Discussion 3: What are the key areas that the ACA provisions address and examples of each (chapter 19)? Mason & colleagues (2016) lay out three important areas that the ACA provision addresses. First, the ACA provisions address to Expand access and health insurance coverage to improve insurance coverage currently held by most Americans, which lots of people are aware of the changes to and the expansion of health insurance coverage. The provision immediately made some improvements and forwarded them to the insurance system and others and these are some examples that went to effect; Elimination of lifetime and unreasonable annual limits on benefits, and it also ceased annual limits in 2014. In addition, the ACA provision altered
It is estimated that the ACA will provide new services to 64 million Americans, providing health care coverage to 32 million previously uninsured. In addition to providing new health insurance coverage, the ACA implemented several components that can expand access to health care. One policy
Intended Impact The ACA also intended to expand Medicaid eligibility and increase Medicaid payments as well as preserving current income eligibility levels for children in Medicaid and the Children’s Health Insurance Program (CHIP). Also, one of the biggest impacts of the ACA was on already existing programs like Medicaid, Medicare, and CHIP. (Teitelbaum & Wilensky, 2013). The individual mandate and employer mandate is in effort to improve the quality of health care received. The ACA also made provisions involving the private insurance market, quality of care and affordability. (Teitelbaum & Wilensky, 2013).
The Affordable care act was enacted in order to reform the health insurance industry and to make health insurance more affordable and to provide better health care coverage for the citizens of the United States. The Obama administration set out with the goals of: expanding access to health insurance, lower the uninsured rate, and to reduce the costs of healthcare. The focus of the act is to use regulations on the federal and state level to maximize health care coverage for all citizens of the U.S. In this section I will examine the factors that have come to play into the creation of the affordable care act and the back ground
The three key tenants of the ACA as listed by Cooper and Gardner (2016) are improved access, affordability, and quality. The reforms of these tenants are listed below:
Has the ACA accomplished these goals? And if not, is it on track to do so? Although the subject is open to a broad array of debatable topics, I will consider three.
The ACA was enacted based upon three principles. The first is insurance companies can no longer exclude individuals from obtaining health insurance due to pre-existing medical conditions. The second is all individuals had to obtain and maintain health insurance or pay tax penalty. Third, the federal government would off-set the cost of health insurance premiums through subsidies or out-right cover them. All three of these enable America to have a healthier population throughout the nation.
On March 23, 2010 the Affordable Care Act went into effect and forever changed health care in America. The main purpose of this act was to ensure that everyone, no matter their social or occupational status, had access to healthcare. Conditions that led to health care reform include health care disparities, as well as an overwhelming amount of people without health insurance. Key points of the ACA are its provisions on coverage, cost, and care. The ACA has made a huge impact on the health care system. Since its establishment, the Affordable Care Act has helped over
In February 2017, the news was dominated by stories and video of town hall meetings with constituents telling their representatives stories of how the ACA had benefitted them or their loved ones in one way or another (Colliver, 2017). There is no doubt that the law has helped thousands, maybe even millions of people across the country. There have also been stories of individuals who have health insurance, but are unable to use it because of high deductibles, which effectively render the insurance policies these people hold emergency only plans (Luhby, 2016). This is most certainly an unintended consequence of a law that was written with good intentions, but which needs to be modified to work with the real life situations the citizens of this country are faced with.
The Affordable Care Act (ACA) was signed into law on March 23rd, 2010 by President Barack Obama. This radical health care law was a much-needed step in comprehensive health insurance reform. Three important features of the Affordable Care Act are 1. Improving quality and lowering health care costs 2. New consumer protections and 3. Increased access to healthcare. (Key Features. 2014). Under the umbrella of these three key features additional benefits include free preventive care, drug discounts for senior citizens, increased protection against health care fraud, small business tax credits, increased access to health care through the health insurance marketplace, consumer assistance, and non-discrimination based on pre-existing conditions.
The affordable care act (ACA) was implemented in 2010, the idea behind the ACA was to help millions of Americans secure affordable health care insurance coverage and slow the rising cost of healthcare. Throughout its implementation the affordable care act has had several reform initiatives in the years 2011, 2012, 2013 and 2014. This research paper will take a brief look at the affordable care act as well as an initiative for each of those years.
President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.
Millions of people couldn't afford health insurance before the ACA was passed. The ACA made health insurance affordable and eliminated discrimination against those with pre-existing conditions. Before the ACA, insurance companies would drop or increase premiums due to a late developing "pre-existing condition" and "unrelated cancer surgery." The insurance companies would terminated coverage for women who receive treatment for sexual or domestic violence (and other
Once the foundation of the U.S. health care system was reviewed, we began our study of the new regulations. The Affordable Care Act contained three main provisions. The first provision was expanding Health Insurance Coverage. Elements of the regulation included offering coverage to the vast majority of currently uninsured Americans by expanding access to Medicaid to cover all non-elderly individuals below 133 percent of the federal poverty level (FPL), and establishing state-based health insurance exchanges, which will offer Americans a range of private health plan options, with federal tax
A crucial component of the ACA is the individual and employer mandates. The individual mandate entails that those
Second, I also learned a lot about the Affordable Care Act and its many intricacies. Before this assignment I was relatively clueless to what the ACA actually did. I overheard conversations from parents and other older adults, but I never really researched what it actually does. After reading about many attempts and new bills proposed to repeal and replace the ACA this year, I was surprised how much I learned in the process. The ACA is simply a health care overhaul, enacted in 2010 with three primary goals. First it attempts to make affordable health assurance available to more people. It provides subsidies to insurers and consumers alike in order to bring the cost down. Second it expands the Medicaid program to cover all adults with income below 138% of the federal poverty level. And lastly, it supports and subsidizes innovative medical care delivery methods in hope of lowering the cost of health care further. Over this assignment I have learned a lot of the ACA and what it actually seeks to do.