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MHPA Research Paper

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“The Mental Health Parity and Addiction Equity Act of 2008, also known as MHPAEA is defined as a federal law that prevents group health plans and health insurance issuers that provide mental health or substance use disorder benefits from imposing less favorable benefit limitations on those benefits than on medical or surgical benefits” (Centers for Medicare and Medicaid Services, para 1). Originally, MHPAEA applied only to group health plans and group health insurance coverage, but was “amended by the Patient Protection and Affordable Care Act” to also apply to individual health insurance coverage (Centers for Medicare and Medicaid Services, para 2). “The Mental Health Parity Act of 1996 (MHPA) defined that large group health plans could not impose annual dollar limits on mental health benefits that are less favorable than any limits imposed on medical or surgical benefits” (Centers for Medicare and Medicaid Services, para 6). …show more content…

The new law requires an equivalence in the way that mental health or substance use disorders and medical or surgical benefits are treated in regard to dollar limits spent annually, however does not require large group health plans or insurance issuers to cover mental health or substance use disorders (Centers for Medicare and Medicaid Services). This is due to the fact that the law’s requirements only apply to large group health plans and health insurance issuers that choose to include these mental health or substance use disorders in their benefit packages (Centers for Medicare and Medicaid

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