ObamaCare, officially known as the Patient Protection and Affordable Care Act (PPACA) but sometimes also referred to as the Affordable Care Act (ACA) for short, reforms the health insurance industry and the American health care system as a whole. The law brings forth many changes for the American families that make healthcare more affordable and accessible. The law focuses on four aspects of improvements in healthcare for Americans: affordable insurance for individuals and small business owners, ends insurance company abuses, strengthens Medicare, provides better options for coverage. Furthermore, the law highlights the importance of preventive care for all covered customers.
To understand why healthcare reform was needed in the United
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Kingsley, Diagnosing the Current Problems of the United States Health Care System Requires Examining the History of Health Reform, 66). President Obama not only understood the need for a change in Healthcare as it was before the law, but he also realized that this change would not be an easy one as former leaders had attempted healthcare reform and had failed.
“The Patient Protection and Affordable Care Act was signed into law March 23rd, 2010 and upheld by a Supreme Court ruling on June 28, 2012” (Obama Health Care Summary n.d., para. 2). Before the law, insurance companies were able to pick and choose whom they gave coverage to and premiums would hit the rooftop for the policyholders. This worked in favor of the big insurance companies, but not for the American families. The law makes insurance affordable to all. As described in the Obama health care summary, under the law health insurance companies can no longer put a lifetime cap on essential health benefits. The law also provides a wide range preventive care services to customers for free. According to Obama health care summary, 54 million Americans got at least one free preventive care service, which is huge increase in number and ensures Americans that the law in fact provides what is promises in terms of preventive services. Before the law, big insurance companies used premiums for company overhead CEO salaries, but the law requires the customers get more value for their premium. As
It improves quality and lowers health care costs by giving free preemptive care, prescription discounts for elders, protects against health care fraud, and gives small business tax credits. Patient Protection and Affordable Care act also gives new clients protection, meaning they can’t be dropped from their insurance if they have a preexisting condition or if a patient gets sick. In addition, Patient Protection and Affordable Care act implemented a new health insurance marketplace- allowing shoppers to compare health plans that benefited them to get the most out of their insurance policy, gave cost assistance to individuals, families, and businesses, eligibility to Medicaid was expanded giving millions of Americans access to health insurance, having no annual or lifetime limits of healthcare, having all medical insurances give a guaranteed issue- meaning they can’t deny coverage for any reason, the patient gets the right to petition any health insurance company decision, the patient gets access to an informal, easy to understand summary about a health plan’s benefits and coverage, young adults can stay on the insurance plan of their parents until they are 26, large enhancements to women’s health services, better protection and care for seniors, new precautionary services at no out of pocket costs, and essential health benefits such as emergency care, hospitalization, prescription drugs, and maternity and
“Obamacare”, or the Patient Protection and Affordable Care Act (PPACA), was a law developed to help provide affordable, quality healthcare insurance to everyone and reduce spending on healthcare by the general public (ObamacareFacts, n.d., (5)). Healthcare costs and coverage has been an ongoing struggle in the United States. It came with many new sub-laws affecting healthcare insurance providers and consumers, as well as new benefits to affect current and future healthcare insurances. Obamacare is currently still in effect.
The affordable Care Act is the US healthcare reform law. The law makes health care and health insurance more affordable and move available to more Americans the official name is the Patient Protection and Affordable Care Act of 210, but is mostly referred to as Obamacare. This law was signed on March 23, 2010. Originally the ACA was enacted to increase the quality and affordable of health insurance, lower the uninsured rate by expanding public and private insurance coverage, and reduce the costs of health care for individuals. There have been several provisions made to the act since 2010. Within my paper I will be discussing the pros and cons of the ACA, changes that are taking place within the act and from the standpoint of the insurance companies that offer insurance through the marketplace, lastly explaining my ethical and Christian Worldview.
The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act (ACA) was signed into law on March 23, 2010 by President Barack Obama. Providing reliable and high quality medical care was the main purpose of this bill. This is a comprehensive law that would allow increase access to care, promote health and control costs. The provision that would be discussed is Section 2714, which is the Extension of Dependent Coverage and is found under Title 1-Quality, Affordable Health Care for all American, under Subtitle A- Immediate Improvements in Health Care Coverage for All Americans. (Compilation of Patient Protection and Affordable Care Act, 2010, p. 34). Under Section 2714, provision was made to allow dependent coverage
The Affordable Care Act was put into effect to provide more Americans with affordable health insurance, regulate the health industry, and improve the quality of health insurance. This health reform was created to fix the current healthcare system. On March 23, 2010, President Barack Obama signed the Patient Protection and Affordable Care Act (PPACA) or ACA into law. The ACA has affected the economy in many ways. It gives low income families health insurance and it makes it easier for families to access healthcare and the coverage they need. It lowers overall healthcare, gives insurance to the employed and it raises taxes.
