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Pros And Cons Of Institutional Social Welfare

Decent Essays

Institutional Social welfare is designed to prevent problems. “They are proactive and provide benefits or services to people before problems arise.” (Segal, pg. 39). It's a system in which one's need is accepted as normal part of social life. It is not just for the poor, but for everyone. A view that emphasizes on preventative role of social welfare of the individual is the responsibility of the social collective. The market is unable to meet the needs and goals of people, therefore, the optimal distribution of welfare is only achieved by acknowledging that there is a significant role for a publicly-funded and organized system of institutions. At my institution we focus on Service members budgets. We are designed to help service members in a time of need and future. For instance we do what we call FFP (financial fitness plan,) if we see a service member relies on us too often, we have administer an FFP. An FFP is where we add up all expenses and show the service member where their money is going and how to budget and save. I think Institutional welfare is a positive way to prevent future problems and almost everyone benefits.
Residual social welfare is the opposite. They come into play when there is an identified problem. “Residual services are designed to address only the identified problem.” (Segal, Pg. 40). At my institution, we use what we call quick assist loans or QAL. The QAL is a check that is up to $500 and is used for immediate help, no questions asked. Service members come in the most often looking for this service usually for vehicle repairs, basic living, travel, etc. If a service member is looking for more than $500 they will have to make an appointment and have mandatory budgeting counseling. The most welfare services in this country are residual.

Critical Thinking Assignment 1: Research
Where I volunteer, Navy Marine Corps Relief society, also known as NMCRS, their mission is to educate and help service members, spouses, and retirees. “To provide, in partnership with the Navy and Marine Corps, financial, educational, and other need-based assistance to active-duty and retired Sailors and Marines, their eligible family members, and survivors.” We realize that life happens and sometimes at

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