The Affordable Care Act ( Aca )

The Affordable Care Act or ACA is a federal statute initiated by President Barack Obama, its intended effects were to supply medical coverage at a low cost to millions of Americans who could not afford access to healthcare. There are a variety of economic and scholarly opinions regarding the ACA’s effect on the healthcare market. Many of these viewpoints have changed over the course of Obama’s presidency as the statute began to affect individuals and the healthcare market.

This law was implemented in September 2010. Until then, young non-student adults were dropped from their parents’ private insurance at age 19 and students at age 23(Barbaresco et al, 2015). Studies have shown that the implementation of this provision would help reduce the rates of mortality and morbidity, improve regular access to healthcare without financial constraints and a healthier transition to adulthood (Carlson et al, 2014). By expanding protection scope choices, supporters of the ACA are idealistic that entrance to social insurance will likewise increment. Early ACA information underpins expanded human services get to and use, as less young adults report postponing or doing without medical care because of cost (Carlson et al, 2014). The ACA provision to expand coverage for young adults pledges guarantee for enhancing access to preventive care. Due to the ACA, an extensive variety of preventive services is accessible, with no copayment, to young adult with private insurance and the individuals who are recently qualified through Medicaid in states embracing the ACA Medicaid extension (Lau et al,

The Affordable Care Act is one of the new policy that provides Americans with better health security by putting in place comprehensive health insurance reforms. It allows people to have expand coverage. Now a child can stay under his parents insurance until age 26. The ACA holds insurance responsible by dropping health care while guarantees more choices and enhance the quality of care. The ACA facilitates long-term care services to help people whom such care need receive it and to find ways to help make such care available not only in organizations but also in the public. They try to eliminate non-discrimination language that will restrict health insurance companies from discriminating against any health care provider. The ACA includes policies

Substantial increases in health care costs has put significant strains on federal, state, and household budgets as well. Quality of health care varies widely, even after controlling for cost, patient preferences, and sources of payment (ATR, 2015). Many Americans lack health insurance coverage which also put a burden on the health care system itself, onto the consumers, and the tax payers as well.

The Affordable Care Act (ACA) legislated in 2010, has changed the United States health care industry. In addition to universal healthcare, one of the principles of the ACA is the ideal of accountable care. Specifically, adopting an Accountable Care organization (ACO) for Medicare beneficiaries under the fee for service program. An ACO seeks to hold providers and health organizations accountable for not only the quality of health care they provide to a population, but also keeping the cost of care down (1). This is accomplished by offering financial incentives to the healthcare providers that cooperate in, circumventing avoidable tests and procedures. The ACO model, seeks to remove present obstacles to refining the value of care, including a payment system that rewards the volume and intensity of provided services instead of quality and cost performance and commonly held assumptions that more medical care is equivalent to higher quality care (2) .A successful ACO model, will have developed quality clinical work and continual improvement while effectively managing costs, however this is contingent upon its ability to encourage hospitals, physicians, post-acute care facilities, and other providers involved to form connections that aid in coordination of care delivery throughout different settings and groups, and evaluate data on costs and outcomes(3). This establishes the ACO will need to have organizational aptitude to institute an administrative body to manage patient care,

The Affordable Care Act (ACA), also known as Obamacare, was a major overhaul to the healthcare system, affecting both employers and employees. The ACA, along with rising healthcare costs, means employers have had to make changes in their healthcare plans and as a result, employees are seeing the affects, good or bad. As Fitzgerald (2014) points out, as the ACA gets closer to full implementation, more organizations will begin backing away from providing health care coverage. Part of the problem that organizations are facing in the future is the so-called Cadillac tax. As explained by healthaffairs.org (2013), the Cadillac tax is an excise tax on high-cost insurance plans and will mostly be paid for by the organizations. The tax, beginning in 2018, is a 40% excise tax on the cost of coverage for health plans that exceed a certain annual limit (healthaffairs.org, 2013). Because of this high tax, many companies are scaling back on coverage and finding ways to shift the cost to employees (Angle, 2014). The analysis presented will describe what ACA is, the problem GMFC faces, possible options, and finally, a solution for GMFC in this case.

The Affordable Healthcare Act is has improved our health care system in many ways. One of the most obvious improvements is in America today we have more people with healthcare coverage than ever before. Per the video we have 90% of Americans have health care today, which is an increase in 20 million Americans with health insurance. Per Health and Humana services (March 2016). That part of this increase can be contributed to ACA many changes. One change in particular is allowing young adults under the age of 26 to stay on their parent’s health insurance plans. This change alone enabled 2.3 million young adults to now have affordable insurance though their parents. This change resulted in reduction of 46.5% of young adults from 2013 to 2016. In addition, Health and Humana Services statists point out that the uninsured rate for Blacks dropped more than 50% which equals 3 million black Americans now have health coverage. Health and Humana service also noted that with the Hispanic population there was also an increase of 4 million Hispanic adults obtaining coverage and an increase of 8.9 white adults obtaining health care coverage. In addition to the increased numbers of Americans obtaining insurance those who utilized their health insurance also experienced that additional preventative health service were now covered at 100% and would not go towards one’s deductible, thus forcing and individual to pay out of pocket for said services. One item that I have benefited from is

