H.R 3590 Affordable Care Act Introduction Health is the most important thing one can have. Without good health, people cannot continue living. Thus, Congress drafted a bill called Affordable Care Act, or commonly known as Obamacare, on March 23, 2010. This new healthcare reform strategize to increase affordable healthcare insurance and lower the costs of healthcare for citizens. One important aspect of the bill is that it demand all insurance companies to cover every client despite his or her pre-existing conditions. The motto for this reform is “quality over quantity,” which means the government want to shift healthcare from higher price to higher benefits. The primary goal of the bill is to lower future government spending (Pear, Robert). Before ACA, approximately129 million Americans were discriminated against when purchasing healthcare because of their pre-existing conditions. For those who were not insured, it was a daily frustration (Simas, David). It was as if there was a ticking time bomb inside them. They did not know when they will fall ill and if they did, they had no way of healing themselves. With the limited daily expenses Americans had to provide for their families, paying for insurance was a financial struggle. However, America is improving. “We will not go back to the day when patients lying in a hospital bed, fighting for their lives are told that, sorry, your coverage is over. We cannot cover you anymore. We will not go back.
Before the Obamacare, many individuals had no medical insurance. A noted author, Amy Anderson state: “Approximated 30 million Americans were anticipated to gain health insurance through the Affordable Care Act (ACA) or Obamacare; a comprehensive healthy workforce would be needed to meet the massive demand”. (Anderson, 2014)
Imagine paying $500, $600, $700, or $1,000 monthly for health care insurance only to realize these payments were for naught. The health care insurance provider that received these monthly installments has decided whatever is ailing you will not be covered due to a pre-existing medical condition. What if you couldn’t have the luxury of health care insurance at all due to the basis the health care insurance provider has concluded you have a pre-existing medical condition? These are the dilemmas facing millions of Americans
Healthcare has always been a topic of great interest among the American people. Previous attempts have been made to implement a healthcare system that benefits all Americans; however, the mandate of Medicare and Medicaid in the mid-1960s has been the closest resemblance of universal healthcare system. In March of 2010, the President Barak Obama signed the most significant legislation for the U.S. healthcare system, the Affordable Care Act (ACA) also known as the Obamacare. This law was introduced to improve the quality and affordability for the health insurance industry. This act would also minimize the insurance rates for the uninsured as well as expand coverage. At the passage
It has been six years since the Affordable Care Act has been implemented into the United States healthcare system. As the pieces and provisions of this monumental federal statute become understood and executed, it is transforming the demand for care. Prior to the ACA, a significant number of Americans were marginalized and unable to obtain coverage. This system was faced increasing healthcare costs, placing greater financial strain to everyday Americans, businesses, and public health insurance systems. The ACA did not only help ensure health coverage for all (almost
The united states have a unique health care system of delivery that pursues to target some specific areas. The health reform, Patient Protection and Affordable Care Act also called the Obama care (2010), which holds the promise of universal health coverage under government mandates. With a predominant role that is play from the government the Health Care Reform is said to be, one of the most important pieces of legislation today. Universal health care is the pourpose that all citizens should have access to affordable, high-quality medical care and acces to primary care. Health care reform will provide every American with the ability to obtain, health insurance regardless of race, ethnicity, or income. With universal health care, everyone’s
There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand
While, as previously stated, the Affordable Healthcare Act is expected to increase medical coverage to include an additional 30 million people, it has become clear that just because the coverage was expanded does not mean an expansion of actual care. With the enactment of the ACA, congress unleashed what can be called a “tsunami” of newly insured patients, flooding a delivery system that was already stressed and barely hanging on. The
On March 23, 2010 President Barack Obama introduced a new healthcare system because various Congress representatives and Obama believed our country needed a change. This new healthcare system was called the Affordable Care Act (ACA), better known as Obamacare. It is now 2016, and it is time for more changes. With a new president coming into office, Donald Trump, we can expect changes to Obamacare or an entirely new healthcare system altogether. Obamacare is costing Americans more than it was intended to (Galen Institute). This essay will explain why Obamacare needs to be improved and how to improve this healthcare system. Obamacare has two types of supporters. The first type of supporters believe there is nothing that can be done to make this healthcare system better, while the second type think there should be changes to reinforce this health care system. Opponents believe Obamacare needs to be changed or ended altogether because they claim it is not helping the American citizens. Going forward, Trump should make changes to Obamacare in order to make it stronger instead of scrapping it altogether.
