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Research Paper On Medicare

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What is Medicare and Medicaid? Medicare is the federal health insurance program for people who are 65 years or older. Medicare can also be used by Younger people who have disabilities. Medicaid is a jointly funded health insurance program for low-income and needy people. 64 million people are covered by Medicaid. If you are 65 years or have a disability you can sign up to be covered by Medicare. Medicare has four parts, Part A and Part B, Part C, and Part D. Medicare part A covers services that are considered medically necessary to treat a disease or condition. Part A generally covers hospital care, facility care, nursing home care, hospice, and home health services. Part B on the other hand cover two types of services. It covers medically …show more content…

Although Medicare covers a lot of different things it doesn’t cover everything. Long-term care, dental care, prescribing glasses, dentures, cosmetic surgery, acupuncture, hearing aids, and foot care are some of the things that Medicare won’t cover. If your Medicare plan doesn’t cover something you generally have to pay out of pocket for it unless you other insurance or if you’re in a Medicare health plan that will cover those services. What is a Medicare health plan? A Medicare health plan is a plan offered by a private company that contracts with Medicare to provide Part A and Part B benefits to people provided with Medicare who enroll in the plan. Medicare Part C is part of the Medicare policy that allows private health insurance companies to provide Medicare benefits. Private Medicare health plans, such as Health Maintenance Organizations (HMOs) and Preferred provider Organizations (PPOs), are generally known as Medicare Advantage Plans. What is a …show more content…

Medicaid services are only available to families with low incomes, limited resources, or certain diseases or disabilities. Medicaid services in Florida are administered by the Agency for Health Care Administration. Medicaid eligibility in Florida is determined either by the department of children and families or the Social Security Administration. Medicaid provides a broad level of health insurance. Doctor visits, hospital expenses, nursing home care, home health care, and long-term care both in a nursing home and at home care are covered by Medicaid. Medicaid on the other hand does not cover prescription drugs, but if you are eligible for Medicaid the Medicaid program might pay the premium for Medicare part D, which is the Medicare prescription drug plan. If you have a child in your house hold 18 years of age or younger you may be eligible for Medicaid if the families income does not exceed a certain

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