The Affordable Care Act (ACA), which is commonly known by the unofficial name of ObamaCare is an American healthcare transformation law of the land, expanding and improving access to care, while minimizing spending through government regulation and taxes. This health care insurance aims at protecting the patients and modifying health since it was signed into law by President Obama on 03/23/2010. By reforming healthcare infrastructure and introducing new initiatives mainly focused on excellence and provision of satisfactory health coverage to American citizens, ACA became United States leader in health care industry, elevating existing standards in other health care provider companies. Additionally, this healthcare law is extensive and

The Affordable Care Act (ACA) was enacted in March, 2010. The purpose of this law is to reform public and private health insurance systems resulting in expanded coverage for millions of Americans by the year 2023. Full implementation of the Act, will result in a reduction of the number of uninsured U.S. citizens by more than one-half (Rosenbaum, 2011). The ACA “expands Medicaid eligibility to include all individuals and families with incomes up to 133 percent of the poverty level” (Riggin, 2013).

The Patient Protection and Affordable Care Act of 2010 (ACA of 2010) was the first time the U.S. government had addressed the issue of providing insurance to all Americans in a significant way (Shi & Singh, 2013). President Barack Obama signed the ACA of 2010 into law on March 23, 2010. Since then the comprehensive reforms that the law provides, has been rolled out in stages throughout the years following. Some of these changes included, in 2010 a new Patient’s Bill of Rights went into effect, 2011 brought free preventative care services, 2012 introduced a Value-Based Purchasing program to hospitals, in 2013 open enrollment began for the health insurance market place, and 2014 will be the first tax year that individual that choose not to get health insurance will pay tax penalties for doing so. These changes and the many others detailed in the ACA of 2010 aim to provide more access to health care, bring new consumer protections, improve quality and lower health care costs (U.S. Department of Health and Human Services, n.d.).

It has been stated that one of the largest benefits to the Affordable Care Act (ACA) for those that were already insured, is that they may purchase insurance through a marketplace allowing for continuous coverage, regardless of life experiences such as a change in job. Even those that are young, and may not appreciate health insurance because they have coverage through their parents, will need insurance once of age that isn’t dependent upon an employer as they are more likely to change jobs more often. Those that purchase health insurance through an employer offered group coverage could be made to feel as though they are captive to a job in order to continue to receive the insurance that they are accustomed to. Subsequently, the ACA has made health insurance more affordable for those that earn a lower income, making group plans more expensive for individuals, overall.

Since the Affordable Care Act (ACA) signed into law in March 2010, a few things have changed in the provision of physical therapy services, in specific productivity standards and reimbursement in outpatient physical therapy clinics. The Affordable Care Act has resulted in an increased demand for physical therapy services primarily due to the construction of the Health Insurance Marketplace. This created new health insurance options to help Americans acquire health insurance, who previously were not able to afford it. Although the ACA is a very extensive and complex piece of legislation, it has ultimately resulted in more individuals who are eligible for physical therapy services. This increased demand not only comes from the ACA but also from reimbursement cuts from insurance companies, subsequently causing physical therapists to overload their schedules as a means to offset these cuts. These demands are without factoring in the aging baby boomer population, which is expected to increased the physical therapist need by 30% from 2008 to 2018 (cite). Physical therapy is about providing the best patient care, however patient care is also a business and businesses are centered on revenue. Below are some of the current proposed solutions along with personal solutions and insight on the productivity issue.

The Affordable Care Act (ACA) introduced the transformation of the United States healthcare system. The purpose of the ACA was to improve access to health care services for all Americans through insurance system reform. The objective was to deliver medical coverage to low income individuals through Medicaid however, the poorest uninsured consumers were not integrated in the income recommendations for participation (Carpenter, 2012, p. 27).

The Affordable Care Act (ACA) has been a primary debate topic since it was enacted in 2010. The conservatives completely disagree with the Affordable Care Act and believe that “Democrats used it as an assertion of power than they used it to improve health care conditions” (“Republican Views on Health Care”, 2014). They believe that the act was a waste of taxpayer’s dollars and would inevitably ruin our health care system. In contrast, the liberals supported the ACA and “pride themselves on the fact that health care costs are growing at the slowest rate since 1960” (“Democratic View on Health Care”, 2014). The liberals believe that every American should have access to health care by making premiums affordable. However, in order to do so

With the implementation of any new program there are bound to be unforeseen errors that causes the plan to be seen as failing when in reality it is just working through some issues. The Affordable Care Act (ACA) is going through that process right now. A simple example to point to is the website that was built for the new healthcare system crashing when it was launched. The ACA is also exposing flaws in how healthcare is funded and also projected. With an estimated 32 million people gaining access to healthcare sharing of patient information is going to be vital, new technology will have to emerge to help with the surge of patient information. Along with the expansion of access to healthcare it is exposing the lack of qualified