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Hcs 405 Week 3

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| Health Care Interview Paper | Week 3 | | | 9/21/2012 | | I have Interview 3 separate individuals representing three generations my parents, my mother in-law, and my husband. First, Health care has various elements. The three main dimensions of healthcare include outpatient care, which deals with medical treatment that does not require hospitalization, inpatient care, which implies hospitalization, intensive care and monitoring, and long term care, which provide to people who need help on a regular basis with their daily activities and medical condition, but do not need the intensive and advanced care that characterizes inpatient care. A study of the role of inpatient care, its contribution to the overall health …show more content…

In an interview conducted with my mother in-law she informed me that their provider was Blue Cross Blue Shield as a dependant under my father in-law (E.R. Daniel, telephone interview, September 21, 2012). The payment method that was arranged is that every month a portion is taken out of my father in-laws paycheck in order to pay for their coverage. Their coverage only is valid in the state of Texas, so if they were to leave the state such as on vacation they would have to first pay the full cost then do a claim with their insurance to get reimbursed. My mother in-law was very happy with her coverage and feels because her husband is a physician's assistant; they have always had excellent care. The only complaint she had was since she moved to the United States from India, the cost of medical insurance has increased immensely! Contribution to Overall Healthcare In terms of resources and finances, inpatient care is the most costly form of healthcare. It not only requires the medical supplies, but basic care supplies such as food, bedding, etc. It requires more practical resources in terms of electricity and other services, as well as more human resources, as the patients require round the clock care and availability. Hospitals and centers providing inpatient care therefore need a minimum of two shifts, and possibly three in order to avoid unnecessary and costly mistakes due to the workers’ exhaustion.

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