “current.” Then explain whether the free month results in a current liability for the fitness club. c. Define the term “contingent liability.” Then explain whether the free month results in a contingent liability for the fitness club.
- S insured his appliance store under an owner, landlords, and tenant’s policy that included products liability coverage. While he was demonstrating a microwave oven the door came open and injured a customer. Which of the following would protect S? The oven manufacture’s products liability policy The premises-operation section on S’s policy The products Liability section on S’s policy The incidental contracts section of S’s policyWhich of the following actos covered under a Personal Auks poley WOU al or of INGICE WREST OA An auto that is covered by a pelle se tare si se to see the interesting them on occident An auto that is inoked in an accidentting in damage that esessed the state accident repeating threshold An auto that is insured by a company which at the time of an accidente delaying syment of another com under the poly An auto whose owner has het teda proof of thancial responsibility after an accidentUnder a Commercial General Lability policy, which of the folkwing actions is an obligation of the lisaree?