The Downfall of Obamacare
As Americans citizens we have the freedom of religion, speech and press, the right to vote, the right to bear arms and the right to a fair trial so why not the right for affordable health insurance. Americans would appreciate reasonably priced health care with benefits and Obamacare was the first presidential attempt to force less ideal health care on all Americans; Trump has promised to revamp Obamacare and help Americans with better health care coverage. Obama care or better known as the “The Affordable Health Care Act” (Heritage Foundation, 1) is a federal law for Health Insurance by our 44th President Barack Obama. For decades, politicians have been considering the topic of healthcare, which is one major reason Obama was so adamant about Obamacare. “[Obamacare] requires all insurance plans to cover essential health benefits including treatment for mental health, addiction and chronic disease.” An Insurance policy cannot deny coverage for “pre-existing conditions…drop them…or raise premium” (The Balance, 2).
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“20 million people have gained coverage under Obamacare” (Obamacare Facts, 3) although there are over 300 million people in the United States of America as of 2014. The cost of Obamacare is a “$1.1 trillion dollar fee… considered a shared responsibility and such mandate that every nonexempt American citizen pays for Obamacare through taxes” (Obamacare Facts, 3). This means that a shared fee increases each year after 2014. This cost enlarges Medicaid to 38% of the federal poverty, administering this insurance to adults without children for the first time. Adults can add their children to age 26 but lifetime and annual limits on insurance are
In Chapter four of "Ten Letters", there is a letter to President Obama written by Natoma Canfield, a woman whose health insurance became increasingly unaffordable after she survived cancer. After receiving Natoma's letter, Obama often carried it with him as he spoke of the need to reform healthcare to make it more affordable to those who needed it the most and to expand coverage to those who could not get it. "The Affordable Care Act," which came to be called Obamacare in the news media, passed through both houses of congress without a single Republican vote in favor and was signed into law by President Obama in March 2010.
The Republicans and Democrats will new agree on “Obamacare” but they strive to work together to get the job done.
America will elect the 45th President of the United States on November 8, 2016. The winner will be sworn into office on January 20, 2017. The candidates have been nominated by their party for the presidency. Businessman Donald Trump became the Republican Party’s nominee while former Secretary of State, United States Senator from New York and first lady, Hillary Clinton, became the Democratic Party’s presidential nominee. Both of the candidates have advantages and disadvantages. I support Trump for President specifically for his policies on gun control, foreign policy, and his ideas on reforming health care. I believe Trump’s policies are generally better than Clinton’s.
The Patient Protection and Affordable Care Act (PPACA), or Obamacare, was authoritatively marked into law on March 23, 2010. It was created to make healthcare more lower-priced and effectively available to a more extensive scope of Americans. Under the law, individuals in the United States who do not meet all requirements for an exemption are required to acquire a minimum amount of health care coverage. Supporters of Obamacare argue that it has had some benefits since its passage, including reducing the uninsured rate, enabling a huge number of Americans to acquire health insurance through the new health insurance exchanges or Medicaid expansion. In the article “Trump Should Save Obamacare” by Nancy-Ann Deparle states that twenty-four million
The Affordable Care Act (ACA) or aka Obamacare was signed into law to restructure the health care industry by President Barack Obama on March 23, 2010. The Affordable Care Act sought to give more Americans access to affordable, quality health insurance and to reduce the growth in U.S. health care spending. With this, Obamacare is a once-in-a-generation change to the U.S. health system. It guarantees access to health care for all Americans, creates new incentives to change clinical practice to substitute better coordination and quality, gives physicians more information to make them better clinicians and patients more information to make them more value-conscious consumers (Kocher, 2010). All physicians have a similar moral and ethical calling
In 2010 President Barack Obama signed the Affordable Care Act (ACA) into law. ACA is pivotal legislation that had rippling effects throughout the healthcare system. The Affordable Care Act was drafted with the sole intention of expanding healthcare access across the country. Under the ACA, Americans are now mandated to purchase health insurance or face a penalty. Americans without insurance are able to get coverage by purchasing through the insurance exchange or by qualifying for Medicaid. The poverty level was raised for Medicaid and new provisions allowed single men to also qualify. Anyone that does not qualify for Medicaid would need to purchase a plan on the insurance exchange and various subsidies are available based on income level.
