Improving America’s Current Health Care System
The health care system of the United States is dysfunctional and broken. While many upper and middle class Americans have nothing to worry about since they can afford health care insurance, the lower class are neglected and pushed to the side. Including funding and performance, the costs of the health care insurance has caused current political evaluations. Yes, Medicaid does cover the poor Americans, but you do not receive the same treatment and coverage as someone with insurance. Most Americans are aware that there are many problems with the current health care system in the United States. There are little to none access to these affordable health care insurances and the prices are rising
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The increases of children that don’t receive any medical attention are prone to more cases of illness in United States. The more the child is at risk, the less the child is able to attend school with normal children. There are also over 40 million Americans a year that do not get medical care when it is needed, even if they are insured (Sweeney). More than 8 out of 10 uninsured Americans are from average working families (Sweeney). If an injury or sickness occurs, Americans that do not receive proper health care pray for the best because they cannot afford it. In most cases, lacking proper health care leads to thousands of deaths every year (Sweeney). Today, there are five major problems in the current health care systems. Those problems include: Accessibility, Cost/Affordability, Lack of portability, technologically deficient, and Lack of data availability (Sweeney). These problems have not been solved yet because of lack of central planning of the healthcare system.
1.AccessibilityHealth care is not accessible to all Americans of the United States (Sweeney). Americans who cannot reach health care plans rely on emergency services for less acute problems and neglect preventative care options (Sweeney).
2.Cost/AffordabilityTo me, there is no such thing as affordable insurance. The health care system is expensive and not affordable for everyone in the United States
As Americans we should all be afforded access to healthcare. Access to healthcare is an individual right according to the human rights amendment. The human right to health guarantees a system of health protection for all. The human right to health means that everyone has the right to the highest attainable standard of physical and mental health, which includes access to all medical services, sanitation, adequate food, decent housing, healthy working conditions and a clean environment (What is the Human Right to Health and Health Care, 2015). However there are strengths and weaknesses to every healthcare system and the U.S. Healthcare system is not exempt. I plan to discuss the strengths and weaknesses of the U. S. Healthcare system (What is the Human Right to Health and Health Care, 2015).
The United States health care system is considered broken because we do not have one universal system. Within the American system there are different types of health insurance such as private, group or self-insurance. The United States works on a fee-for-service system so the providers receive money for every service they provide therefore the medical bills for Americans are significantly high. Before the Affordable Care Act was implemented a few forms of government programs were Medicaid, the Children’s Health insurance Program and Medicare. Medicaid and Children’s Health Insurance Program were to help insure the low income citizens and their children. CHIP and Medicaid are both funded by the government and state but administered by the individual states. CHIP covers children whose family income is up to 200% of the poverty level. Medicaid insures low income citizens but can also
Medicaid is a huge program that touches many lives but is nonetheless poorly understood by both the public and policymakers. This is an argument for many people, mostly because the public has the idea that only people that refuse to work are on it, well for some yes that could be true but this program helps working families and the elderly. single individuals and childless couples are largely excluded from Medicaid coverage, but the program covers 65 percent of maternity stays for women under 25, and 40 percent of all maternity stays. Many of these women are uninsured individuals with incomes above the poverty line. ("PA DHS - Healthy Beginnings," n.d.) For many financially struggling families, whom otherwise are least likely to have insurance, Medicaid is the only available option for them to receive the coverage they need. The media portrays this façade of “Medicaid: Worst insurance in America?” It’s hard for citizens to not believe that line when it’s in the forefront of a political debate. With republicans like, Carly Fiorina making statements such as “Obamacare isn’t helping anyone” ("Medicaid: Worst insurance in America?," n.d.) what is the country supposed to
Consequently the U.S. spends more money than any other country on health care, and the medical care that is being provided may be compromised. Research has shown that the lack of health care insurance compromises a person’s health. However, there continues to be unnecessary death every year in the U.S. due to lack of health care
Health System Reform in the United States: Impact of Rising Premiums and Opportunities for System Improvements to Enhance Access to Healthcare Services
We live in the United States, “The Land of the Brave and Home of the Free.” However, the United States is the only developed country that does not provide guaranteed insurance coverage for all citizens and they’re thereby doing not ensure access to health services (Government hub, n.d.). Meaning other countries offer health coverage without cost. This always disappointed me because America is the richest, and most unequal, country (Sherman, 2015). So why wouldn’t America provide American’s health care insurance (McAlearney, 2003, p. 20). Since the United States does not provide universal health care coverage, we will discuss briefly forms of insurance offered to Americans, the categories of insurance and how individuals qualify for coverage and Affordable Healthcare Act (Obama Care).
