Health Issues Of The Affordable Care Act

The US has recently adopted a healthcare policy aimed to get more Americans insured. This policy is named the Affordable Care Act in 2010. “In 2013 there were 42 million uninsured individuals in the United States. “(The Common, pg. 153) There has since been increase in individuals who are covered either by private insurance or by Medicaid/Medicare which had a coverage increase with the new policy. It is believed that millions of people will now have health insurance compared to previous years.

The Affordable Care Act (Patient Protection and Affordable Care Act), commonly called "Obamacare," is a federal statute that was signed into law in March of 2010 (PDF, n.d.; Van de Water, 2011). It basically requires the vast majority of people in the United States who do not have insurance coverage to acquire that coverage or face penalties. People who already have insurance through their employers or on their own will not be asked to change companies. Additionally, anyone who is on federally-funded insurance such as Medicaid or Medicare and still qualifies for those programs will not be removed from their insurance. They will still be covered and protected. In order to find out more about the Act and really understand its main points and principles, however, it is very important to be aware of how it became a law and any changes that have taken place to it from its inception all the way through where it is today. Only then can a person have a clear understanding of the Act and form an opinion as to the value it may (or may not) provide to the American public. There is still much speculation and a great deal of misunderstanding about the Act and what it involves.

Their several changes that are being made to the Obamacare. This is a very big topic within the United States. One of the things that are set in place is for the price to increase for Obamacare. This is because of a lot of low income-families unexpectedly enrolled in public health care coverage rather than private insurance according to new government reports show. According to recent reports that have been done it shows that the number of low and middle-income people has dropped that is covered with

“The massive legislation will help 32 million Americans get health insurance coverage and bans insurers from denying coverage to those with preexisting illnesses.” (Clemmitt) With the health care reform, it covers many things that Americans are struggling to receive such as acceptance because of illness and kicking out anyone off going young adults from parents plans. Obamacare is a benefit for those in need and have been let go cause of illness or who just in need but will not get accepted for reasons.

Many of the people did not get insured and eventually die because of their health condition. Now that everyone has to have health insurance because of the affordable care act been pass insurance are mandated to cover a person with sever chronic disease or any health issue and not limit the spending on the treatment that will be done to them. Now that the affordable care act was passed more than 16 million Americans have health insurance and for the most population young adults make up the amount of insured. Before the affordable care act was passed the majority of uninsured person was under the age of 40. Also with the act been passed parents are able to add their children up to 26 years on their health insurance that was also convenient for insurances because they will be added to a premium insurance but they knew that they wouldn’t be spending much because younger people are more healthier. To some health businesses with less than 50 employees they are not required to provide health insurance to their employees but with the other health businesses that require more than 50 employees the employer was require to provide insurance to their employees. The health businesses where affected because they had to start cutting hours and also had to layed off some of them. Many jobs were lost because of the act been passed.

President Obama created The Affordable Care Act to reform the Healthcare system (Ross). The Senate informed the citizens of the United States that the Act passed on December 24, 2009, then passed in the House of Representatives on March 21, 2010. It was signed into law by President Obama on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. Before the Affordable Care Act, millions of Americans could not afford to have health insurance, or the coverage was not available due to pre-existing conditions (Action). With the Affordable Care Act, everyone has health insurance and is covered. . The law eliminates pre-existing conditions, stops insurance companies from dropping you and protects from discrimination. It also makes large companies with 50+ employees provide health insurance. There is an abundance of new services that Obamacare will provide for people. They will include but not limited to outpatient services, emergency visits, hospital stays, pregnancy, mental health and substance abuse services, prescription drugs, children dental and vision services. The law is designed to help those who cannot afford insurance, or those whose company charges too much to have health insurance. The Obama Care Act addresses four groups of people, the elderly on Medicare; the poor on Medicaid; the ones who pay for it on their own; and the ones who are completely uninsured. For each group, the Obama Care Act addresses their needs separately.

