Forced Vibration Clauses Analysis

A summary of Why Do You Think They’re Called For-Profit Colleges? The article, Why Do You Think They’re Called For-Profit Colleges? by Kevin Carey first appeared in The Chronicle of Higher Education on July 25, 2010. In this article, Carey discusses the controversy concerning the billions of dollars in federal aid money received by for-profit colleges. He introduces Michael Clifford, who, according to fastcompany.com, chairs Significant Federation, a private equity firm that is a principal investor in a half-dozen higher-education companies.

Kevin Carey takes a deep look into the controversies concerning for-profit colleges. For-profit colleges have received harsh criticism from institutions because of the way they recruit new students and use the loan system to gain even more of a profit, added on to the price of schooling. Even though only 10 percent of students get enrolled, a quarter of all federal aid goes to for-profit colleges. That seems extremely unfair. Carey begins with bringing us bad news, for-profit colleges do abuse the system of student loans, however they also bring educational opportunities for those who may have not had the option to attend college.

Kevin Carey is direct with what he believes is wrong with for-profit universities. He believes that they do offer classes that may be a better option for non-traditional or low-income students. However, these universities are doing these while scamming taxpayers throughout the country. These universities receive millions of dollars in funding from the government in grants and are still able to make a profit, although, many students are unable to repay their student loans in a timely manner. Some personnel within these universities use tactics to convince students to apply for loans, knowing that it is not a financially intelligent decision. Not only is this borderline unethical, but many students that receive these loans default on the payments. The for-profit universities are even attempting to change the funding from the current 90/10 rule, which states, the amount of federal funding cannot exceed 90 percent of total revenue. One quarter of all of federal aid is given to for-profits, even though, they account for less than 10 percent of students. Considering this information, government funding would be better served elsewhere.

The concurring opinions in the M&G Polymers USA LLC v. Tackett case was written by Justice Ginsburg that was joined by Justice Breyer, Justice Sotomayor, and Justice Kagan. The basis for them concurring in the courts must apply ordinary contract principles to determine whether retiree healthcare benefits survive the expiration of a collective-bargaining agreement. To determine what the contracting parties intended, a court must examine the entire agreement in light of the relevant industry-specific customs, practices, usages, and terminology. If not, then courts may turn to extrinsic

As described earlier in this report, for-profit colleges are allowed access to federal financial aid only under particular circumstances. First, for-profit schools must meet a market test, demonstrating that a portion of their revenue comes from somewhere other than federal aid. Even though this requirement has serious loopholes, many for-profit colleges still come very close to transgressing the 90 percent limit on Department of Education revenue, so the

Should students who are pursuing or are within higher education be expected to receive students loans solely for college payments? If so, then, will students definitively benefit in college classes and nonetheless feel satisfaction in knowing their money is being used properly? The answer may be difficult to determine and especially understand, but the answer is nonetheless related to whether graduated students have acceptable methods of payment for education. In fact, the authors of “Are Colleges Worth the Price of Admission” in They Say, I Say, Andrew Hacker and Claudia Dreifus, argue that college leaders are becoming more inclined to encourage student loans and tuition charges rather than being concerned or dedicated with their role in challenging and educating. However, Hacker and Dreifus propose multiple changes colleges can implement to reduce the possibility of students loans and debt after graduation.

Students are forced to decide whether to attend a school in a failing public system, or to attend a parochial school. State stipends are limited to $2,250, which is not enough to cover tuition costs of traditional private schools. The stipends provided by the state are enough to cover the costs of tuition at religiously affiliated schools. Most students who are aware of this program decide not to enter into the public system, which in the long run facilitates the destruction of the public system.

