XYT Task 2: Case Study

In mid-sized companies such as Q-tel, telecommuting is much more frequently used than work in office. According

Zach’s major medical insurance coverage seems inadequate. Based on Zach’s recent accident, he must pay about 40% of major medical costs. Zach should increase his major medical coverage. However, to get more attractive deductibles, coinsurance, and internal limits, he would have to pay additional premiums. The amount

I have been asked by Cooper-Pearson to research different medical insurance plans that they could consider as one of their selected insurance programs for their marketing company. My goal is to provide them with enough details in order for the company to make an informed decision as to which program they would like to consider. This information will allow them to provide their employees with an effective compensation package that is both affordable and desirable and I believe that once an attractive compensation plan is in place; we should expect the retention rate of the company to improve and the recruitment of quality employees to increase as well. First I will start by demonstrating the comparison and contrast between an HMO plan and a

Employers allow telecommuting for many reasons, including the ability to recruit better talent, decrease overhead expenses, increase productivity, expand the employee base to include those with disabilities (Anderson, Bricout & West, 2001; Lipin, 2010; Myungjung & So Hee, 2017), and to support

A technical solution can be used to improve the performance and efficiency issues experienced by Simple Gateways. My recommendation is to implement SharePoint from Microsoft and PeopleSoft from Oracle.

will have a higher premium. These patients must pay the adjustment plus the standard premium

Telecommuting has been shown to reduce absenteeism, improve retention, and reduce recruitment costs for the organization (Family, pg. 730). Increased employee moral is also a benefit associated with telecommuting (Professional Isolation, pg. 512). Offering this new benefit that is such a satisfier for employees will likely result in reduced turnover within the organization and higher productivity. A study found pubic employees who were satisfied with their telework/telecommuting benefits were less likely to leave their positions (Family pg. 732). With the reduction of office time, an increase in employee productivity is likely due to fewer interruptions from fellow employees (Lessons pg. 10). With telecommuting having benefits to both the employer and employee, this new policy should bring positive results to the

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This document is authorized for use by michelle jeffalone, from 9/1/2014 to 12/31/2014, in the course:

Employer-based health care coverage has been in place for many decades. Employers began offering health care coverage for two main reasons. Providing health care coverage was a way for organizations to gain a competitive advantage. Also, it was a way to add value to an employee’s compensation package without increasing their actual wage amount. Over time, the cost of health care has reached tremendous heights, leading to the government establishing the Patient Protection and Affordable Care Act (PPACA). GMFC is now concerned about the increased costs associated with providing necessary PPACA regulations.

It provides medical policies to employees notwithstanding their earnings. Their pool of employees is willing to discuss with you the best plan for your needs and budget. It is common among the citizens of Utah and Idaho. However, recently it has been extending its health insurance products to other areas in the United States.

Overall, my HMO health insurance has enabled me to become a more productive employee and more comfortable around my staff. If I was to change something about my health insurance, I would preferably want my health insurance to cover medical expenses outside of my plan (5 Reasons an HMO Plan Might Be Right for Your Company, 2017, p. 1). Each month, I pay minimal copayments after each medical service and an out-of-pocket maximum for coverage of all my medical services for the year. Before these payments, I have to pay a deductible fee to cover my health services before my insurance company pays for anything. Regarding my research on health insurance, I will make sure to wait until I graduate from college, relieve most of my debt, and have a family to take care of before I invest a large amount of money with little diversification. With this intention, I would not invest in a health insurance plan to early because of the high-risk possibilities along with stacked

Both the employees and employers will carry the weight of premium costs with insurance plans. One of the first questions to ask yourself about premiums costs is will it be affordable? It has to be both affordable for your company, and especially your employee. Employees after all will be then ones who will have deductions in their salaries based on the premium

The demand for health insurance increased as medical technology further advanced and as government policies encouraged employers to use health coverage as a form of compensation for their employees. “The market for health insurance exploded in size in the 1940’s, growing from a total enrollment of 20,662,000 in 1940 to nearly 142,334,000 in 1950” (Health Insurance Institute, 1961).

ALL assignments are required to have a TITLE page which must include the course number and section, team member names, assignment number and due date. Any written component must be prepared using a word processor. Diagrams, charts, and graphs should be constructed using computer software. A portion of the marks for computer constructed diagrams is awarded for professionalism of display. Written answers are to be expressed in complete thoughts. Check spelling and grammar. Answers to assignment questions are to be presented in numerical order. Staple the answer sheets once in the upper left hand corner.