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The Pros And Cons Of Dental Care Coverage

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Many people feel that dental care coverage in health insurance and visiting the dentist regularly are not essential. However, poor oral hygiene is linked to diseases such as diabetes and heart problem. Moreover, researches has shown that oral diseases have a great link to ear and sinus infections, weakened immune systems, and other health conditions (Scully, 2000). Untreated dental conditions have the potential to affect children’s speech, social development, and quality of life. However, it is known that greater utilization of health services associated with increasing insurance coverage, thus directly increase medical costs (Finkelstein et al., 2012; Newhouse, 1996). In fact, insurance coverage can indirectly reduce total health costs. As one type of healthcare service or preventive treatment may lead to decreases the use of other covered services. For example, yearly visit to the dental office for general checkup may prevent the future need for emergency dental care due to undiagnosed or untreated dental cavity (Hsu et al., 2006; Kaestner, 2012; Shang & Goldman, 2007). Dental care coverage is much less dominant than medical care coverage in the United States. When compared between medical and dental coverage of adults over the age of 21, about 15 percent have no form of medical care coverage, but over 45 percent have no form of dental care coverage (Brown & Manski, 2004; Buchmueller, Miller, & Vujicic, 2014). Moreover, Americans over 65 continue to be the age group with

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