Substantial increases in health care costs has put significant strains on federal, state, and household budgets as well. Quality of health care varies widely, even after controlling for cost, patient preferences, and sources of payment (ATR, 2015). Many Americans lack health insurance coverage which also put a burden on the health care system itself, onto the consumers, and the tax payers as well.
The dysfunction of the American health care system implies that not everyone has access to the right medication and medical treatment. Middle-class families and chronically ill patients do not always have access to health care, and when they do they do not receive adequate treatment with regards to hospitalization and medical services or quality of service. The lack of payment reform results in
To begin with, the goal is to gradually introduce the new health care system into the United States. To avoid the idea that the government is introducing a “Big Brother” like plan. The first step is to introduce the usage of smart cards through executive order. Since it is election year it would be beneficial in implementing the new policy. This first step, of using smart cards would decrease wait-time and decrease charges while increasing care and transparency. With this plan the prices would be fixed and be negotiated annually. The system also decreases bankruptcy over medical charges and bills. The usage of smart cards will save paper and decrease the amount of money on paper. Also, it will reduce the amount of money spent to send files to different locations. Instead of waiting for a file patients would just hand over their smart card and their entire medical history would appear in other words increasing transparency of medical information. Concerning Equity and coverage the new system is quite effective. The entire population is covered under the new plan. Individuals can choose to opt out of the plan provided to everyone and add alternative care. If the individuals loses his or her job they will be covered by their job’s insurance for up to six months. That should be enough time for one to find another job. The six month coverage will also decrease the stress that one might have after losing a job that provides great insurance.
Across the US, “the share of children uninsured dropped by at least 2 percentage points in 28 states” (Commonwealth Fund, 2016). For those who were unable to receive proper care due to cost-related obstacles had, “dropped by at least 2 percentage points in 38 states and D.C.” (Commonwealth Fund, 2016). All those who were not able to afford proper healthcare due to whatever barriers, are now able to, due the expansion of Medicare and
This article offers 10 suggestions on how to improve the overall quality of your health care without increasing your costs. These suggestions certainly are not a substitute for meaningful health care reform, but following these useful tips will enhance communication with your health care provider and help you get the most out of your medical coverage. 1. Read the fine print on your medical insurance policy to avoid unnecessary costs. Some health insurance policies cover preventative care, such as routine physicals and screenings, at 100% with no deductible per 12-month time period. Be aware that a 12-month time period is not the same thing as a calendar year, and keep careful track of when you had your last office visit for preventative care.
Insurance however covers basic services making the US health system an imperfect market since patients are not directly generating the cost of services. The next characteristic is the government acts as a subsidiary to the private sector. The US system is largely in private hands; whatever is left is filled by the government which includes support for research and training. Another characteristic is the fusion of market justice and social justice. Market justice focuses on the fair distribution of health care on the market in a free economy. It is based on the patient’s compliance and capability of paying for their medical care. Social justice focuses on the community over the individual. This believes that the patient is unable to afford medical care. The fusion of both theories can work well together in that some people can receive insurance through employers and those that can’t, will receive insurance through the government. However, they can also create problems in that some employers cannot afford the cost of private insurance providers and the employees do not qualify for government health insurance. This leaves these people and their families uninsured. The next characteristic is multiple players and balance of powers. There are many different groups that play a role in the US health system, and each with their own interest. This
As the overall U.S. population experienced increases in unmet need and delayed care between 2003 and 2007, children were no exception. Low-income children encountered the greatest increase in unmet needs among all children and access to healthcare declined more for people in fair or poor health than for healthier people.
Children in the United States are also suffering because of the lack of universal health care coverage. While there is coverage for children living at or below the poverty level, there is no coverage available for those children whose parents make too much money to qualify for the low-income programs and too little money to be able to afford health insurance. “These gaps in health insurance coverage may lead to delayed or unmet health care needs among children” (Kim & Viner-Brown, 2007). As a result, these children are less likely to be taken to the doctor for treatment of chronic illnesses like “asthma” or “recurrent ear infections” (Hoffman & Paradise, 2008). It boggles the mind to know that “uninsured newborns, even though they had more severe
Despite the countless advanced in technology and the abundance of health care organization popping up all over the place, whether they are free standing clinics, hospitals, urgent cares or etc, many people still lack the ability to receive quality health care. This has become a concern throughout the world, but especially a more vocal concern for residents of the United States in the past few years. In this paper we will discuss the reasons preventing access to quality health care and how we can overcome the many obstacles that stand in our way to provide quality health care to many who lack it today.