A very popular topic these days is College tuition. For what seems to be ages, people didn’t give much attention to the cost of tuition. However, in current times theres been a dramatic change. It seems that everyday, several people are coming to the harsh realization of how high tuition has gotten over the years and they wish to see a change. In this essay, I shall attempt to cover a very serious and hard topic. I say that because in the process of finding information for this topic, there are several articles showing examples of people attacking administrations in serious anger. Little to no information was found giving an example of college staff and administration trying to defend or speak up. Before beginning research for this paper, I believed there would have been several arguments made between enraged parents, students, graduates and administration. Though, upon examination I found my thoughts to be confirmed as false for the most part.

“Over the past decade, the total volume of outstanding student loan debt has tripled and is now over $1 trillion” (Jaquette and Hillman). This alarming trend illustrates the immediate need to address the issue of college graduates suffering from excessive financial burden as a result of student loan debt. According to Ozan Jaquette, Ph.D., assistant professor of higher education in the Department of Educational Policy and Practice, and Nick Hillman, Ph.D., assistant professor of Educational Leadership & Policy Analysis, “When borrowers default, they face a wide range of additional penalties, including lower credit scores, garnishing of wages and tax refunds, and the payment of collection agency fees.” Not all graduates are faced the

Today, Susan Hansen, Admissions Director of East Liberal Arts College, wishes to increase tuition and reduce financial aid available to students (Brickley, Smith and Zimmerman, 2009, p. 110). Moreover, she has expressed that “increasing tuition and reducing the amount of financial aid will solve the schools financial problems” (Brickley, Smith and Zimmerman, 2009, p. 110). This will be done by “increasing an effective tuition from $15,000 to $25,000” (Brickley et al., 2009). She also projects that the tuition increase enrollment from 400 to 600 students (Brickley, Smith and Zimmerman,

The next problem with the removal of stacking grants arises as the students who have been affected by the change begin to search for alternative ways to pay for their college tuition. Like many others, a University of Southern Mississippi freshman, Allie, is suffering from the effects of the new change and stated that “grants are what allowed her to attend college,” and that, “the money is going to have to come from somewhere. I guess the only place left is student loans” (Hobson). Since many of the affected students cannot afford to pay for school, hence their need for state financial aid, most of the victims will turn towards student loans to pay their remaining costs. Forcing these students to borrow more loans is unfair and contributing to the nation’s constantly growing student debt problem. Some of these students may also refuse to take out loans to cover tuition altogether, in which case they are left with the decision to find an alternate way to come up with the money or discontinue their college education. An Ole Miss senior, Adam Flaherty, believes affected students feel scammed in his statement “they were sold on coming to the university

Just as Affirmative Action can be utilized within the admission process for college institutions, it can be used in the financial aid decisions for student’s funding of their education. And, while the decisions for college admissions can be based in part of affirmative action pending the institution’s election of voluntary, race-neutral, or race-conscious admissions – Federal financial aid must have specific boundaries as well. Chace (2012) states a structure of financial aid and admissions systems within a higher education institution give clear indications to incoming students what a school’s value and mission may be, without having to say it distinctly word for word.

Presently, the availability of educational opportunities at the college and university level is a critical state and personal interest given the needs of the state for a well-educated workforce which has never been greater. Too many, the focal point of attending college is receiving a high paying job in the future. Unfortunately, in most states, tuition is on the rise and students who come from low-income families find themselves struggling to fund their education. According to legislatures, “The cost of college in New Jersey, as in the nation, continues to grow faster than the rate of inflation.” (State of New Jersey 1). In the national financial aid policy resources that are typically given to the neediest families are shifting towards

     Finally, a college student is a consumer with a demand for a product, an education. The teachers are the producers. Who wants to pay thousands of dollars for something, and then be regulated on when, how, and where to get it? Nobody. Which is probably why Texas Tech has a freshman dropout rate of 21% for the Fall 1999 semester according to Roger Terry, an author of the "Fall 1999 Retention Summary" produced by the Texas Tech Institutional Research department. According to Mr. Terry, this dropout rate is one of the highest in the Big 12 Conference and is a problem over-looked by many school officials. It is true that in a job situation the

. For the “College” section, items 1-3, who is harmed and who benefits from these unethical behaviors?