The Affordable Care Act was passed by Congress and signed into law by President Barrack Obama, on March 23, 2010. On June 28, 2012 the Supreme Court rendered a final decision to uphold the health care law ( U.S Dept). There are key concepts to the Affordable Healthcare Act, or also known as, Obama Care. They are coverage, cost, and care. It was put into place to protect American people and the ability to provide Health Insurance for everyone. It covers preventative care coverage for all young adults, pre-existing conditions eliminated exclusions for children, controls the withdrawal of insurance coverage, gains access for member rights to appeal, terminates lifetime limits to coverage, review increases for premiums, maximum benefits
Since 2010, the implementation of Affordable Care Act has successfully reduced the uninsured rate across the nation. Although Obama Care has helped many people become insured and gain access to healthcare, it’s only beneficial to those who have an in-depth understanding of the insurance plans when choosing the coverage that is best fit for them. Therefore, it’s crucial for people to gain an in-depth knowledge about the plan before enrolling to avoid the healthcare coverage that could put a financial burden on them when they actually utilize the medical services.
Recently, there have been various issues being debated in the American healthcare system. While many of these issues have been debated amongst for many years, they have recently been debated and focused on more heavily due to the change of Presidents. One of the most leading problems that is being debated right now is the cost of health insurance. Originally, the Affordable Healthcare Act was supposed to make healthcare insurance affordable and more attainable. A few years after the Affordable Healthcare Act was implemented; it became evident that it was a failure for the most part. In a vast majority of cases, it failed many Americans. The Affordable Healthcare Act in many cases has made healthcare insurance less affordable for the American
The Affordable Care Act is also known as Obamacare. It is a big change for the American healthcare industry and for the American healthcare consumer.
The Patient Protection and Affordable Health Care Act (ACA), also known as Obamacare, was signed into law on March 23, 2010 by President Barack Obama. The purpose of the Act is a health care law aimed at improving the health care system of the United States by widening health coverage to more Americans, as well as protecting existing health insurance policy holders. As of October 1, 2013, Americans have the option to apply for medical coverage through the government controlled Health Insurance Marketplace website. The Marketplace will allow Americans to apply directly for coverage through multiple insurance companies with price comparisons. The downfalls of the Act are becoming more evident as Obamacare will officially be mandated in
Many people in the United States at some point in their life pay for health insurance or health care. Usually the people who pay for health insurance is either retired from work or are in their primes with children to care for. There are many other kinds of health care associations in the U.S., but there’s a major health insurance cooperation in today’s society that is causing problems in America’s economy and causing major drops in unemployment rates everywhere in the U.S., named after the 44th president of the United States of America, President Barack Obama, Obamacare is a type of health care system that is outrageously expensive and money consuming, putting Americans into serious debt. It had once been seen as a plan to help Americans
The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance coverage” also to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three goals that were the foundation when drawing up the policies for The Affordable Care Act to develop what was hoped to be universal healthcare system for the citizens of the United States. While The Affordable Care Act does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the ability to get what they call affordable medical insurance, costs of prescriptions are lower and it even offers tax credits for those that purchase the insurance but it also
The Obama Presidency is known for many things: two wars, economy crashes, government shutdowns and, yes, the infamous Obamacare. Throughout the last six years, President Obama’s agenda was set towards passing a major healthcare reform bill: The Patient Protection and Affordable Healthcare Act (ACA), more commonly known as Obamacare. Passed on March 23, 2010 under considerable opposition, ACA is widely considered to be the landmark achievement of Obama’s presidency, and his hopeful legacy for historians long afterward. The law has since survived multiple challenges regarding its legality, but its impact on the intended (original) goal of reducing medical costs is still unclear. Affordable healthcare for all
The Affordable Care Act is one of America’s many insurance plans to attempt to lower costs and provide a wider coverage for citizens all over the country. It is a widely controversial topic in America; especially within the past year. Although there are some people out there who support it, there are also those who base their campaigns on getting it repealed; Donald Trump is a prime example of this. When instituting this policy, Obama had very good intentions, but he was far from fulfilling his intended purpose. Today, the ACA has many flaws that affect Americans both as a whole and individually. Obamacare has raised costs for individuals, contributed even more money to America’s debt, is the complete opposite of what President Obama said it would be, it takes away civil liberties, and puts new standards on patients.