Future trends in the United States Healthcare system
Title: Future trends in the United States Healthcare system
Class HCA421: Health Care Planning & Evaluation
Instructor Jennine Kinsey
Name Crystal Batts
Date October 29, 2012
Future trends in the United States Healthcare system
For this paper I have chosen to write about the future trends in the United States healthcare system regarding Financial and Insurance issues, and access to health care including the uninsured and those in the poverty levels. Health care financing is affected by many things and affects the society in many ways. The costs of health care can be kept affordable for both individuals and society. It is not really the costs of health insurance that
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Even in market-based systems, the government may provide health care to vulnerable people. For instance, in the United States, federal funds support Medicare, which covers the elderly and disabled, and state and federal funds support Medicaid, which covers low-income people. I believe that the costs of health care can be kept affordable for both individuals and society by operating the same as other devolved countries. For example Canada 's health care system is a group of socialized health insurance plans that provides coverage to all Canadian citizens. It is publicly funded and administered on a provincial or territorial basis, within guidelines set by the federal government. Under Canada’s health care system, individual citizens are provided preventative care and medical treatments from primary care physicians as well as access to hospitals, dental surgery and additional medical services. With a few exceptions, all citizens qualify for health coverage regardless of medical history, personal income, or standard of living. I believe that this type of system would work well for the United States. I know that it would mean higher taxes but I think that the wealthy should be taxed just as much as the middle class. I understand the more taxes that the wealthy experiences may cause a problem as to moving their business out of the country. The wealthy and business owners are taxed more and they don’t make a
One of this health care’s programs objective is to limit the number of uninsured (Shi & Singh, 2015). This controversial healthcare plan incorporates a privately funded insurance which is paid for through employment and solely by the patient and a publicly funded insurance by the government. Medicare is provided for senior citizens 65 and older, and Medicaid is provided for low income citizens. The federal government and state government both partake in the funding of Medicaid. Although insurance is provided to the low income through Medicaid, the United States continues to suffer from cost escalation spending 17.1 percent of GDP on healthcare in 2013, a 50 percent more than the second nation (Commonwealth, n.d.) The high cost and limited coverage continues to spark up the conversation for a
The United States health care system is not really a system because a true system does not exist. The system involves financing, insurance, delivery, and payment; they generally overlap each other but the results can vary between private and government-run systems. Insurance offers some protection against disastrous events although, some employers can decided if they will offer health insurance to their employees; those that do not usually buy private insurance or none at all. Delivery or provider render services to the people who have health insurance for example hospitals, private practices, dentist, etc. According to Politicususa, before Obamacare nearly “10 million people were previously uninsured”; these people had to pay for health care costs out of pocket or not be seen at all. There are agencies that provide free care for individuals for people who cannot afford insurance, Medicaid and Medicare.
This paper will include: the current health care expenditures whether spending is too much or not enough, where the nation should add or cut, how the public’s health care needs are paid and provide a forecast for: the future economic needs, why these needs must be addressed, how I envision these needs will be financed and conclusion.
Despite the great accomplishments and many changes the United States health care payment system has made over the years, it is not a surprise that the system still continues to face serious challenges. Our country offers advanced technology and medicine, but it still has millions of Americans who do not have proper coverage to meet their medical needs or are uninsured and therefore cannot benefit from our advanced system. This raises a serious concern in population health, which makes us questions the country’s current system. The United States has commercial and government insurance options with different premiums and levels of coverage for its citizens. However, our complex system presents many flaws that lead Americans to live
Money plays a huge role in access, therefore it is a vital issue to discuss. Within the current system, lack of money results in lack of health care, which leaves thousands of people without any health care coverage. Between 2001 and 2005, the number of people paying for health insurance increased 30%, however income only raised 3% (Health Care Problems). Adequate income is a necessity and unfortunately that is not present. According to the National Conference of State Legislatures, the average annual premium across the country is $16,000. Currently, the average annual income in the United States is $51,107. Mint Money Management suggests that about 4-6% of one’s total income should be spent on insurance, including life, disability, and health insurance. However, the averages in the United States show that the average person spends about 31% of their income on health insurance, which is not financially beneficial. When this rise in health insurance is not parallel to the inflation of income, innocent people are left without a method to achieve health care. There is a program for those who can’t afford health insurance out of pocket nor have access to it, and that is called Medicaid. Issues still exist with the program. There is only so much funding, which leaves many still uninsured. Additionally, people with Medicaid have difficulty
The ever rising cost of healthcare has made access to healthcare almost impossible to many households in the United States. That these households have stagnant incomes has further complicated issues (Collins, 2008). Many working families without insurance cover have been forced to pay for their own medical expenses that consume lion share of their incomes. Individuals have been forced to forfeit healthcare because of its inherent costs. The lower-income and middle-income families are a very vulnerable lot because they are either uninsured or underinsured (Collins, 2008).
