The Affordable Care Act or ACA (often called ObamaCare) was signed into law on 23 March 2010 by President Obama. The ACA is a vastly wide-ranging piece of legislation which touches on many facets of our health care system. It is comprised of the Affordable Health Care for America Act, the Patient Protection Act, and the Health Care and Education Reconciliation Act. This act is known as being one of the most comprehensive reforms of the United States medical care system in the last several decades, as it put in place broad transformations that are supposed to increase access to reasonably priced health insurance for everyone. The ACA renovates the non-group insurance market in the United States, dictates citizens have health insurance, considerably expands public insurance, subsidizes private insurance, increases revenues from an assortment of new tax laws, and lessens and restructures spending under the country's largest health insurance plan, Medicare. …show more content…
Another 129 million with known pre-existing medical conditions will no longer have to worry about being denied health insurance or higher premiums due to their health. In addition, health insurance companies have to spend at a minimum of 80% of your premium on actual health care. If an insurance company cannot accommodate the 80%, then they have to issue rebates to their consumers. The ACA has aided millions with financial assistance to lower their monthly insurance premiums. Since the enactment of the ACA, this is the slowest health care rates have risen in over five
I believe the Affordable Care Act does help numerous Medicare patients. Numerous sorts of preventive consideration are presently accessible to them at no extra cost. Preventive consideration can help them stay well and maintain a strategic distance from sickness. Also, with any kind of Medicare coverage, they are allowed a wellbeing exam on a yearly basis without needing to pay anything at the time of their visit. Plus along with their physician they can design an arrangement to keep them in good physical shape and well. Likewise, they have access to most screening and restorative administrations without extra cost to discover ailments early, when they are less demanding to
In Chapter four of "Ten Letters", there is a letter to President Obama written by Natoma Canfield, a woman whose health insurance became increasingly unaffordable after she survived cancer. After receiving Natoma's letter, Obama often carried it with him as he spoke of the need to reform healthcare to make it more affordable to those who needed it the most and to expand coverage to those who could not get it. "The Affordable Care Act," which came to be called Obamacare in the news media, passed through both houses of congress without a single Republican vote in favor and was signed into law by President Obama in March 2010.
America will elect the 45th President of the United States on November 8, 2016. The winner will be sworn into office on January 20, 2017. The candidates have been nominated by their party for the presidency. Businessman Donald Trump became the Republican Party’s nominee while former Secretary of State, United States Senator from New York and first lady, Hillary Clinton, became the Democratic Party’s presidential nominee. Both of the candidates have advantages and disadvantages. I support Trump for President specifically for his policies on gun control, foreign policy, and his ideas on reforming health care. I believe Trump’s policies are generally better than Clinton’s.
Obamacare, by definition, is a US healthcare reform law that expands and improves access to care and curbs spending through regulations and taxes, but is this accurate? There are many opinions on whether the United States as a whole is benefiting from the healthcare reform, or if the citizens are worse off because of the new laws. The only positive many people, including myself, see coming from Obamacare is the increase in the number of insured individuals throughout the country. On the other hand, Obamacare did not address issues such as asymmetric information, adverse selection, and market failure. So, why should we keep Obamacare and is there better options for the health of our country?
On March 23, 2010, President Obama signed the Affordable Care Act (ACA), a law put in place to provide comprehensive health insurance reforms that allowed Americans to have access to affordable health insurance options. The Affordable Care Act seeks to make health care more affordable, secure, accessible and of a higher quality for the millions of Americans who were previously uninsured, or who had insurance that didn’t provide them adequate coverage and security.
The Affordable Care Act (ACA) or aka Obamacare was signed into law to restructure the health care industry by President Barack Obama on March 23, 2010. The Affordable Care Act sought to give more Americans access to affordable, quality health insurance and to reduce the growth in U.S. health care spending. With this, Obamacare is a once-in-a-generation change to the U.S. health system. It guarantees access to health care for all Americans, creates new incentives to change clinical practice to substitute better coordination and quality, gives physicians more information to make them better clinicians and patients more information to make them more value-conscious consumers (Kocher, 2010). All physicians have a similar moral and ethical calling
Would you like to pay $106,000 for heart surgery? The answer is no. I agree with the Affordable Care Act. The Affordable Care Act makes everything easier for Americans. The Affordable Care Act has impacted in a beneficial manner. No one including children will no longer be denied or limited to health care plans for their pre-existing conditions. According to the Health and Human Services (2014), all americans will have access to reasonable health insurance options. Since the Act came to place, more than 7 million people have signed up for health insurance through this. The Affordable Care Act is making a stronger health care and Medicare program. CHIP has expanded to cover up to 9 million children, which is good for all families.
