A borrower and lender agree on a negative-amortizing loan in the amount of $300,000 at 4% interest for 30 years. The amount due at maturity will be $350,000. Calculate the loan balance after 20 years. $324,694.82 $350,000.00 O $326,422.53 O $141,461.68
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- Amortization Schedule Consider a $25,000 loan to be repaid in equal installments at the end of each of the next 5 years. The interest rate is 6%. Set up an amortization schedule for the loan. Do not round intermediate calculations. Round your answers to the nearest cent. If your answer is zero, enter "0". Year Payment $ $ 3 $ 4 $ $ Total $ 1 2 LO 5 Repayment Interest $ $ $ $ $ $ ՄԴ Repayment of Principal $ $ $ $ $ $ es Balance $ $ $ $ $ es How large must each annual payment be if the loan is for $50,000? Assume that the interest rate remains at 6% and that the loan is still paid off over 5 years. Do not round intermediate calculations. Round your answer to the nearest cent. $ How large must each payment be if the loan is for $50,000, the interest rate is 6%, and the loan is paid off in equal installments at the end of each of the next 10 years? This loan is for the same amount as the loan in part b, but the payments are spread out over twice as many periods. Do not round intermediate…A borrower and lender agree on a negative-amortizing loan in the amount of $300,000 at 4% interest for 30 years. The amount due at maturity will be $350,000. Calculate the loan balance after 20 years. $324,694.82 O $350,000.00 $326,422.53 1.461.68QUESTION 6 You have a 7-year loan of $80,000. The borrower will pay $8,500 at the end of Year 1, $9,500 at the end of Year 2, and $7,500 at the end of Year 3, plus X at the end of each year from Year 4 through Year 7. X is the fixed but unspecified cash flow. The loan's rate is 9%. What is X? O $22,3617.01 O $21,954.25 $23,350.31 O $19,411.02
- Jaspreet received a 15 year loan of $300,000 to purchase a house. The interest rate on the loan was 3.70% compounded semi-annually. a. What is the size of the monthly loan payment? $0.00 Round to the nearest cent Question 5 of 6 b. What is the balance of the loan at the end of year 2? $0.00 Round to the nearest cent c. By how much will the amortization period shorten if Jaspreet makes an extra payment of $30,000 at the end of year 2? SUBMIT QUESTIONQuestion 12 save this response. Common information: A loan is amortized by level payments made at the end of each quarter, for 25 years. The monthly rate is 1%. The principal in the 29th payment is 8370. Find OLB69 OA 1,115,185.53 OB. 1,101,108.22 OC. The correct answer is not shown here. O D. 1,430,370.34 OF. 1,301,108.22ASSIGNMENT #2 MA10078 LOANS & MORTGAGES (1) LUMP SUM PAYMENT. $200,000 mortgage with a 5 year term at 6% compounded semi-annually is amortized for 25 years with monthly payments. The client can put 20% of the original mortgage down without penalty once/year. At the end of the 2nd year he paid a lump sum amount. (a) What was the lump sum payment? (b) How much will the mortgage be shortened? Answer in years & months. (2) A $100,000 mortgage with monthly payments is amortized for 25 years. At the end of 5 years they increased their monthly payments by 20%. Interest is 7.5% compounded semi-annually. How much will the mortgage be shortened? (3) A $500,000 mortgage is amortized for 25 years with monthly payments. Interest is 4% compounded semi-annually. Round the monthly payments UP TO THE NEAREST $100. How much will the amortization be shortened? And what is the final payment? (4) A $40,000 loan has monthly payments of $300 at 5% compounded semi-annually. Find the final payment. How…
- Question 4 A home was bought with a 20% down payment of R177175,00. The balance was financed for 20 years at 9,4% interest per annum, compeunded semi-annually. Find the size of the half-yearly payments for the loan. [1] R49 523,75 [2] R39 619,00 [3] R11 885,70 [4] R6310,105.10 The following shows an amortization schedule for a loan which calls for level semi-annual payments over 2 years. Fill in the missing values in the amortization schedule and calculate the effective rate of interest. Year Installment Interest paid Principle repaid Outstanding balance 0 - - 0.5 9,088.510 1 2,969.710 1.5 122.380 2 3,151.4900 - 3,151.490 0+II MI A loan of $14,800 is to be amortized with quarterly payments over 7 years. If the interest on the loan is 8% per year, paid on the unpaid balance, answer the following questions. a. What is the interest rate charged each quarter on the unpaid balance? b. How many payments are made to repay the loan? c. What payment is required quarterly to amortize the loan? a. The interest rate each quarter is %. 2 uide tents access Enter your answer in the answer box and then click Check Answer. Success 2 parts remaining Clear All Check Answer edia Library ase Options SO Type here to search 近 L. PrtSc Delete Esc 同回 F10 +D F5 F7 F8 F11 F12 区 6 F2 F4 & %23 $ 2 7 5. 6 3. 4. R. P. C A G K 7. B. Alt Ctrl Alt Home
- Amortization schedule Loan amount to be repaid (PV) $25,000.00 Interest rate (r) 11.00% Length of loan (in years) 3 a. Setting up amortization table Formula Calculation of loan payment #N/A Year Beginning Balance Payment Interest Repayment of Principal Remaining Balance 1 2 3 b. Calculating % of Payment Representing Interest and Principal for Each Year Year Payment % Representing Interest Payment % Representing Principal Check: Total = 100% 1 2 3 Formulas Year Beginning Balance Payment Interest Repayment of Principal Remaining Balance 1 #N/A #N/A #N/A #N/A #N/A 2 #N/A #N/A #N/A #N/A #N/A 3 #N/A #N/A #N/A #N/A #N/A b. Calculating % of Payment Representing Interest and Principal for Each Year Year Payment %…4 Loan Amortization Table Prepare a Loan Amortization Table with a 30-year loan term, 3.5% interest rate, loan fee of 1.75%, $12,000,000 loan amount. Calculate the monthly loan payment, loan proceeds and the loan balance at the end of year 10.1 Finance Problem nortization schedule Joan Messineo borrowed S15,000 at a 14% annual nterest to be repaid over 3 years. The loan is amortized into three eoual d-of-year payments. alate the annual, end-of-year loan payment. are a loan amortization schedule showing the interest and principal brea n of each of the three loan payments. ain why the interest portion of each payment declineš with the passage