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The Forgotten: Uninsured Children

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This paper is going to define oppression, describe an oppressed group and a framework. Oppression is defined as “unjust or cruel exercise of authority or power or a sense of being weighed down in body or mind” (Merriam-Webster Dictionary, 2010) The oppressed population that I am going to describe is uninsured children with a disability. Typically, children obtain health insurance coverage through their parents. If parents lack health insurance, so will their children. This paper will discuss the social problem of the inability of children with a disability to obtain health insurance. The primary social welfare issue to be addressed is the absence of affordable, comprehensive health insurance for children from birth to eighteen. …show more content…

As of 2008, there are approximately 73.9 million children living in the United States. Of these children more that 5.5 million have some form of mental or physical disability. In addition, 77 percent of uninsured children come from low-income families (CoverTheUninsured.org, 2008). However, Missouri’s population of uninsured children fares much better at almost half the national average or 7.2 percent (Missouri Foundation for Health, 2004). More than 8 million children in America are uninsured. That means 1 out of every 10 does not have any form of health coverage. Racial and ethnic disparities among those uninsured children are dramatic. Most recent data has found that one in 13 White children is uninsured compared to: one in five American Indian children, one in six Latino children, one in nine African American children, one in nine Asian/Pacific Islander children. (Children’s Defense Fund, 2010)
Children receive healthcare coverage through their families. Therefore, in talking about reasons children are uninsured it is necessary to talk about families as well. Clearly, the two are inseparable. There are three basic reasons why children with have no insurance coverage. The first reason children do not have health insurance is due to the high cost of securing coverage. Many employers, especially small businesses, have to cut coverage to their employees or increase premiums due to the costs of employment-based insurance coverage, the

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