The federal government may have a different implementation of certain legislation relating to healthcare then here in American Samoa. I personally have been to several private sectors and have not been introduced to legislation related to some Employee Benefits. Take for instance, the Health Insurance Portability and Accountability Act (HIPAA) of 1996 and the Pension Protection Act. HIPAA rule of 1996 according to an article written by Daniel J. Denoon on WebMd "give you new rights to know about and to control how your health information gets used."In addition, "the original idea was to force the healthcare industry to save money by computerizing paper records." In 1994, I was informed by my doctor that I had an Ovarian cyst and had to remove …show more content…
Defined in Investopidea "An act of legislation that makes a large number of reforms to U.S. pension plan laws and regulations. This law made several pension provisions from the Economic Growth and Tax Relief Reconciliation Act of 2001 permanent, including the increased IRA contribution limits and the increased salary deferral contribution limits to a 401(k). It also attempts to strengthen the overall pension system and reduce the reliance on the federal pension system and the Pension Benefit Guaranty Corporation." I have been introduced to a 401k several years after starting with our local bank. At first I thought it was just another way of cutting my paycheck to a rather lesser amount. However, once I started contributing to it I realized I was preparing myself for a secured future. In addition to my Social Security deduction, I felt that it was well worthwhile. Soon after the bank was sold to another from a foreign country, each employee whom served for more than two years within the company received a hundred percent matching amount by the bank. It felt like a loss, however, I soon learned that the 401k plan can be transferred over to another company of your choosing. The only difficult reality I had to deal with was 401k was not planned locally rather an off-island firm that had no local offices or services available to us. I think the Pension plan provides a rather secured protection for the future,
In 2009, the Affordable Care Act passed a provision that expanded Medicare coverage to include certain individuals with diseases caused by environmental health hazards (EHH). While there are many potential diseases caused by environmental health hazards, the legislation intended to cover people who developed asbestos related disease (ARD) following exposure in a vermiculite mine in Libby, Montana.1 The provision was included in the ACA with the help of Senator Baucus of Montana, who had a role in writing the health care law.2 The goal was to increase benefits for this new category of Medicare-eligible individuals. The three components of the legislation were the expansion of Medicare benefits, the development of a pilot program, and the initiation of grants to establish screening programs for the early detection of diseases caused by environmental health hazards.1
The Affordable Care Reform Act was passed to bring changes and improvement in the nursing field and health care system. There are many reasons that influenced the execution of the health care law. Many citizens from low-income families were unable to cater for their medical expenses. There was a shortage of nurses that were necessary to meet the high demands of the growing population. It is observed that the implementation of the Affordable Care Act has brought significant effects and changes to the practice of public health and community health nursing (Koh & Sebelius, 2010).
In the United States, are we free to make our own choices? Are we free to control others? Are we free to be responsible? Are we free to be proactive? Are we free to seek happiness? Are we free to our own beliefs? However, in the case of the Affordable Care Act, some might suggest it splits our religious freedom.
In 2010, the federal government the Affordable Care Act, or more commonly known as “Obamacare.” This federal statute represented the largest and most significant regulatory overhaul and expansion to the healthcare system since Medicare and Medicaid were introduced in 1965. The ACA's major provisions appeared into power in 2014. By 2016, the uninsured portion of the population was cut roughly in half, with by the end of 2016, an estimated of between 20-24 million Americans additionally were covered with health insurance (Patient Protection and Affordable Care Act). The increased healthcare coverage was caused, roughly
The proposed Senate healthcare bill to replace Obamacare will face some steep challenges before it passes, and some healthcare analysts speculate the bill is D.O.A. Senate Majority Leader Mitch McConnell announced the Senate's version of healthcare reform, known as the Better Care Reconciliation Act of 2017 on Thu. June 26, which basically echoes the House version of healthcare reform that failed to pass earlier in the year.
The affordable care act was passed by congress and then signed into law by the President on March 23, 2010. On June 28th 2012 the Supreme Court rendered a final decision on the law. The affordable care act also known as the health care law offers clear choices for consumers and provides new ways to hold insurance companies accountable.
