Racial Slur

As he pointed out in the very early part of his article, for instance Clyde Ross, resident of North Lawndale Chicago, was denied when he first tried to get a legitimate mortgage; mortgages were effectively not available to black people (Coates, June 2014). Also, just like what we talked about in class last week, Ross and many other black families were forced to live in those redlined neighborhoods with “contract house.” Basically, Ross had not signed a normal mortgage. He’d bought “on contract”: a predatory agreement that combined all the responsibilities of homeownership with all the disadvantages of renting—while offering the benefits of neither (Coates, June 2014). This is a perfect example of how these ghetto-neighborhoods were created; it was created by white supremacists and people in the government who chose to ignore “the elephant in the room.” All these black families left with no choice. They ran from the South, thinking that they could finally go the land of the free. They quickly found out that, it was no different in the North, or even the West. They were forced to stuck with the

Lipsitz uses practices of the housing market to illustrate how the diverse practices provide the privilege to white people in the current institutional arrangements. The capital resides in suburban houses has proven many white families’ economic mobility, although few white Americans recognize that segregation has historically been the guarantee of suburban real estate values. Housing policy and real estate practices, banking and finance, education, tax codes and subsidies, the behavior of the courts, and the norms of urban policing are all heavily inflected by a racialist logic or tend toward racialized consequences. Lipsitz delineates the weaknesses embedded in civil rights laws, the racial dimensions of economic restructuring and deindustrialization, and the effects of environmental racism, job discrimination and school segregation. Lipsitz describes the centrality of whiteness to American culture, and explains how the whites have used identity politics to forward their collective interests at the expense of racialized groups, including African Americans, Asian Americans, and Latinos.

The effect of these policies may have afforded an array of opportunities to white Americans, but they had a very different effect on the African American population. The establishment of these policies contributed to a state of unequal and segregated housing among African Americans and whites referred to as the dual housing market. In a dual housing market, the price of any given home was assigned two separate prices depending on the race of the buyer. White families were being given substantially lower prices and more options by realtors for homes than African American families were. Realtors were at the root of this problem, “Chicago’s realtors were thus instrumental in the creation of a dual housing market both locally and nationally- that is, a “white” market of low

The New York Times had an editorial section called “How Racism Doomed Baltimore” the article hit hard on how, the “riots threw spotlight on the poverty and isolation of the African-American community” (The Editorial Board). Over a period of time, we have seen how Baltimore is racially segregated, placing African Americans in “deeply poor” (The Editorial Board) communities that show a long dark road for boys of color. Studies have shown that those who have been living in the city for the past decade or so when they

In order to eliminate the racist perception that Black poverty derives from laziness, the government should allocate public resources to restoring the predominantly African American communities by providing cheaper housing and resources for children. By restoring the communities, Blacks will have more opportunities and be seen more positively, both of which counteract the racist presumption that all African Americans are poor and lazy. Additionally, by making Black communities just as desirable as their white counterparts, the direct correspondence between race and affluence will no longer be as prevalent. As part of a new housing act in 1949, Chicago received funding for new housing projects – 98 percent of which were built in Black neighborhoods.

For far too long, African Americans have been neglected the rights to decent and fair housing. In “In Darkness and Confusion,” William Jones expresses his discontentment with the almost cruel living conditions of the ghettos in Harlem as he stated, “It ain’t a fit place to live, though” (Petry 261). William was especially motivated to move to a better home to protect his wife, Pink’s, ailing health. William and Pink searched high and low for more decent places to live – however, they simply could not afford decent. Though marketed to those with lower than average incomes, the ‘better’ housing for blacks were still deficient and extremely pricy. In

Chinatown, Olvera Street, and Compton all contributed to culturally diversity and the expansion of Los Angeles. Although Los Angeles has become rich in cultures, its evolution did not go without racial tensions and segregation. With the arrival of blacks from the south, white-Los Angeles did always recognize the minority community. Angelenos did not always embrace diversity with pride, but perhaps the sad part is not the fact that racial segregation took place, but the fact that it was not created by just the individual, but also by the organization. Federal programs like the Federal Housing Administration (FHA) and the Homeowner’s Loan Corporation (HOLC) divided up Los Angeles into a complex socio-economic racial-class system. The influences of the local level influenced the federal level and revolutionized the finance industry. (Avila, lecture 2/5/02) These federal organizations blatantly labeled minorities as derogatory, uneducated, second-class citizens that brought down property value in “white” neighborhoods. Latinos and Black were often labeled as a “minority problem” and even as a “disease” on official HOLC documents. The HOLC implemented strict government guidelines and kept maps of white neighborhoods confidential. It also devised a formal and uniform style of appraising homes by breaking neighborhoods into race classifications by letter. As Waldie states, “The Montana Land Company made it clear that lots were