Ever since Barack Obama signed the Affordable Care Act (Obamacare) into law in 2010, it has been met by criticism from many people from many different ideologies. Although the law held promise for allowing all individuals to afford healthcare and all of its benefits, that is not to say it does not have its downsides. Since passing, both the conservative and democratic parties have found reasons to dislike the law. This essay will include a description of the law itself, criticisms from the two parties, and a personal reading into the Affordable Care Act and the potential it has at actually making a positive impact on the American health care industry.
control of both houses of Congress by the Democrats led to the passage of the Affordable Care Act (ACA), often referred to as “Obamacare” was signed into law in March 2010 since then, the ACA, or Obamacare, has become a centerpiece of political campaigning” (Manchikanti et al., 2017). The Republicans now being in absolute in control of the presidency and both houses of Congress and are attempting to repeal and replace the ACA. Moreover, the future of the healthcare reform is still uncertain, especially due to the Republican party and by President Donald Trump. Affordable Care Act reform has given insurance coverage about 20 million people, reduced the cost of it, and improved quality of care to all patients. There are several laws of
Healthcare in the United States is in a crisis situation. Healthcare costs are rising to the point where people are required to pay their health insurance premiums and deductibles over having enough money to cover groceries to feed the family. It seems our government is at odds in terms of the success with the Affordable Care Act and the outcomes we are witnessing from its’ implementation in our country. Many Americans understand the incentives of having healthcare insurance coverage and the benefits it can provide. With so many more individuals entering the healthcare insurance marketplace due to the guidelines of the Affordable Care Act we also see an impact to the supply and demand of healthcare availability and healthy outcomes.
The Affordable Care Act passed in 2010 and signed by President Obama on March 23, 2010. The vision was to reform the health-care in America worked and dramatically decreases the number of uninsured individuals. President Barack Obama campaigned aggressively under the phrase’ “Yes We Can”. In the end “Yes he did” get the health-care reform legislation past and set into motion the overall of health insurance decades in the making. Many of the major objectives of the Affordable Care Act were setup to be implemented over time, most of which will be in place by 2016. Until then it is somewhat difficult to determine the true impact of the Affordable Care Act on individuals and their medical care and the financial impact of the costs. As,
The Obama Care bill also Known as the patient protect and Affordable Care Act was established on March 21, 2010. The Affordable healthcare Act also known as Obama Care has helped over a billion people gain access to health. In 2010 it shows that 50 million people in America did not have insurance, it also shows that 48.6 million people had decreased, and then it increased in 2012. In 2010, before the Healthcare Act was signed Obama noticed some of the small issues that were going on in healthcare systems. Obama seen that some of the insurance Companies had some unjustified rates for their healthcare plan. He observed how some of the prices for healthcare were controlled by hospitals and private doctors. The way that the healthcare system used to work was that the people that could afford the healthcare plans were able to get them. The People that were unable to get healthcare insurance like through their job or a private practice had to rely on getting Medicaid and Medicare was only for disable people or elderly people. The Affordable healthcare Act was placed to help people throughout the U.S. receive insurance even if they don’t qualify with their employer or private healthcare insurance. What many people do not know is that the new affordable care act offers many great benefits. Such as great benefits for women’s health, Birth control, people with preexisting conditions have great benefits, etc. Having this Affordable Act care will bring great benefits to our future and
Since the passage of the Affordable Care Act (ACA) or ‘Obamacare’ in 2010 and its implementation in 2014,there has been a steady decline in the uninsured population of the United States of America. The number of Americans with health insurance, has reached a historic peak. According to recent data from the Census Bureau about health insurance coverage, the number of uninsured Americans fell from 33 million the year prior to ACA implementation to 29 million in 2014.The total uninsured rate dropped by more than 4 percent since the health care law took effect. The ACA has significantly reduced the number of Americans who were not able to acquire health insurance due to poverty, unemployment, or having a pre-existing condition.
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.