39.A creditor finances the purchase of consumer goods. Perfection occurs   -automatically -upon the filing of a financing statement -when the debtor delivers the collateral to the creditor -upon the filing of a continuation statement

Related to ethics and contracts, why do payday loans appear to be an ethical issue?

From a business's perspective, what is a warranty payment? Is it the same as a warrant payment or warrant payable? Please explain.

Which of the following is an example of faithful representation?   A  Showing lease payments as a rental expense B  Being prudent by recording the entire amount of a convertible loan as a liability C  Creating a provision for staff relocation costs as part of a planned restructuring D  Recording a sale and repurchase transaction with a bank as a loan rather than a sale