A powerful force for change can be created by embracing transparency. According to the Department of Health and Human Services, “transparency is a broad-scale initiative enabling consumers to compare quality and the price of health care services so they can make their own informative choices among doctors and hospitals. This initiative is laying the foundation for pooling and analyzing information about procedures, hospitals and physicians services. In order to create value driven health care, there are four steps to turn raw data into
The Affordable Care Act was into law March 2010. The law has planned to make wide-range of changes to healthcare in the United States. The Affordable Care Act efforts to offer universal right to use to healthcare for Americans, control the rising costs of healthcare, adjust the private insurance industry complete things like state-based private exchanges and online marketplace that brings together state-approved insurance plans from multiple companies so consumers can shop for individual insurance plans, improve the quality of healthcare and make healthcare choices more consumer friendly and easier to understand (Medical Mutual,2017). Healthcare reform involves nearly all Americans from old or young,
In 2010 Obama signed the Patient Protection and Affordable Care Act which is a piece of reform designed to greatly to expand health care access. Since the Teddy Roosevelt administration there have been ideas on how to provide universal healthcare or a healthcare reform. It was then seen in Henry Truman’s campain where he used it as a platform in 1948 for the Democratic Party. Following that in the 1960’s you have major reforms that were created that we now know of as Medicare or Medicaid which are kind of socialism type of programs that are guaranteeing some type of health insurance for people with low income and also elderly and retirees. Yet even with those types of forms for the overall population in the 21st century the U.S still had
Health care has been an area of discussion for some time now. In the United States, the current health care system is a private system that allows individuals to choose their own method of care. Despite the freedom that comes with the independent nature of this type of health care system, the true disposition creates more problems than it solves. The privacy of the health care institutions has caused affordability and access to become serious issues with this system. Additionally, those with lower socioeconomic status fall short of the ability to access the same pool of resources as everyone else. Due to the issues with affordability, access, and the poor infrastructure of the health care system, a universal health
The Patient Protection and Affordable Care Act, which is also known to many as Obamacare, was signed into law on March 23, 2010 in order to reform the healthcare industry in the United States. The Patient Protection and Affordable Care Act is made up of the Affordable Health Care for America Act, the Patient Protection Act, the Health Care and Education Reconciliation Act of 2010 and the Student Aid and Fiscal Responsibility Act. It also includes amendments to many existing U.S. laws. The Affordable Care Act is very long to read, according to Obamacarefacts.com, “The Affordable care Act contains over a thousand pages of reforms to the insurance and health care industries.” However, most of the important reforms are included in the first
America is without a question the leading country of medical and scientific advances. There always seem to be a new medical breakthrough every time you watch the news or read the paper, especially in the cure of certain diseases. However, the medical research requires an enormous amount of money. The U.S. spends the most money on health care yet many people, mainly the working class Americans are still without any type of health insurance and thus are more susceptible to health risks and problems. The concept of health insurance for Americans was formulated over a century ago. Most Americans obtain health insurance from
Health Regulations and Laws Ramifications The understanding of healthcare laws and regulations by all the members of staff is a significantly essential element for every medical institution, Featherfall included. As such it is crucial for the company to conduct seminars, workshops, and forums which will enable the employees to learn about new policies and updates of the systems. Failure to learn new policies to help the company stay up to date may affect communication and lead to financial losses. These losses are due to fines as a result of exposure of personal information, and loss of records.
The health care needs of our society are growing. With the new health care reform changes, more people will be covered by health insurance and more preventative care will be offered to people. Our nation deserves safe and effective care, much of which will be delivered by APRNs. APRNs, have an obligation to the people they serve, to set a standard for licensure, define our role, and standardize our title. Having these facets defined nationally helps other health care professionals to understand and respect the role of the APRN. As APRNs work in direct patient care, having a national standard for licensure recognized by each state would facilitate care across state lines, thereby improving access to health care for
Should the government provide health care? In most developed economies health care is one of the two largest government expenditures. However, there has been a huge debate over the decision to provide health care to who cannot afford to provide it for themselves. Even though many believe that the government should not be responsible for providing health care, there are many sick uninsured people who would disagree. People without health care should not be discriminated against for getting sick it should be their civil right to have access to decent health care provided by the government.