The Importance Of Post-Secondary Education In Ontario

This underscores the financial strain many graduates face upon completing their education, as they are saddled with substantial debts that hinder their financial freedom.

I typed the same search criteria into iSEEK Education, producing a variety of results. I like that most of the results were from government resources and there were several topics related to my search in the side menu to choose from.

OSAP, a program designed to benefit Ontario residents in need; they can apply to receive a Canada-Ontario integrated student loan through the Ontario Student Assistance Program or OSAP. The program was started back in the 1990’s, by the Ontario government to enable those with lower incomes to receive loans, grants and scholarships which allows them to have the ability to pay for their post secondary education.

According to the Junior Scholastic, “and then there’s the cost. Issaquah,for example,would need to buy new buses and build a garage for them. For some school districts, the cost could run into the millions.” This quote explains how if the school would change the start time of the school they would have to buy more buses, which would run into millions of dollars. If the school districts would change the start of school to later, they would have to buy lots of extra buses. If the school would start at a later time and would have to buy more buses they would have to spend all the money that the school has saved up through all the fundraiser. If they used all the money we would have no money for new equipment for the gym and all the jerseys for all the sports and all the usually repairs around the school

EGALE Canada Human Rights Trust, is Canada’s only national charity that advocates LGBT human rights in Canada. EGALE released in 2011 the First Report on the National Climate Survey on homophobia, biphobia, and transphobia in Canadian schools, that assessed the opinions of 3700 students (LGBT and non-LGBT) all over Canada (Taylor et al. 2011). The survey began in 2007 and concluded in 2009 (Taylor et al. 2011). The report’s results proved that the two most unsafe spaces for LGBT students were physical education change rooms and washrooms (Taylor et al. 2011). In fact, 43% of LGBT students thought their school washrooms were unsafe, 41% of students with LGBT parents thought the washrooms at their schools were unsafe and 28% of Non-LGBT students agreed (Taylor et al. 2011).

The problem this debt is that “The cost of higher education is increasing at an alarming rate, particularly at four-year public institutions. According to the College Board (2009), public colleges costs are rising faster than private institutions, and undergraduate students are facing new pressure to pay educational expenses.” (SOLIS DURBAND 1). This can be a real problem for students who choose to take student loans to pay for college

Today, there are many grants and extra loans one can either win or apply for, including the Pell Grant. A Pell Grant is a subsidy the United States Federal Government provides for students who need it to pay for college. They are limited to students with financial need, who have not earned their first bachelor’s degree. The Pell Grant program gives out around $34.3 billion per year. These grants help many of those who are struggling with gapping or just with financial aid alone get pay for their education. These loans increase everybody else’s tuition by fifty cents on the dollar. In some cases loans are not only putting those who use them in financial distress, but also those people who pay tuition.

The student loan debt total was about nine hundred and two million dollars to one trillion dollars in the United States in 2012; the federal student loan debt made up about eight hundred and sixty-four billion dollars of the total debt (Driscoll and Clapp). Many people in the United States that cannot afford college tuition and additional fees take student loans and/or federal grants. Student loans are different from federal grants in that the loans have to be paid back with interest, while federal grants do not have to be paid back. A federal grant is also known as financial aid. Students with lower income are less likely to attend college because of student loan debts. The government does provide some help, however, there are limits

The next problem with the removal of stacking grants arises as the students who have been affected by the change begin to search for alternative ways to pay for their college tuition. Like many others, a University of Southern Mississippi freshman, Allie, is suffering from the effects of the new change and stated that “grants are what allowed her to attend college,” and that, “the money is going to have to come from somewhere. I guess the only place left is student loans” (Hobson). Since many of the affected students cannot afford to pay for school, hence their need for state financial aid, most of the victims will turn towards student loans to pay their remaining costs. Forcing these students to borrow more loans is unfair and contributing to the nation’s constantly growing student debt problem. Some of these students may also refuse to take out loans to cover tuition altogether, in which case they are left with the decision to find an alternate way to come up with the money or discontinue their college education. An Ole Miss senior, Adam Flaherty, believes affected students feel scammed in his statement “they were sold on coming to the university

This surge of tuition prices has left most prospective American students at risk of failing to secure a chance in one of the institutions of higher education. However, in the attempts of providing solutions, the government introduced educational loans that were repayable after completion of their respective course. This was where the challenge began since most of the students who received such loans faced challenges of repaying the loans they were given by the government. There arose the burden of debt since the loans students were given very expensive because institutions were charging high prices in the first place. In result, after students complete their course in this institution, the amount they have to repay for their loans becomes much to bear.

In the U.S. students are encouraged to earn a college degree, but the cost of an education turns many away. “Driven by the allure of a decent salary with a college degree, Americans borrowed to go to school. Outstanding student debt doubled from 2005 to 2010, and by 2012 total student debt in the U.S. economy surpassed $1 trillion” (Mian, Sufi 167). There are plenty of opportunities to obtain funds for college, including one of the most common, student loans. A student loan is defined as “a common way to fund education, specifically college and graduate school, and they provide educational opportunities that you otherwise may not be able to afford” (Barr). Student debt is at an all-time high in America. Over half of all lower income

The US government provides over 150 billion dollars each year to the students’ financial aid. Financial-Aid is one of the most reliable sources for low income students. More than half of College and University students take financial aid for the first bachelors’

College is very expensive for many people these days – it is a nightmare. Upon graduation, many students will accrue a huge debt; like the old students, who are reeling with college debt. Most of the old students cannot afford a decent life because their income is not enough to sustain a living while paying a college debt. Some parents have enrolled their children in college investment funds; as an attempt to lessen the future college debt. However, the government claims that the public colleges provide an affordable education; moreover, there are a variety of funds available to help students pay for college. Regardless, college is still expensive because the college debt will become a lifetime debt for many graduates.

Ryerson believed that the purpose of education was to shape children into becoming “perfect” adults, and this was accomplished through setting restrictions on their development (Prentice 2004, 33). However, this is a concept that is unfamiliar in the present due to students being encouraged to be “free” in the way that they pursue their own interests. This contemporary notion of “freedom” is something Ryerson would disagree with: "The helplessness and innocence of infancy look up to us for its future destinies. Children were clay, to be moulded into vessels of honour or dishonour - to be made the ornament or disgrace, the benefactors or the plagues, the blessings or curse of their race” (Prentice 2004, 32). For example, in the classroom there

The student loan system came about in the Higher Education Act or HEA of 1965 (Wenisch, 2). This act allowed “federal loan guarantees to extend to private lenders so as to encourage them to lend funds for the specific purpose of financing college education” (Wenisch, 2). The HEA was inputted so that more people, from lower income families, could still get a higher