Healthcare Utilization and Finance
Organizational System and Quality Leader
Task 3
Sherline Moise
Western Governors University
A.1) I choose the Great Britain healthcare system from the given list to compare to the U.S healthcare system.
A.2) The united state health care system is the most expensive health care system around the world; this is why about 47 million people are without coverage because they cannot afford it. There many Americans’ who are in need and really need to see a physician, but refused to go see one because they don’t have insurance and they cannot pay such a high medical bill, so they would just not go while their medical condition is possible getting worse (PalFreman.J &
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Medicare part D contains the prescription drug plans, designed and run by private insurance companies, approved and paid by the federal government, and individual beneficiaries pick the plan they like. Medicaid is a state based program with federally set guidelines, and provides medical coverage for people who can’t afford it. Medicaid must cover kids less than 6 years of age to 133% Federal Poverty Line (FPL) and kids 6-18 to 100% FPL. Medicaid also covers the states children’s health insurance plan ups these to 300% FPL in most states, pregnant women up to 133% FPL, the elderly and those with disabilities who receive SSI (Carroll, 2014). Great Britain health care cost is half the cost of the U.S. because the National Health Service covers just about everybody in Britain, which includes children, people who are unemployed, and people who are retired. People of Great Britain do not pay for premium, co-pays; they don’t ever receive a medical bill for any care received. Great Britain pays for health care out of tax revenue. In Great Britain, the people there pay higher taxes to cover health care cost. The government owns the hospitals and the doctors are salary government employees. Great Britain’s has no medical bankruptcy unlike the United State health care system (PalFreman.J & Reid, T.R, 2008).
A.2a) Medication coverage in both countries is
In “The American Health Care Paradox”, Elizabeth H. Bradley and Lauren A. Taylor explore why the American health care system achieves mediocre results, despite spending a higher percentage of its gross domestic product than any other country in the world on health care. They explain that health care is more than just getting medical treatment, but there are social factors that affect a person 's health. The authors claim that more government spending on medical treatments is not the solution to the health care paradox, but we should focus more on social needs that have a greater impact on health. Case studies and interviews with physicians, other health care providers, and social service providers are used to support the authors’ claims. Though the authors do not explicitly state the path they believe the American health care system should follow, they give examples of foreign health care systems and domestic health care projects that may point in the right direction.
It is no secret that the cost of American healthcare is becoming increasingly more expensive. However, the issue of the rising cost of healthcare and its severity needs to be recognized as a major problem. Health prices are steadily increasing in the United States, and there is no sign of it stopping. Since 1970, spending on American health care has grown 9.8%, which is a rate that is growing faster than the economy (“New Technology”.) Furthermore, health insurance premiums are also increasing at a rate five times faster than American salaries, which makes it difficult for families to afford health care coverage (Zuckerman 28). Therefore, it has become an obligation to address why the cost of American health care is soaring and to seek out a solution to lower the cost. Many would jump to the conclusion that the United States simply charges too much for their medical services, but there are deeper influences that need to be analyzed. The causes of the rising cost of health care are people not using preventive health care, the development of modern technology, and the treatments being overprescribed. A possible solution is to have preventive health care services available in clinics of low-income areas.
A1. Country to Compare The country I will compare to the United States healthcare system is Great Britain. A2. Access
7. How does the health care system in the US differ from the system in other developed countries?
In today’s world a big topic of discussion is healthcare. Currently, the United States uses Obamacare. Many believe that Obamacare is nice step up from the previous healthcare system but others may disagree and seek a different, better, solution from other countries. Great Britain is one of those other countries and they run their healthcare based on the National Health Service, a completely free healthcare service.
This suggests that “for every dollar one spends to purchase something, whether a loaf of bread or a new car, 16 percent of it goes to healthcare.” Other developed countries with universal health care pay far less, “roughly 9-12 percent of GDP”. This consists of nations where people live much longer and who are much healthier. The difference in costs, about 5 percent of GDP, “works out to 750 billion dollars every year, more than half the annual federal deficit.” According to the US Census Bureau, “approximately 47.9 million people in the United States did not have health insurance in 2012.” Due to the lack of affordable health care in the States, many patients delay or abandon treatments, resulting in a lack of uncompensated care for doctors and thus, reduced income. A recent survey of doctors in the United States has revealed that “30 to 40 percent of practicing physicians would not choose to enter the medical profession if they were deciding on a career again, and an even higher percentage would not encourage their children to pursue a medical career.” With less people paying for costly treatments, less profit is being generated and more illnesses are being dealt
One of the issues that is widely discussed and debated concerning the United States economy is the healthcare system. Unlike in the majority of developed and developing countries, the healthcare system in the United States is not public, meaning that the state does not provide free or cheap healthcare services. This paper addresses many of the factors contributing to the rising cost of healthcare.
