Your Personal Injury Protection (PIP) Rights from SW Portland Law Firm
SW Portland Law Firm: Personal Injury Protection (PIP) legal information for folks injured during an auto collision.
How Personal Injury Protection Helps Oregon Accident Victims
If you own a non-commercial motor vehicle in Oregon, state law requires that you carry insurance, including personal injury protection. This mandatory coverage will compensate you for medical expenses and lost wages if you are injured in a motor vehicle collision, even if you were at fault.
How Much Does PIP Insurance Pay?
The minimum cap for your PIP medical coverage is $15,000, though some people opt for higher amounts if underinsured. However, the obligation ends after 24 months, even if
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While the insurance of the at-fault driver is first in line for financial responsibility of your medical bills, your personal injury protection plan will cover your medical expenses, even if you were at fault! The monies can also be used to pay for other occupants of your vehicle at the time of the collision.
If you are a pedestrian or bicyclist when struck by a motor vehicle, your PIP policy will cover medical expenses under the terms of your contract. However, it is essential to understand motorcycle injuries do not fall within this category.
How Do I Make the Insurance Company Pay on My PIP Insurance?
While the law requires that you keep PIP coverage, it is not always easy to collect payments from your insurance company. Whether they want to send you to one of their doctors, claim you are not actually injured or otherwise refuse to work with you, the frustration can impede your healing.
By hiring an experienced law firm to help with your case, you can quit worrying and let the experts handle the negotiations with the insurance company representatives. At SW Portland Law Firm, we can stop the medical bills from showing up in your mailbox each day and get the lost wages payments arriving
As mandated by the state law in Illinois, auto insurance covers both bodily injury and property damage liabilities that will be reimbursed to you for medical costs,
For auto insurance I am covered for Bodily Injury Liability, property damage liability, personal injury protection, and uninsured motorist. I am not covered for basic economic loss, additional personal injury protection, residual medical payments, comprehensive vehicle, collision vehicle, emergency road service, and rental reimbursement.
Accident injury victims who are involved in collisions with uninsured drivers may be left without the help and compensation they need. Unfortunately, drivers cannot know for certain if those they are sharing the road with are insured.
The benefit to having this coverage is that if you are hit by an uninsured or underinsured driver, or are the victim of a hit and run, you still have coverage available to cover the costs of personal injuries. Of course your insurance company will want to conduct an investigation of the accident before paying a claim, which is why you should partner with a skilled personal injury attorney to protect your interests. To assist with the investigation, it is crucial that you act to preserve the evidence. You can do this by taking down what insurance information the other driver does have, taking photos, and getting the names and contact information of all witnesses. Taking these steps will help prove your case, and may speed up the time it takes to receive compensation.
Remember to factor in all the expenses you incurred because of the accident. There will be medical bills, possibly lost wages, and perhaps other expenses that came about as a direct result of your injury. If the offer from the workers' comp insurance doesn't cover the full amount, you should think
D2) Kim’s insurance will cover this, under “Medical Payments Coverage” which states that “medical payments are made without regard to fault.” In this instance Kim, who was at fault, will not have to cover the other motorist’s medical bill because coverage is effective regardless of fault.
Although it is advisable to have uninsured motorist coverage on you policy, if you are in an accident with a driver that is uninsured, it is too late to add it to your policy. Hindsight is always 20-20. The following are a few of the important things to know about having an accident with an uninsured motorist who is at fault.
These following are examples of the coverage or other things involving an accident or crash: Bodily injury, Property damage, Personal Injury Protection, Collision, Comprehensive, Medical Payments, and many others. For a Bodily Injury, you would take care of these things: Minimum coverage limits- some are too low to protect assets of motorists. Unless your income and assets are minimal, buy at least $1000,000 per person, and $3000,000 per accident. On the other hand, you would follow these things for Property Damage: Something that covers the repair or replacement of other people’s cars and property. The minimum limits are about $15,000. The average cost of a new car is $30,000, but you need to buy at least $35,000 in coverage. There is something
Motor vehicle personal injury is an issue that almost anyone can relate to. Many people have either seen, been involved in, or know someone who has experienced an accident. With the wide variety of motor vehicles in the world, and therefore large number of accidents, legal claims come from all over. Each case is different, however, so legal practice has adjusted by branching into different specialty areas within the motor vehicle personal injury category. In Minnesota, the predominant areas of practice include car, boat, bus, motorcycle, plane, truck, and train accidents.
The good news is that our personal injury lawyers in Wheatley specialize in gaining the full compensation you deserve. BPC Injury Law Firm has over 50 years of experience in Ontario personal injury law and countless successful claims for third party negligence or intentional harm.
There is also a type of coverage referred to ask medical payments coverage. If an accident occurs, this coverage will help repay the driver or passengers for medical expenses caused by the accident. This is generally a quick process that helps get your medical payments taken care of in a timely fashion (Heath 2.) One final type is the uninsured motorist coverage. This provides the customer with protection from accidents with someone who has not purchased car insurance. This type would also cover hit and run accident that may occur. "Also, uninsured motorist insurance coverage comes into play when an at-fault driver doesn't have enough liability coverage to pay for the damages from the accident." (Abramowitz 2.)
If you’ve been seriously injured in an accident, you might feel that you are entitled to some measure of financial compensation for your injuries. Fortunately, personal injury law offers injured parties a means of securing compensation through the courts, provided another party is found to have been negligent in causing the injury. To help you understand what makes up a personal injury case, the team at Monohan & Blankenship Attorneys at Law, based in Florence, KY, explain some of the basics of personal injury law below.
Medical expenses are usually covered in full under workers’ compensation laws. It is a no-fault system; all job-related injuries and illnesses are covered regardless of where the fault for the disability is placed.
Generally, you are prevented from filing a personal injury claim against the driver of the car you are riding in. This is because you are considered an insured person. Under the liability policy, an insured person cannot file a claim against their own policy. Your expenses may be covered under a different policy and your compensation may be capped. A family exclusion clause may also prevent you from filing a claim if you are a in an accident with a family or a member of your household. These family exclusions clauses were created to prevent family members from colluding to defraud insurance companies and reduce the cost of fraudulent claims for insurance
Almost every state requires every driver to carry a bare minimum amount of liability insurance, with separate protections for bodily injury and property damage expenses. However, these minimums are not enough to pay for the consequences of a serious accident, so it's usually best to get