The Affordable Care Act Obama Care, The Patient Protection Act, people have given it many nicknames but it’s official name is The Affordable Care Act. The law may have several nicknames, but one thing is for sure, it is very controversial. Americans are torn on whether the law will work or not, and it’s causing a huge debate ahead of the 2016 presidential election. The effects that The Affordable Care Act may have on our country can best be understood by analyzing the background and the history of the law. The Affordable Care Act has already created much history within the five years since it was passed into law. On March 23, 2010 The Affordable Care Act was passed into law (Clemmitt, “Health-Care Reform”, 505-28). With it came many new laws and regulations regarding health insurance. The law says that United States Citizens must buy health insurance unless one is enrolled on Medicaid or Medicare. If they choose not to buy insurance, they will face a fine that is adjusted to your income (Clemmitt, “Health-Care Reform”, 505-28). The Democrats, who mostly support the law, argue that the law will insure 32 of the 45 million people in the United States who are uninsured by expanding medicaid, providing subsidies to lower and middle class families to make insurance more affordable, and regulating insurance markets where people without employer sponsored insurance can buy subsidized coverage (Clemmitt, “Health-Care Reform”, 505-28). The Republicans, who mostly oppose the law,
As the years go on, everything around us is constantly changing and becoming more advanced. The recent election of our president has and will force us to see some very big changes in the next few months. ObamaCare also known as the Affordable Care Act was set in place by President Obama in order to reduce health care costs and give affordable health insurance to Americans. I was very skeptical about researching this because it is such a controversial topic but I chose to move forward with learning more about ObamaCare. The New Year is approaching quickly and this new healthcare system will
The affordable Care Act is the US healthcare reform law. The law makes health care and health insurance more affordable and move available to more Americans the official name is the Patient Protection and Affordable Care Act of 210, but is mostly referred to as Obamacare. This law was signed on March 23, 2010. Originally the ACA was enacted to increase the quality and affordable of health insurance, lower the uninsured rate by expanding public and private insurance coverage, and reduce the costs of health care for individuals. There have been several provisions made to the act since 2010. Within my paper I will be discussing the pros and cons of the ACA, changes that are taking place within the act and from the standpoint of the insurance companies that offer insurance through the marketplace, lastly explaining my ethical and Christian Worldview.
The affordable care act truly contains over a thousand pages of reforms to the insurance and health care industries in order to combat rising health care costs that are manifesting all around the country. Throughout the developing statistics pertaining to the American that did not receive health care insurance, it was stated that as of 2013 there were close to around 44 million Americans who went without health insurance, this can be a little less than sixteen percent of the United States population (Cite). So let’s take a look at the majority of those individuals that are unisured, they
The Affordable Care Act which is also known as Obamacare and Patient Protection and Affordable Care Act (PPACA) was signed into law on March 23, 2010 and it has not been without its share of problems, debates and controversies. One of the main points of contention with the PPACA is the individual mandate. This paper will look at the worldviews that are involved in the individual mandate, the worldviews of those that oppose the mandate, the roles and limits of the government’s side of the mandate issue and the conflicting views and ideas that have come about. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” also to be able to “improve the fairness, quality, and affordability of health insurance coverage” and to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three aims that were pointed out in drawing up the policies for PPACA to develop what was hoped to be universal healthcare for the citizens of the United States. While the PPACA does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the
The Affordable Care Act also known as Obama Care has been a topic of controversy. It is the most significant reform to the U.S health care system since Medicaid and Medicare. Some view it as a great and some believe it will be bad for the economy. I believe the Affordable Care Act is beneficial because it is affordable to Americans, does not discriminate, and will improve the American economy.
The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance coverage” also to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three goals that were the foundation when drawing up the policies for The Affordable Care Act to develop what was hoped to be universal healthcare system for the citizens of the United States. While The Affordable Care Act does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the ability to get what they call affordable medical insurance, costs of prescriptions are lower and it even offers tax credits for those that purchase the insurance but it also
During Trumps presidential announcement speech he presents his ideas on how he will bring back to life the American since for him the American dream is dead. Among all the claims he expresses his thoughts on Obamacare also known as the Affordable Care Act. He affirms “We have a disaster called the big lie: Obamacare. Obamacare." and admits that indeed Obamacare will really kick in 2016.Trump plans on repealing and replacing Obamacare. He plans on granting better health insurance to everyone at an inexpensive cost for the people and for the government. Trump exaggerates the costs to persuade his audience into believing of Obamacare as a catastrophe, however, he fails to backup the data he presents not to mention that the data is wrong.
