The Pros And Cons Of Student Aid

College is a head turner, eye catcher, and attention grabber. From making the decision to even attend to selecting the perfect school, the whole experience turns out to be incredibly stressful and multiple aspects go into what seems simple at first glance. The cost of attending college is on the rise. Parents and students anxiously await scholarship letters to help with these rising costs of education. State schools usually offer a financial advantage, but a new “law” is being proposed - free in-state college tuition to those students with a 3.5 GPA or higher. Few benefits are available and numerous disadvantages are present when it comes to this recently produced regulation. A few negative factors in this situation will be covered and the explanations will go into depth to prove that this idea is too good to be true. Even though the conception of free college is enticing, the cons outweigh the pros.

In the article Wolfram communicates that the federal government is spending tens of billions of dollars in providing federal aid to student that are in college, through many actions like grants, loans and tax programs. But there is still yet to be evidence that suggest that these so called programs or policies have helped to decrease student loan debt and provided an aid to those attending college. Wolfram mentions that the federal government this year has purposed that federal tuition aid on college cost will undergo a phase where federal assistance will slowly die down. Wolfram states that the federal government will try to create a legal structure

In the article “Who Gets to Graduate” by Paul Tough examines a problem about low income students are less likely to graduate from college than students from middle class or wealthier families. In the United States, school systems are not created equally. Middle and upper class students have access to safe and modern schools equipped with everything they possibly need to stay in that high rank because they came from a family who has the money to support their studies. Students from low-income families don’t have a lot of the support, stability, and money from home that higher-income students can take for granted.

Earning an education could cost you for your entire life, especially if you do not apply for the various types of financial aid. After earning their degree, several students do not earn enough money with the field they have chosen to pay off their debt, making the degree seem pointless. Families that pay for their children’s tuition often wonder, like Linda Lee, if their child is getting what they pay for. Parents pay for the tuition because they do not want their children to miss out on the “college experience.” However, when their child fails to make the right decisions or simply acts their age, it leaves the family wondering if they have made a

Recently there has been a lot of debate about the importance of college education. Students are asking if it’s worth the debt to attend a four year university or community college. Some are thinking what are the benefits of a degree is in the workforce. With college tuition increasing and state fundings lowering, low income students are struggling to attain a higher education. College institutions should have a role to provide students higher education and equal opportunity to students to increase social mobility yet intergenerational reproduction of privilege has produced inequality in education.

Statistics exhibit that majority of people are unable to pay for their further education. Pew Social and Demographic Trends state, “A majority of Americans (57%) say the higher education system in the United States fails to provide students with a good value for the money they and their families spend.” Tuition rates for colleges hyperbolizes its values comparatively to the money families spend. It also proclaims, “An even larger majority- 75%- says college is too expensive for most Americans to afford.” College snatch away the money of American families at a value too high and too much for the average family to spend. Not only does college seize the money many family don’t have to begin with, but it forces families to go into debt. Working extreme hours and trying to pay for college wearies the family’s way of living. According to Pew Social and Demographic Trends, “A record share of students are leaving college with a substantial debt burden… about half say that paying off that debt made it harder to pay other bills… about a quarter say it has had an impact on their career choices.” Debts triggers a person to change their profession and causes hardships to their life in the future. High tuition rates and debts stir students away from college and jobs that they truly want. College acquire families money at an

It is difficult to comprehend how third world countries have tuition-free colleges and America does not. How can economically underdeveloped countries offer free colleges with little problem, but America struggles? While politicians such as Bernie Sanders, President Obama, and Kate Brown talk about making colleges and community colleges tuition-free and eventually free altogether, they fail to see the bigger problem of economic disparity. Implementing a tuition-free program where everyone is eligible is not sustainable nor fair. If a student comes from a household that makes less than the average annual salary of $56,516, tuition should be completely free. College must be tuition-free because most first world countries already have free college, it is an investment that will benefit current and future generations, and people’s inability to repay back their student loans is negatively affecting the United State’s economy.

Through this recent recession the gap for financial aid has become increasingly large due to the fact that colleges are basing some of their applications by their financial situation. This in turn creates widening on lower to middle class families who cannot send their children to school because the cost are too great to bear with large amounts of financial aid. The wealthy students are not only being accepted to these pricy private universities but are being given grant and aid so that they can make it through. The poorer students are not even given the chance to attend those school not because of their brain but because of their lack of funding. In today’s society were the upper class has become very distant to the middle and

Every day in the United States thousands of juniors and seniors are applying to colleges all over the country. However, roughly 80% of Americans cannot afford the cost of attending college. Families and their children are paying over-priced college bills years after finishing school, even after scholarships, grants and aid. A college education has become necessary to acquire a decent paying job, yet prices are outrageously high. I will be attending college in two years, but the financial burden that is going to be put on myself and my parents overtime, is a major concern of mine.