The Obama care Affordable Care Act has advantages, but the disadvantages in the favor of both the insurers and the insured play a major part in if the Affordable Care Act is for the best interest of everyone. In America, the average citizen has plenty to gain than to lose with the new insurance plans. The people on the higher spectrum ;however, will notice more negative effects of the Affordable Care Act as well as the larger businesses that will notice the financial downfall of the new insurance policy. In order to get the money to help insure most of the recipients of the health insurance plans there are new taxes, mostly on high-earners. According to Longman, Phillip, and Paul S. Hewitt, the authors of “After Obama care,” they state, “Workers with employer provided health insurance have to wound of paying this tax largely in the form of foregone wages, pensions, and other benefits.”(Longman & Hewitt 39). Many people that have worked on their jobs are satisfied with the insurance they had and with the new law they are paying more out of pocket in the end than they have before.

Rather the Republican party doubted the mere existence of the Affordable Care Act would be befitting for the American people the increasing number of those now insured is undoubtedly a notion that the nation is moving in the right direction toward health care reform.

When the Affordable Care Act (ACA) was enacted on March 23rd, 2010, it transformed the lives of people all over the US, in states who expanded. It allowed families to qualify for government programs such as Medicaid, CHIP, and government subsidies, and for young adults to stay on their parent’s insurance until the age of 26. The ACA was a sign of relief and good news for all but two groups, lawful permanent residents and undocumented immigrants. In 2012, DACA recipients under the DREAM Act also became part of the groups excluded, leaving more than 6.5 million unable to access affordable care. In order to make a change, the New Mexico Rep. Michelle Lujan Grisham, from the Democratic party, introduced The Health Equity

The affordable care act was passed into law by congress and the president in 2010. This plan was established to help all individuals obtain health insurance, regardless of having a pre-existing condition through the government marketplace as an affordable amount, or if you did not meet the set standards, was offered a state based health care coverage (HHS, 2015). Those individuals who did not have qualified medical coverage for the majority of the tax year, they would be penalized and have to pay a certain amount or a percentage based off of their income. Also under the ACA employers are now responsible, depending on how many employees are employed with their company, to offer their full time employees health care coverage, or also face a

Texas’s decision the not expand Medicaid under the Affordable Care Act has took a toll on many Texans. Texas is one of many states yet to expand the Medicaid program. With the decision not to expand Medicaid, it have left many low-income families uninsured and without an option for affordable healthcare. Texas has the highest number of people uninsured in the Unites States of America. The change has now entered the third year and only 30 states have expanded the program. There is an ongoing outreach to get Texas state leaders to expand the coverage.

You will always be covered, because they also did away with the lifetime maximum. No matter how much your charges and expenses are the insurance companies can never take away your coverage. Implemented as well they can’t turn you away for a preexisting condition that you have. Insurers can no longer deny coverage to children because of a pre-existing condition, like asthma or diabetes, under the health care law. An estimated 34 million people receive one or more preventive services and this includes the Annual Wellness Exam. The government is investing in the training and support of new doctors and nurses by providing bonus payments, scholarships, loan repayments, and new training opportunities for them. Having better practices in the health care field is the best way to improve the health care in America and should be the most important. Overall with the Affordable Care Act we are getting options. We’re giving more and better options that we have had in the past.

The Affordable Care Act was into law March 2010. The law has planned to make wide-range of changes to healthcare in the United States. The Affordable Care Act efforts to offer universal right to use to healthcare for Americans, control the rising costs of healthcare, adjust the private insurance industry complete things like state-based private exchanges and online marketplace that brings together state-approved insurance plans from multiple companies so consumers can shop for individual insurance plans, improve the quality of healthcare and make healthcare choices more consumer friendly and easier to understand (Medical Mutual,2017). Healthcare reform involves nearly all Americans from old or young,

The changes taking effect on the health care system can be greatly utilized by Americans, whether it is in a good or bad way. Today, most Americans do not have health insurance because they cannot afford it. With the Affordable Care Act, these Americans will be able to receive health care benefits. President Obama signed into law the Patient Protection and Affordable Care Act in March 2010. It was created to increase access to insurance coverage, whether through a private

In this section, I will review the effects of the Affordable Care Act (PPACA) and discuss its expansion of health care access for different races and classes. Established in 2010, PPACA is a federal statute that determines the health care conditions of Americans. The requirements of PPACA are important to understand because they directly affect the health care access of millions of Americans. This literature overview will provide an insight on the effect of PPACA regulations on health care accessibility, in addition to clarifying the contrasts in health care access experienced by different races and classes.