Rachelle great post. Half of American adults have at least one chronic medical condition such as type 2 diabetes or heart diseases. Shopping for health insurance when we have chronic disease can become very time consuming. A good place start health insurance disition with our providers. Obama care is helping people with chronic illness there is no limitation and all health care providers have to accept people with Obama care. It is very helpful for people with chronic health
Obama’s healthcare plan provides affordable health insurance for all US citizens but might affect your private insurance if you already have one. His plan is to help those who are in poverty and mainly those below poverty level. His program ensures that sick people will not be dropped from their insurance and there will be no discrimination whatsoever. This healthcare is aimed to improve the healthcare for those who cannot afford private healthcare or
ObamaCare ot The Affordable Care Act is a US human services change law that extends and enhances access to care and checks spending through directions and duties. The Affordable Care Act's principle center is on furnishing more Americans with access to moderate medical coverage, enhancing the nature of human services and medical coverage, managing the medical coverage industry, and diminishing social insurance spending in the US.
In America today there are approximately 17.6 million children 18 and under who have a pre existing health condition. These conditions range from just having asthma or breathing problems to a serious disease like diabetes or cancer. Getting treatments for these conditions costs a lot of money. If your child is one of the 17.6 million that has a health condition how are you going to pay for the expenses? Now the insurance companies will turn you down since he or she has a condition already Or will they? With the new health care law in place now your son can get the health insurance he needs to be healed in no time. The Affordable Care Act or “Obamacare” is the law that will change health care forever. Obamacare will help Americans because it will give every American access to healthcare, lowers the healthcare costs while improving the quality, and will give patients new consumer protections.
ObamaCare also creates a high-risk pool for people with conditions that are pre-existing. Essentially, this is a way of getting rid of those conditions. However, people who have these pre-existing conditions and health issues can still attain health insurance. There is an exception though; the people with these health issues and conditions receive their insurance at different rates as opposed to the people without pre-existing conditions. Also, people under the age of 19 are no longer considered to have pre-existing conditions. ObamaCare doesn’t allow insurance companies to discriminate against people due to disabilities. It also doesn’t allow insurance companies to deny insurance to people who have been a victim to domestic abuse in their past. ObamaCare also forbids insurance companies from denying their customers coverage because they have reached a lifetime-limit. Essentially, if a person is paying for health insurance, the
Obamacare, also known as “The Patient Protection and Affordable Care Act,” or ACA, was enacted in 2010 under the Barack Obama administration. The Affordable Care Act does five main things: it enacts insurance market reforms, establishes an employer mandate, creates new federal and state health insurance exchanges, institutes an individual mandate, and expands Medicaid eligibility. This historical piece of legislation was met with much confrontation, forcing the Obama administration to cut deals and negotiate terms with opposing parties in order to get the act passed. The Affordable Care Act works, and its success is evident in the data. The number of uninsured Americans has decreased from 18% in 2013, just before the Affordable Care Act was
Health Care in America has recently changed by President Obama and reform and changes are heading our way. The Affordable health care act or better known as “Obama Care” is changing the way each American family access and our provided health care. America prior to the induction of this bill had about 15% of its population uninsured, and with one of the most profitable health care systems in place America leads the world in medical advances and technology. Those posses a serious problem, which is how does a country have such success in health care finically but its people remain sick? President Obama has changed that as of March 2010 by placing a Health care system that is going to change the current one to essentially benefit all
Before creating Obamacare, million people in the United States could not afford the expenditure to buy health insurances and drug costs. Therefore, they have no chance to prevent diseases or receive treatments. They could be discriminated against coverage and treatment because they had pre-existing conditions. As shown in statistics in the article “Health Coverage before the ACA, and Why All Americans are Better Off Now” of David Simas, the insurance companies could deny to coverage nearly one in two people because they have pre-condition such as heart diseases, cancer, or diabetes.