“But insurers in many counties are offering such a dizzying array of health insurance plans with so many subtle differences that consumers have struggled to determine which plan is best for them” (Pear, 2015). One of the attractive features of affordable coverage is the low monthly premium. With these attractive numbers, some people might even choose to give up their employer coverage to save the extra money. Naturally, consumers would most likely be fond with the low premiums rather than the quality of the plan. However, low premium is only worth the price that is paid for. The high deductibles lie within these low cost plans could cost the patients a fortune when they receiving the care. As this happen, the Affordable Care Act is no longer serve its purpose in helping to increase the quality and affordability of health insurance as well as reducing the cost of healthcare. Instead, the Obama Care only succeeds in reducing uninsured rate of the population. The lack of understanding about the healthcare coverage could become financially burden to the consumers’ family if they choose to use the plan.
The Affordable Care Act, in other words “ObamaCare” has been a train-wreck of a bill that was rushed into law in March of 2010. This law is the basis of the 2008-2012 Democratic-lead government’s platform that would end up securing the 2012-2016 elections for them. This law was not, pushed so fervently to help the nation, as much as it was to help re-election bids. I believe that the Affordable Care act should be repealed, but not necessarily replaced. The whole principle of government mandated and managed health care is inherently flawed, as to do so, the government must lay out blanket regulations and requirements on both insurance companies and the common citizen, that in a lot of ways aren’t beneficial to
The Affordable Care Act requires every citizen to have health insurance, therefore no matter what; health care costs are cheaper when receiving care (The Henry J. Kaiser Family Foundation Headquarters, 2013). The Affordable Care Act mainly focuses on helping the funding for individuals and ensures that everyone has the assistance that they need. Through this act, small businesses and individuals have the opportunity to compare their plans and determine if they should apply for financial assistance. These health care plans are required through the Affordable Care Act to cover ten of the essential health care benefits and also require plans to provide their patients with no-cost preventive benefits; therefore no insurance has the opportunity not to cover
Recently, there have been various issues being debated in the American healthcare system. While many of these issues have been debated amongst for many years, they have recently been debated and focused on more heavily due to the change of Presidents. One of the most leading problems that is being debated right now is the cost of health insurance. Originally, the Affordable Healthcare Act was supposed to make healthcare insurance affordable and more attainable. A few years after the Affordable Healthcare Act was implemented; it became evident that it was a failure for the most part. In a vast majority of cases, it failed many Americans. The Affordable Healthcare Act in many cases has made healthcare insurance less affordable for the American
The Affordable Care Act also known as Obamacare or ACA is the new health care program for the United States of America. The health care bill was passed on March 23, 2010 by President Barack Obama and the 111th United States Congress. The ACA was supposed to help get everyone on a health plan that was affordable for the average American.
There are many laws in the United States of America, but there is one law that is especially important, as it causes a lot of controversy, and politicians not in favor are trying to shut it down. In the 2016 election, the candidates have different opinions on it, and they argue about it a numerous amount of times. It is one of the main issues of the debates. The law has caused both benefits and problems for citizens of the USA. Some citizens of America have violently protested against the ACA, while some citizens lives depend on it. This law is called the Affordable Care Act, signed in 2010, and I strongly believe that it is a good law.
The Affordable Care Act (ACA) is a large-scale health care law that was enacted by President Obama in March 2010. It was created with the aim of increasing the affordability and availability of healthcare. The Affordable Care Act is also known as Obamacare. When the Senate voted on the law on the 12th of December in 2016 it passed with a fifty percent majority. None of the Republicans voted for it.
The Affordable Care Act (ACA) was signed into law on March 23rd, 2010 by President Barack Obama. This radical health care law was a much-needed step in comprehensive health insurance reform. Three important features of the Affordable Care Act are 1. Improving quality and lowering health care costs 2. New consumer protections and 3. Increased access to healthcare. (Key Features. 2014). Under the umbrella of these three key features additional benefits include free preventive care, drug discounts for senior citizens, increased protection against health care fraud, small business tax credits, increased access to health care through the health insurance marketplace, consumer assistance, and non-discrimination based on pre-existing conditions.