There are many problems with healthcare in America today. One of them including the astronomical cost. According to CDC.ORG in 2007 the average person spends seven thousand four hundred dollars per year on health care alone. This rise in healthcare is extremely detrimental for families, seniors, and people of all ages. With such a high cost of insurance people are forced to make hard choices in
This paper outlines the differences between the healthcare systems of the United States and the United Kingdom and expands on what that means for the health and wealth of the citizens of these countries. The U.S. and the U.K. are two different countries with two very different healthcare systems. The U.S. healthcare system is the Affordable Care Act, (ACA) and is the attempt by the U.S. to provide affordable healthcare coverage. he U.K. healthcare system is publicly financed and managed by the National Health Service, (NHS). The U.S. healthcare system is largely private sector whereas the healthcare in the U.K. is public. “The U.S. spends more on health care than any other country in the nation while the U.K. is a country that spends
In addition, health care industry can affect every living person in United State in one way or another. For instance, the uninsured are excluded from services, charged more for medical services and die when medical care could have saved them(Berkin, 2012). America is known to have some of the best doctors, and healthcare facilities in the World, however two thirds of our country do not have an access to health insurance, or cannot afford it(Berkin, 2012). The Right to Health Care notes that the United States is one of the few, if not, only, developed nation in the world that does not guarantee
The United Kingdom’s Health System genuinely tries to provide care for all of their citizens. It’s funded primarily from taxes and in return provides health care including hospital and home care. The UK system of financing health care is based on achieving equity and social justice through the concepts of social solidarity and risk pooling (Mason, Leavitt, &Chaffee, 2012). The United States health system has recently made mandatory health insurance and also added Obama care which is a low cost health insurance, however health care costs still remain high. The US does provide resources, and programs that help with funded for the low income but do not provide the access to health care as the United Kingdom. Every situation has its pros and cons
The US has been facing a crisis in its healthcare system. There are systemic issues regarding the cost, quality and access to healthcare which need to be addressed with utter urgency. The US spends more than 18% of its gross domestic product (GDP) on healthcare which is more than any industrialized nation spends both as a percentage of GDP and on a capital level. Despite this huge expenditure, there is a significant difference between the healthcare system of the US and that of other developed nations. The US as compared to its peers has a healthcare system that does not cover all of the country's citizens. The healthcare system is in essence not universal. It is, however, necessary to make the recognition that there are several factors that are unique to the US healthcare system such as the history, systemic and cultural nature of the healthcare available. The US healthcare system is centered on private insurance providers who have provided a system that has worked well over a long period of time and it has continued to significantly serve most of the population. However, the issues regarding cost, quality and access to healthcare are not limited to the uninsured population. The entire population suffers greatly from the lack of insurance for all of them. As time continues to elapse and problems faced by the insurance providers and the population continue to increase, it
The healthcare system in the United States and Britain are different and many in ways. The purpose of the healthcare system should be to satisfy the needs and preferences of the individual patient who are ill but many countries have a different approach. One of the biggest differences in the two healthcare systems is that in the U.S healthcare is considered private; on the other hand Great Britain has a universal healthcare system. Healthcare is funded and provided for individuals in many
There is a variety of healthcare systems around the world that have similar features but also many differences. The purpose of this paper is to compare various components of healthcare systems in Australia and the U.S and reveal strengths and weaknesses in both systems.
Due to the outstanding cost of health care annually, more than two-fifths -- 122,802,620 people nation wide -- choose to go without needed health care (“Mirror Mirror…”). This can also be seen in the fact that one out of every nine families has no health insurance (Castro). Globally, Americans are more likely to report suffering from health related costs (“Mirror Mirror…”). The ability to receive health care by these low-income families is a fast growing gap, as many states are cutting funds to health programs that typically would be of assistance to those with lower than average incomes (“You Can Get…”). Costs increase exponentially when patients must wait, as their conditions worsen, to get medical services. Although America’s hospitals are operating at 64.5% capacity, the average wait for the normal American is six days (Castro; “Mirror Mirror…”). Abuse of the emergency room to get treatment, instead of being seen by a regular doctor, raises federal health care spending significantly (“Mirror Mirror…”). Inefficient organization of federal and taxpayer funding has led to major financial distribution errors and unnecessary spending annually.