“The massive legislation will help 32 million Americans get health insurance coverage and bans insurers from denying coverage to those with preexisting illnesses.” (Clemmitt) With the health care reform, it covers many things that Americans are struggling to receive such as acceptance because of illness and kicking out anyone off going young adults from parents plans. Obamacare is a benefit for those in need and have been let go cause of illness or who just in need but will not get accepted for reasons.
Obamacare expands Medicaid and created a Health Insurance Marketplace, a universal way to sign up for subsidized health care plans. It makes it easier for low income families to receive benefits from Medicaid and other unsubsidized loans. Over half of uninsured Americans can get free or low cost health insurance, and some can get help on out-of-pocket costs using their state’s Health Insurance Marketplace. Through the Marketplace, though, you can only get certain plans from certain providers, as many of them are unwilling to provide subsidized loans. Protections from Obamacare also ensure that you can’t be dropped from … or denied coverage or treatment for
The Affordable Care Act was created to make an attempt to reduce the amount we pay for healthcare. “Healthcare premiums were too expensive for many families to afford,” is a common issue among citizens today, and we have come to the conclusion that Obamacare can help reduce that amount. Ever since this has been put in place, many Americans deny this, but it says that even if you aren’t 100 percent healthy it will still cover you, unlike regular healthcare premiums opposed that. Another benefit that is presented, it that you don’t have to have a high income or good health to be covered, the act says that it will cover you no matter what condition or state you are in.
A newest way to finance health care now days is the health care reform which it is also called Obama Care. The Affordable Care Act was signed into law in 2010. The main objective behind the Affordable Care Act was to ensure that affordable health care insurance was available to every U.S citizen. This law is an extensive document that contains many regulations and laws that relate not only to health care but also to the regulation of insurance companies. One of the best known regulations is that group health plans can no longer put limitations or deny benefits to individuals under the age of 19 due to pre-existing conditions and individuals under the age of 26, are now eligible to be covered under their parents’
“Obamacare”, also official known as the Patient Protection and Affordable Care Act or the Affordable Care Act for short was first approved on March 23, 2010. The Obamacare Act would guarantee to help Americans be able to get ahold of a fair, low-cost quality health insurance and reduce American’s spending on their health issues. Even with such a great plan, there were many flaws and hesitance that went towards enforcing this new health care plan. However, Obamacare has tremendously enhanced opportunities in order to receive healthcare for a vast number of Americans, despite its complications.
The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010. While the act is directed at addressing one of the country's most pressing problems, it generated much controversy as a consequence of the ethical dilemmas that it brings on. The act provides individuals with a wider range of choices and control over their health coverage. It provides a series of benefits such as people getting lower costs on coverage, several important health benefits being covered in the Marketplace, more help in local areas, and pre-existing conditions being covered. However, it also involves a legislation claiming that most people have to have health coverage by 2014, with those who do not have it having to pay a fee.
Obamacare may be one of the most debatable topics at the moment ever since 2010. For those who are still confused on what Obamacare is and how it works is understandable and common amongst Americans. Obamacare is also known as the Affordable Care Act. It can be summed up as a law that ensures every American has access to health insurance that is affordable and within their budget. This is done by offering people discounts on government-sponsored health insurance plans, and by expanding the Medicaid assistance program so they include more people who can’t afford health care. In order for someone to qualify for Obamacare they must have an insurance plan that covers at least ten essential services that pertain
Throughout the 20th century and into the 21st century the United States has always had a realization that there was a problem with obtaining affordable health insurance. The Patient Protection and Affordable Care Act (ACA) also known as Obamacare, was signed into law in March 2010. This law enables people who were unable to afford healthcare the ability to obtain a healthcare plan at an affordable rate. In 2009 a survey was taken as to the amount of people in the United States that carried health insurance. In table one below you can see over 50 million people in the United States did not have any type of insurance, which is close to 17 percent of the population (see table 1 below). “According to the Kaiser Family Foundation, “32%