There are many challenges that are defining the future strategic direction of health care such as information technology advancements, access to health care, maintaining a skilled workforce, proposed health care reform and legislation, and rising costs. I will look at these challenges and how an organization may adapt its direction and strategies in accordance with these challenges.
The goal of this essay is to discuss the health care system in the United States. Another aim of this essay is to discuss the health policy, to improve, and to reduce inequalities. In the United States the private insurance system is a major provider of health care services, health care system is expensive and in many cases not efficient. This essay focuses on the patient Protection and Affordable Care Act, Formulating, Legislative, and Implementation stages.
The complexity of health care could take the rates on a massive trajectory that does not favor the people covered. Therefore, the financial protection that the levels of health insurance covers, help to guard against the risks related to the unexpected costs of health care. The source of coverage could still have an impact by the insurance coverage and financing alternatives that one has access to; Conversely, private insurance, social insurance, and the national health services are the types of healthcare systems by funding and provision. As we look to health care coverage and the reform of Obamacare, I’ll analyze the impact of the uninsured in the industry and look for a resolution to improve the
The principle of market justice is a system where medical care and benefits are distributed on the basis of people willing and able to pay. Moreover, the principle of market justice assumes that the free-market forces for supply and demand can govern health care, individuals are responsible for their achievements, and the market works best with minimal inference with the government (Shi and Singh, 2013). On the contrary, the principle of social justice is when health care is equally distributed, and it is a societal responsibility. Social justice regards health care a social good that should be available to all citizens regardless whether they can pay or not. The social justice method assumes that the government can decide through rational planning how much health care to produce and how to distribute it among all citizens. The problem is that the United States does not follow free-market principles, which can be seen in market justice, and social justice has been ongoing and gradual in the United States. Social justice drives publically financed programs such as Medicare and Medicaid. However, market justice drives employer-based insurance (Shi and Singh, 2013). Nonetheless, there are many Americans who cannot afford insurance, or do not have a job and do not qualify for any public programs. The amount of Americans uninsured is because of health care costs. As health care costs go up, the middle class is diminishing. Health care can very well be a factor contributing to
The availability of healthcare is an extremely important issue in the United States. There are millions of Americans that are uninsured in the U.S. A high amount of uninsured people are from minority groups such as Hispanics and African-Americans. High deductible payments, the cost of prescription drugs, and lack of health insurance coverage cause many Americans to choose to live without insurance to save money for everyday expenses beside healthcare. Without health insurance, people do not have access to quality healthcare. Most citizens are aware of the issues in the healthcare system, but the disagreement comes when discussing how the best approach on ameliorating the system. Some believe that a more public and universal healthcare system is the best approach. Others believe that America works best through free enterprise and private institutions, and believe health insurance should be more privatized. However, health care has been shown to work best and be more available through proper public government control as it will allow for all Americans to have access to equal healthcare, in which money does not dictate health.
The United States health care system has its own unique way of delivery, unlike many other developed countries where health care is a right for all and almost all the citizens have access to basic health care services. In the United States, health care is market based. If you cannot afford it, then you shouldn’t expect to receive coverage. This causes a human right crisis and deprives millions of Americans from receiving the care they need. The privatization of the U.S. health care system results in a substantial number of Americans who are without health insurance. The health care system is constantly undergoing changes, in response to fears of access, quality and cost. Despite all of these changes, there are still significant disparities
The U.S. has experienced a dramatic change over the last decade. Health costs have continued to rise and have become unreasonable. Health care spending in the United States is expected to reach about $4.6 trillion in 2021.The spending of health care costs has affected the citizens of the U.S. as well as health care facilities negatively. Americans are not capable of paying for health expenses on their own. There are some reasonable options that have been suggested as a solution to this issue, but have not been successful. For example, aids such as health insurance and Medicaid help with a certain percentage of the overall cost, but people are still left to pay for health insurance premiums and the remaining expenses that the insurance does
Also, free healthcare will promote equality to all citizens by decreasing the number of economically challenged individuals in the society. Apparently, poor healthcare status relates to financial problems. Most of the world governments advocate for equal treatment of all citizens, fair distribution of resources, and bridging the gap between the poor and the rich (Gulliford and Myfanwy 37). The health care industry directly or indirectly affects every living individual in the US in one way or another. For instance, the poor citizens who are uninsured get excluded from accessing proper health services, or they end up being
The health care system in the United States is one of the greatest concerns facing Americans today and is an issue both moral and economic in nature. Some think the system should stay, for all intents and purposes, the same. They believe that the right to healthcare is a stepping stone toward socialism, and that it is the responsibility of the individual to obtain health care. These are usually the more ideologically conservative citizens and politicians who believe that medicine should remain a free enterprise, not to be constrained by government interference. Then there are those who believe that healthcare is a right, and the federal government has a responsibility to make sure it is available to all citizens, not just those who can afford