Your insured, under a Homeowners policy, reports that the lawn mower he/she borrowed from a neighbour struck a rock at the edge of his/her garden. It broke the blade of the mower and threw a piece of rock through another neighbour's window. Will the policy provide coverage in any way? The broken window is covered but the damage to the lawn mower is not because it is under his/her care, custody or control. Neither the window nor the mower is covered. The damage to both the window and the mower is covered subject to the policy limits. The damage to the neighbour's window is not covered because the piece of rock was not a falling object. 96 of 115 It is important to warn an applicant for a travel health insurance policy of certain limitations it contains. Which one (1) of the following terms is NOT a policy limitation? Expenses that occur due to delayed return home that, before leaving, the insured was aware would make it unlikely to complete the trip as booked. Pregnancy, childbirth or miscarriage or any complications due to pregnancy occurring within eight weeks of expected delivery date. Continuing medical treatment if the insured is medically fit to return to the country of residence following emergency treatment of a critical sickness or injury. Insured health related benefits are only payable for the amounts that the same services would have cost in the insured's country of domicile. 4) ENG 1:07 PM 2024-02-20

Your insured, under a Homeowners policy, reports that the lawn mower he/she borrowed from a neighbour struck a rock at the edge of his/her garden. It broke the blade of the mower and threw a piece of rock through another neighbour's window. Will the policy provide coverage in any way? The broken window is covered but the damage to the lawn mower is not because it is under his/her care, custody or control. Neither the window nor the mower is covered. The damage to both the window and the mower is covered subject to the policy limits. The damage to the neighbour's window is not covered because the piece of rock was not a falling object. 96 of 115 It is important to warn an applicant for a travel health insurance policy of certain limitations it contains. Which one (1) of the following terms is NOT a policy limitation? Expenses that occur due to delayed return home that, before leaving, the insured was aware would make it unlikely to complete the trip as booked. Pregnancy, childbirth or miscarriage or any complications due to pregnancy occurring within eight weeks of expected delivery date. Continuing medical treatment if the insured is medically fit to return to the country of residence following emergency treatment of a critical sickness or injury. Insured health related benefits are only payable for the amounts that the same services would have cost in the insured's country of domicile. 4) ENG 1:07 PM 2024-02-20