Colleges are noticing a drop in students’ interest in a higher education, because it forces them to fall into poverty. Obtaining a higher education is a dream of many working class citizens, but the price to go to a choice college is not available economically. The majority of students use some type of student loan, they have become the norm for attending college (Johnston, Roten 24). College is becoming unaffordable to many lower class students. With tuition prices this high, students are backing out of school and looking for jobs that only require a high school diploma. Student loans should help people, but it is only hurting them because they feel like they can never repay it. Especially since student debt continues to rise. “Student loan debt rose by 328 percent from $241 million in 2003 to $1.08 trillion in 2013, according to the Federal Reserve Bank of New York” (Johnston, Roten 25).

Presently, the availability of educational opportunities at the college and university level is a critical state and personal interest given the needs of the state for a well-educated workforce which has never been greater. Too many, the focal point of attending college is receiving a high paying job in the future. Unfortunately, in most states, tuition is on the rise and students who come from low-income families find themselves struggling to fund their education. According to legislatures, “The cost of college in New Jersey, as in the nation, continues to grow faster than the rate of inflation.” (State of New Jersey 1). In the national financial aid policy resources that are typically given to the neediest families are shifting towards

After all, education in the great equalizer in our nation, it can bridge social, economic, racial, and geographic divides like no other force. It can mean the difference between an open door and a dead end. And nowhere is this truer than in a higher education” (Mckeon). No one could have said it better than Representative Mckeon. According to him, if we had free college, millions of students around the country would focus less on working to pay tuition, and instead entirely on their studies. It would distract the students less, and allow them to concentrate on what they’re being taught. Because of these short budgets and stressful environments, most students from lower socioeconomic backgrounds often tend to try and complete their studies quicker than students from high income families. The low income students will generally choose fields of studies that are more directly linked to the professions, like marketing or human resources, while the wealthy students study long term professions, like law and medicine. This creates a gap between wealthy and poor families, losing valuable opportunities for hundreds bright students

Deborah Caldwell shares her emotional experiences with the college education system in her essay “My Son Was Accepted to a College He Can’t Afford. Now What?” that I hope will not reflect my own. I am a High School Senior who is planning to attend college in the upcoming term, going through the selection process just as Caldwell describes. Just like my mother, She takes pride in the achievements of her children and is proud they are accepted to prestigious schools for all their hard work. I see my family through her experiences as the year unfolds and I apply for federal aid. Just like many other middle class families, we are neither rich enough to afford university tuition without aid nor poor enough to qualify for government assistance programs.

As a recent analysis, America’s colleges and universities are quietly shifting the burden of their big tuition increases onto low-income students, while many higher-income families are seeing their college costs rise more slowly, or even fall” (Eskow). Though education is the basic human right, most of the people in the U.S. are not being able to gain it as because of its rising cost. Since the 1970s, tuition and fees at public institutions have increased by more than 350 percent, while pay for working- and middle-class households has stagnated. As a result, the cost of a public-college education now accounts for almost 15 percent of the average family's annual income; 40 years ago it was about 4 percent (Kenneth W. Warren and Samir Sonti). The tuition and fees are increasing in such a way that the young Americans aren’t as educated as the young citizens of many other developed countries. The U.S. ranks 14th in the world in the percentage of 25-34 year-olds with higher education (42%).” When all adults of working age are considered, the US is still one of the highest-educated countries in the world. But when this age group is considered, we are falling behind (Richard Eskow). That’s the personal loss for the young people of the U.S. Education is not a privilege of the rich and well-to-do; it is the inalienable right of every people. It is a powerful tool by which people can lift

College tuition has been an increasingly intense topic of discussion over the years. The costs of higher education have been debated by many people, and it has been discussed as to whether costs are becoming too high for students to afford. College has become more and more popular, and now as many as 20 million students attend universities reported by The National Center for Education Statistics (1). The value of a college degree is immense, but college tuition is becoming too expensive for students to afford, and furthering the problem are students’ lack of knowledge on how to pay and earn money towards their college degree.