A monthly insurance benefit paid to you in the event what you are unable to work as a result of an 1. Beneficiary injury or an illness. Cash value 2. The total amount paid tax- free to the beneficiary on the death of the policy 3. Third party liability owner. 4. Cost of insurance Term insurance provided to a designated group of 5. creditor insurance people with

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A:

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Market Efficiency

Market efficiency refers to the market's ability to provide investors with all available information about investment options for buying and selling securities. Market efficiency reflects the true value of securities without undervaluing or overvaluing them. When the quality and quantity of information increase, the market becomes more efficient, allowing it to reduce arbitrage and obtain higher market returns from investment. In a well-functioning market, everyone receives all information completely and immediately at no cost. It opens up a plethora of opportunities for investors to access various investment options.