One of our nation’s most controversial topics since the year 2009, and still continues to affect our country, is the Patient Protection and Affordable Care Act (ACA) also known as Obamacare. The Affordable Care Act was passed by Congress and signed into law by President Barack Obama on March 23, 2010. The Law was designed to extend coverage to millions of uninsured Americans and protect patients from abuse or discrimination. The Affordable Care Act affects, all Americans, either in a positive or negative way. It is an issue that has come to separated our congress, it has divided the republican and democratic parties, to the point where the Government was shut down.
control of both houses of Congress by the Democrats led to the passage of the Affordable Care Act (ACA), often referred to as “Obamacare” was signed into law in March 2010 since then, the ACA, or Obamacare, has become a centerpiece of political campaigning” (Manchikanti et al., 2017). The Republicans now being in absolute in control of the presidency and both houses of Congress and are attempting to repeal and replace the ACA. Moreover, the future of the healthcare reform is still uncertain, especially due to the Republican party and by President Donald Trump. Affordable Care Act reform has given insurance coverage about 20 million people, reduced the cost of it, and improved quality of care to all patients. There are several laws of
In today’s day and age, American households can all agree that health insurance is not a luxury, but a necessity. Without it, costs of emergency room visits and prescription medicines can be financially devastating. However, in the past many families and individuals have taken the risk of not being insured due to the high cost of the insurance itself. To attempt to reform this unfair system, the Obama administration signed into law the Patient Protection and Affordable Care Act in 2010. The law, coined “Obamacare,” has received much opposition due to its expansion government programs and increase in spending. It brings to question how much the government should be involved in an area that for the majority of America’s history, has been
Have you ever noticed that no one actually knows what Obamacare does? People are always talking about how it is evil or how it is amazing, but if you ask people to define what it is, they really can not tell you. All they can do is repeat some small part of it that they critique. I have yet to meet anyone that really understands what Obamacare is, and what it does. That is the question I am going to try to answer with my research paper; what is Obamacare, and what does it do?
In March 2013, President Barack Obama signed a federal statue into law that would change the way Americans receive healthcare. The Patient Protection and Affordable Care Act, better known as the Affordable Care Act, and sometimes called Obamacare is the most significant revision of the U.S. healthcare system since the passage of Medicare and Medicaid back in 1965. The main function of the Affordable Care Act is to improve hospitals’ and physicians’ practices financially, technologically, and clinically so the health outcomes and lower costs. Americans are split, as they are with most political issues, on whether or not the act is a viable solution to our healthcare problem. Even though it has had its problems such as a faulty website and being thought of as too complicated and expensive for the American government to take on, I believe the Affordable Care Act is a good solution for the healthcare problems in our country.
The Obama Care bill also Known as the patient protect and Affordable Care Act was established on March 21, 2010. The Affordable healthcare Act also known as Obama Care has helped over a billion people gain access to health. In 2010 it shows that 50 million people in America did not have insurance, it also shows that 48.6 million people had decreased, and then it increased in 2012. In 2010, before the Healthcare Act was signed Obama noticed some of the small issues that were going on in healthcare systems. Obama seen that some of the insurance Companies had some unjustified rates for their healthcare plan. He observed how some of the prices for healthcare were controlled by hospitals and private doctors. The way that the healthcare system used to work was that the people that could afford the healthcare plans were able to get them. The People that were unable to get healthcare insurance like through their job or a private practice had to rely on getting Medicaid and Medicare was only for disable people or elderly people. The Affordable healthcare Act was placed to help people throughout the U.S. receive insurance even if they don’t qualify with their employer or private healthcare insurance. What many people do not know is that the new affordable care act offers many great benefits. Such as great benefits for women’s health, Birth control, people with preexisting conditions have great benefits, etc. Having this Affordable Act care will bring great benefits to our future and
The Affordable Care Act was signed into law early spring of 2010. It’s probably the most comprehensive reform we’ve seen in the United States healthcare system within the last forty four years. Although the law was put into effect, the features of the new law took effect in 2014. The Affordable Care Act changed the non insurance group market in the United States, mandates most residents to have health insurance, considerably expand public insurance and subsidize private insurance, while raising revenue from a variety of new taxes. Projecting the impacts of the health care system will be challenging, but related estimates were required for the legislative process, and conducted by the Congressional Budget Office.
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.