Signed into law by President Obama on March 23, 2010, the Patient Protection and Affordable Care Act, also known as the Affordable Care Act and more commonly known as Obamacare, is arguably the most significant piece of social legislation the United States has passed since Medicare and Medicaid in the 1960’s. The law works to reduce health care spending in the U.S., provide more Americans with access to health insurance, give higher quality care, and make healthcare more affordable. The bill has been known for its extensive length (the condensed version of the law itself is 906 pages long and there thousands of pages of regulations) and with so many details packed in, it’s easy for Americans to get confused. Many argue that Obamacare has done more harm than good for our country; others call it a huge success. Whatever your opinion may be, it’s important to take a look at the advantages and disadvantages of the act and the many changes that have been made since it was first signed into law.
In March of 2010, President Barack Obama signed into effect the Patient Protection and Affordable Care Act, or widely known as “Obamacare.” The changes that the act is making with all of health care will slowly be implemented throughout the years, and should be completed by 2022 (Obamacare Facts: Dispelling the Myths). In the Affordable Care Act it changes or alters almost all programs that we have today and creates new programs to assist people and properly state what type if care is expected and required of health care professionals. The Patient Protection and Affordable Care Act includes all of the following departments of health care, Affordable Health Care for America Act, the Patient Protection Act, the Health Care and Education Reconciliation Act, the Student Aid and Fiscal Responsibility Act, and effects the Food, Drug and Cosmetics Act and the Health and Public Services Act (Obamacare Facts: Dispelling the Myths). The Affordable Care Act will make many changes, but some of the big changes that will occur involve the patients quality of care, the benefits that all of America will receive with the prevention measures it will be taking, the total availability and access of health care for all Americans, and how all Americans health care finances will be altered.
The Affordable Care Act also known as Obamacare increases the quality, accessibility, and affordability of health insurance for all types of people with various financial status. In exchange, people who do not have an insurance would have to pay an additional fee for not having han insurance. This policy would make more people get an insurance and receive benefits as they grow old. This would ensure that it is not cheap for the people who are actually able to pay for their service. This law, stops insurance companies from dropping you when you are sick, protects against gender discrimination, expands free preventative services and health benefits, expands Medicaid, improves Medicare, requires larger employers to insure their employees. This would ensure equality for all patients are patients would not be abandoned when they are severely sick or not able to pay for their treatment. This also creates a marketplace for subsidized insurance providing tens of millions individuals, families, and small businesses with free or low-cost health insurance, and
The Affordable Care Act, otherwise known as Obamacare, was passed in March 2010. This over-1000-page Act implements a number of reforms designed to increase the availability of health care for individuals. The Act created a Health Insurance Marketplace, a universal way to sign up for subsidized health care plans (which are cheaper), though you can only get certain plans from certain places, including an expanded Medicaid. It also creates an incentive to purchase health insurance-if you don 't, you 'll have to pay a fine, which is interpreted by many as a tax. Additionally, the Affordable Care Act requires sizable firms to provide a certain level of health care to all of their employees, with certain specifications. Obamacare also attempts to make health care cheaper for many, by trying to even out the cost for everyone.
The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act (ACA) or, more commonly, Obamacare, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. The law mandates United States citizens to obtain health insurance coverage and businesses of 50 or more full time employees) to provide health insurance to its’ employees. Should you not be covered, a penalty will be imposed.
President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.
The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010. While the act is directed at addressing one of the country's most pressing problems, it generated much controversy as a consequence of the ethical dilemmas that it brings on. The act provides individuals with a wider range of choices and control over their health coverage. It provides a series of benefits such as people getting lower costs on coverage, several important health benefits being covered in the Marketplace, more help in local areas, and pre-existing conditions being covered. However, it also involves a legislation claiming that most people have to have health coverage by 2014, with those who do not have it having to pay a fee.
Health care has become an integral component in the lives of modern Americans. In recent history, President Barack Obama introduced a new health reform legislation known as the Patient Protection and Affordable Care Act. This act is detrimental to the social well-being and economic success of the American people as it raises insurance premiums, significantly increases taxes, and harms businesses. It damages the quality of health care, stunts economic growth, and causes decreased wages and unemployment. The reform is a hindrance to the advancement of the health care industry, and thus Obama’s policy position of health care is unacceptable and unsound.
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.
The Patient Protection and Affordable Care Act (PPACA) frequently known as “The Affordable Care Act” (ACA) or “Obamacare,” is the United States decree authorized into law by President Barack Obama on March 23, 2010 (Group, 2014). The principle of the Affordable Care Act was to strengthen the quality and affordability of health insurance and decrease the uninsured tariffs by magnifying public and private insurance exposure. In the community relations ambition for President Obama’s takeover of the American health care system, he assured that those who was fond of their insurance could keep it, percentages would reduce, and no one would lose their doctor. Additional vows that President Obama created was the Affordable Care Act would not subsidize abortions.