Identity Theft Crime

Identity theft is when someone, without the consent of the owner, dishonestly uses, or intends to fraudulently use another individual’s personal identity. Personal identifying information can consist of an individual’s name, date of birth, driver’s license number, mother’s maiden name, state identification number, telephone number and other personal information that

Identity Theft and Assumption Deterrence Act is a federal law established in 1998 that protects people from identity theft. Prior to this date there were not any specific laws to address this issue. The definition on the Federal Trade Commission’s website reads. “knowingly transfers or uses, without lawful authority, a means of identification of another person with the intent to commit, or to aid or abet, any unlawful activity that constitutes a violation of Federal law, or that constitutes a felony under any applicable State or local law;”

Identity theft is a significant problem to both citizens and financial institutions. The FTC estimates that over 27.3 million Americans have been the victims of identity theft in the past five years. The

The government is working very hard to fight against identity theft. Congress passed the Identity Theft and Assumption Deterrence Act to help people who have been a victim of identity theft. This act helps to prosecute suspects that have committed crimes dealing with identity theft. Suspects can get anywhere from 15 to 30 years when it comes to identity theft. Identity theft includes credit card fraud, identification fraud, computer fraud, wire fraud, mail fraud, or financial institution fraud. Not only do these suspects go to prison, but they have to pay the money back, and anything that is gained in the while committing the crime will be seized. The government works very hard with other agencies to help prosecute crimes that involve identity

Identity Theft is the assumption of a person’s identity in order to obtain credit cards from back account and retailers; the crime varies from stealing money from existing bank accounts; renting apartments or storage units; applying for loans or establishing accounts using another’s name (legal dictionary, 2007). Identity theft and identity fraud are terms that are often used

A. Identity theft is defined as an illegal use of someone’s information in order to obtain money or credit in the

There is a thief that lurks around us everyday; this thief can attack in brad day light or in the darkest hour, and just about anywhere you may find yourself. This thief has the power to act in your name, make unlimited purchases, open up credit accounts and ruin your good name and credit all in the matter of seconds; if you are vulnerable enough, you might become his next victim. In many cases all he needs is your name and a social security number, and he has enough information to make you his next victim; if you don’t believe me then ask the millions of Americans that became victim’s, or just ask me. The thief that I am talking about is identity theft. Identity theft is a

Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed.

Identity theft affects millions of Americans every day. Scam artists and hackers lay in wait for an unsuspecting person to get caught up their scheme through ignorance or naivety so they can take full advantage of their personal information to do as they desire with it. Problem is, it infiltrates and depreciates the integral infrastructure of our society which creates a cultural lapse through the declination of economic and cultural growth and double jeopardizes an already unstable system to the brink of its destruction. To understand how

     In today's society, there is a white-collar crime that has greatly risen in popularity among criminals. This crime is identity theft. Hundreds of thousands of people have their identities stolen each year. Identity theft is when these criminals obtain and use consumers personal information such as credit card numbers, bank account numbers, insurance information, and social security numbers to purchase goods or services fraudulently. According to the Federal Trade Commission, over 1.1 million people were the victim of identity theft. With this number, it is very evident that identity theft is one of the fastest growing crimes in our country. This paper will attempt to more thoroughly define identity theft. It will

Identity theft, the fraudulent acquisition and use of a person’s private identifying information, commonly seen in a financial gain or in a way to get money. An identity thief usually will find various ways to take the identity of a random person and say that they are that certain person. Ways that thieves steal other people’s identities is by hacking into personal computers where there people have their personal information stored in files. Also, thieves trick people into getting a job or an apartment and they get fooled by giving their personal information for example giving away their social security number or even giving them their debit card number. Some people even take away wallets or purses where there are some sort of personal information

Identity theft involves the unlawful taking of someone’s possessions for taking using the addresses and DOB without authorised access. Once someone else gets your information they are enabled to do many different things with your personal information. It usually happens when a hacker accesses a large amount of information about someone’s identity. A lot of common crimes which are usually got to do with identity theft are bank fraud and credit card fraud. Identity thieves can also do other stuff for example enter and exist countries using your personal information and cyber-crimes. Some consequences businesses and people face for identity are that you’ll be fined for sent to prison for long time.

Identity theft is the fastest growing fraud crime in America (Finklea, 2009). Gaining knowledge in preventing theft will better the economy and lower the crime rates in America. There are reported 9.9 million victims of identity theft and this number is increasing rapidly as the years go on. It has been reported that an estimate of fifty billion dollars has been charged to our consumers every year due to identity theft (Finklea, 2009).

Model criminal law officers’ committee formulated a report on identity crime. Using the term identity crime, they included all the commencements which relate to identity theft and identity fraud. The committee recommended the creation of the following crime model offences:

The United States Department of Justice defines Identity Theft and Fraud as, “… terms used to refer to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain” (U.S. Department of Justice, 2012). An individual’s personal data such as: Social Security number, bank account information, credit card numbers, or telephone calling card number¬ may be used by criminals to personally profit at your expense. In many cases, a victim's loss not only includes out-of-pocket financial losses, but substantial additional financial costs and time repairing and correcting credit histories and erroneous information. To assist with my research for this paper, I chose two books written from different perspectives. First, I sought out a book to provide a comprehensive review of identity theft history; methods used to steal identities, consequences of having your identity stolen, and prevention techniques from an individual or business perspective. Next, after developing a strong baseline on identity theft, I searched for a reference book which offers a comprehensive review of the concepts of computer crimes, relevant laws, and methods practiced by investigators to trace, capture and persecute identity theft