In “The Complexities and Processes of Racial Housing discrimination” by Vincent J. Roscigno, Diana L. Karafin, and Griff tester, the main concept of racial disparity and inequality among neighborhoods is discussed, and how those inequalities became to be. They first highlight the wide range of potentially exclusionary practices, through qualitative and quantitative data comprised of over 750 verified housing discrimination cases (Roscigno, p. 162). Citing the U.S. Census, it is found that Blacks, compared to Hispanics and Asians, continue to experience high levels of residential segregation. This is done through discriminatory practices, whether they be by exclusionary or non-exclusionary methods. Even after the passing of the Fair Housing Act in 1988, discrimination against Blacks and Hispanics decreased somewhat, though African Americans still appeared to take part in racial steering, and Hispanics continued to have limitations in regards to opportunities and access to rental units (Roscigno, p. 163).

Rough Draft & Thesis Statement Minorities are faced with housing discrimination on levels much higher than that of white people which is considered white privilege. Residential segregation has been strategically planned and carried out by multiple parties throughout history and persists today ultimately inhibiting minorities from making any of the social or economic advances that come from living in affluent neighborhoods and communities. From our research, the scholarly sources have depicted multiple causes of racial disparity. Housing segregation perpetuates negative circumstances for people of color, as looked at through history, laws, segregation, real estate, and ... The end of the Civil War and the start of the Industrial Revolution and

There are more people of the Hispanic and Latino race in Baltimore now than in the 1980’s. The number of African

Wilson (2011) research proves that the Federal Housing Administration (FHA), contributed to the early decay of inner city neighborhoods by withholding mortgage capital and making it difficult for these areas to retain or attract families who were able to purchase their own homes. As the federal government created this program it excluded certain inner city neighborhoods. This exclusion created “redlining” which assessed primarily on racial composition. People who wanted to get out of public housing and purchase a home in a redlined neighborhood were denied proper mortgages, even if they had sufficient funds. Wilson (2011) says that such restrictions such redlining restricted many opportunities for building or even maintaining quality housing in the inner city, which in many ways set the stage for urban blight that many Americans now associate with black neighborhoods. Policies like this one were created to make blacks stay in the inner city

Despite increased diversity across the country, America’s neighborhoods remain highly segregated along racial and ethnic lines. Residential segregation, particularly between African-Americans and whites, persists in metropolitan areas where minorities make up a large share of the population. This paper will examine residential segregation imposed upon African-Americans and the enormous costs it bears. Furthermore, the role of government will be discussed as having an important role in carrying out efforts towards residential desegregation. By developing an understanding of residential segregation and its destructive effects, parallels may be drawn between efforts aimed at combating

Racial segregation has had a long history in Chicago. While separation by nationality had always been apparent in the city, with neighborhoods typically being dominated by a certain ethnicity, no group of Chicagoans experienced the degree of segregation that African Americans faced in everything from the housing districts to public services. Forced to live only in designated areas by de facto segregation, redlining, and other tactics, they had limited chances to escape the cycle of danger and discrimination of the city. Confined to only their deteriorating neighborhoods,they had little chance.

It was a way to constraint African Americans to areas that were far away from those with status, class, and power. Segregation led to discrimination in economic opportunities, housing, and education. The black culture has suffered from the barriers that were placed through segregation. However, the Civil Rights Act of 1964 and the Fair Housing Act of 1968 tried to limit some of the discrimination associated with segregation. It was discovered that even a “rising economic status had little or no effect on the level of segregation that blacks experience” (Massey and Denton 87). The authors imply that “black segregation would remain a universal high” (Massey and Denton 88). The problem with the continuing causes in Segregation is that even though the Fair Housing act was placed, many realtors still discriminate against blacks “through a series of ruses, lies, and deceptions, makes it hard for them to learn about, inspect, rent, or purchase homes in white neighborhoods” (Massey and Denton 97). Segregation and discrimination have a cumulative effect over time. Massey and Denton argued that the “act of discrimination may be small and subtle, together they have a powerful cumulative effect in lowering the probability of black entry into white neighborhood” (98). William Julius Wilson had

Around the world today, there are 2,700 languages with over 7,000 individual dialects spoken. The English language alone has approximately 171,476 words and throughout the day, a person utilizes around 16,000 of them. Walking through a crowded school hallway decorated with banners and filled with chatter, every once in awhile a person hears a snippet of someone else’s conversation. Two teenage boys stand by a group of lockers, a few words made out  include- “slut” and “whore.” Walking further into the school, a group of students pass by, one of them calling out to another with a racial slur. Turning the corner before entering a classroom, another group of students blast a rap filled with violent lyrics and degrading comments.