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Summary: Decrease In Uninsured Individuals

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Decrease in Uninsured Individuals The Congressional Budget Office (CBO) estimated that the PPACA “will reduce the number of uninsured residents by 32 million, leaving 23 million uninsured residents in 2019 after the bill's provisions have all taken effect” (CBO, 2010). However the CBO would report two years later that the number of uninsured would raise by over 3 million more Americans (CBO, 2012). The Individual Mandate An individual mandate was established, making it a requirement to buy insurance or end up paying a penalty fee. This mandate was put into effect to keep healthy people from holding off on buying insurance until they were sick. This way insurers didn’t have to pay more money in the long run due to increase claims. Insurance

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