The primary market of this organization is the uninsured population residing in the Imperial valley. In the Imperial valley, many of the jobs that are available are based on agriculture. These jobs are often seasonal leaving many workers unemployed during a portion of the year. As of March 2009, the unemployment rate of this area was 25.1%. This was the highest rate of any area that had a minimum of 50,000 people, in the entire United States (Perry, 2009). For this reason, many individuals do not have the option of employer-based insurance and are unable to pay for private insurance. These individuals are the ones in need of health care but are either turned away and or are unable to afford care from other health care facilities. For …show more content…
Therefore, it benefits the clinics, which are reimbursed through the insurances, as well as the individuals who save time and money. The secondary market for the wellness program will be the Administration team of Clinicas de Salud del Pueblo. Not only will they be able to take part in the program, they will be able to maintain the budget that has been set. As the employer, it is this team’s responsibility to make sure that health care costs are low, workplace incidents are minimal, and long-term disability is reduced. Wellness programs have shown to be able to meet these requirements while boosting the morale of employees, which benefits everyone. It has even been said that the creation of such wellness programs benefits employers overall long-term health. SOURCES OF INCOME While Clinicas de Salud del Pueblo runs nine separate clinics, they are still considered small. Even though they are considered small, they have still been able to create a reputation that has made them renowned among the health clinics community in California. The majority of their income usually comes from three sources. The three main sources of income are governmental payers, grants and donations, and self pay patients. The primary source of income for the clinics is governmental payers. Elderly people who use these clinics are usually covered through Medicare. Medicare is a federal insurance
The hospital that the clinic is attached to is opening a brand new facility and has decided to expand their community support by opening a family medicine clinic that will utilize the hospital resources. The community is a wide range of working classes, low income, poor, and rural families that must travel some distance to reach health care providers. Attracting patients that need primary care and continued health care will drive referrals to the ancillary departments in the hospital. This increases revenue for the hospital.
Greater than 150 million workforces, pensioners and their household members receive their healthcare through occupation-based coverage, which, in accordance with the AFL-CIO, is the foundation of this nation state health care coverage and financing. Approximately one-third of occupation-based coverage comes through coalition-negotiated strategies. (The AFL-CIO, n.d.)
“The Mission of Clinicas del Camino Real, Inc. is to provide quality, comprehensive and preventative, health care services to Ventura County’s community. It is the explicit mission of Clinicas to save lives and restore good health to the underserved population of the county at rates that are consistent with a client’s ability to pay. Moreover, Clinicas’ bilingual and bicultural staff delivers its services on a personal and humane basis, and especially reaches out to members of the community who are traditionally underserved due to limited income, resources, cultural and language barriers. Clinicas del Camino Real, Inc. shall also serve as a voice for
The benefits of episode of care reimbursement are the saving costs from unnecessary procedures, duplicating laboratory work, and loss reports. The concerns are denying, delaying, and or substituting diagnostic, laboratory, test and treatments for less quality procedures.
Individuals who are uninsured tend to be at risk in several ways. They include not having access to preventive care, holding back in seeking treatment may result into more serious illnesses thereby making treatment even more expensive for them to afford. Most public health facilities do not satisfy the needs of many uninsured Americans. Unlike their counterparts, uninsured individuals are
The uninsured and acquiring access to health care is one of the problems that the United States faces in regards to health care. An obstacle that individuals face is that gaining access to health care is linked to having a job. However, the problem does not stop there. The problem continues in the form that not every job gives people access to health care. Many employers will stop from offering individuals full time status because then they would have to offer some type of insurance plan. Thus, employers often hire people as part-time so as to not have to face giving people benefits they may deem too costly. Inherently, people are finding themselves without insurance due to the fact that acquiring health care is contingent on having a job. What does this mean for the jobless? Based on the linkage between health care access and being employed, it is rather visible that the unemployed would be faced with being uninsured and difficulty acquiring access.
Health insurance is provided by Medicaid and Medicare to elderly and disabled people and poor children. People working for large companies receive health insurance through their employer. Unfortunately, people working for small businesses, those self-employed, and the working poor are left without options to purchase health insurance at an affordable cost. This creates a divide between the haves and have-nots in terms of health care. Those who have health insurance will access the care they need, but those who do not have insurance will go without. This may include primary care interventions such as immunizations and regular health screenings. Rising health care costs have a direct effect on the number of uninsured individuals and, therefore, a direct effect the number of individuals that can access care.
Medicare is a federal health insurance program. This program pays for a variety of health care expenses for people who are 65 and older, adults with approved medical conditions such as Lou Gehrig’s disease, qualifying permanent disabilities may be eligible. It is financed by payroll taxes, premiums paid by voluntarily beneficiaries, income taxes paid on Social Security benefits and interest earned on the trust fund investments.
Over the recent years number of American are without health insurance has increase significantly. The resent growth of uninsured American is mainly due to unemployment and permanent disables. At that, most American are employed, fulltime and still making the decision not to have insurance because some think it is the federal government responsibility. Today, the United State has over twenty million of American uninsured. In 2009 over thirty-five million were uninsured. The Afford Care Act ongoing issue on whether the government should provide health care for uninsured. The aims of Affordable Care Act were to ensure that all seniors have healthcare insurance, and to improve the health care delivery systems.
One of the major social problems in the United States is the increasing number of uninsured people who are among the vulnerable populations in the America. In 2008, there were approximately 46 million of non-elderly Americans without health insurance including adults and children. While this population includes people from all age ranges, young adults account for a significant portion of these people since they are likely to be uninsured. Moreover, many uninsured individuals are in families with at least a single full-time worker as Hispanics excessively have the highest rates of the uninsured. However, the huge share of this population is white Americans as compared to people from other races.
The Affordable Care Act was passed in 2010 to make sure that most people had medical insurance. With this new healthcare system came the responsibility that individuals would have to take initiatives to try to stay or get healthy. The preventative care portion included in the Affordable Car Act is a big item and very important in health care reform and very positive for the American people. Wellness in the workplace has become a very important issue to help reduce companies medical cost, and to help employees get on track to know their numbers, get healthy, and have a positive healthy mental attitude. Many employees do not understand or know how to get healthy and live a healthy lifestyle. With the rising cost of healthcare relating to
Healthcare in the United States is an interstate system that accounts for 15% of the U.S. GDP and $5,635 per capita. Nearly 45 million – or 1 in 5 – Americans are uninsured. With insurance premiums rising yearly, the number of uninsured Americans projects to continue to climb. While new technologies will increase the efficiency of healthcare, the costs of these new tests and treatments will likely outweigh the savings. As the cost of healthcare rises, many employers will be forced to eliminate health insurance benefits for their employees, further increasing the number of uninsured Americans.
In America, we not only have the problem of the non-insured but the under insured which causes just about as much problem as the underinsured. Each group has contributed to the vast growing cost of healthcare. Over the last decade or two, the amount of uninsured has risen due to the job market in the economy and the fact that most insurances are tied to employment, which is also a problem as the unemployment rate rises. The purpose of this paper is to explore this issue.
Financial burdens greatly limit the system’s accessibility; however, many in the U.S. are unable to fully utilize either option. Census estimates from 1999 indicate that 43 million Americans live without health insurance even though 75 percent of them have a full-time job or live in a household with at least one member working full-time (Mueller, , 5) In addition to the totally uninsured, census estimates also reveal that approximately 42 million other people in the U.S. are underinsured. This means that they have some insurance, but are still unable to afford all of their needed prescriptions, tests, visits to physicians, or hospital
Health and wellness in the work place is a vital part to a company’s success. Employees who are healthier and more productive are less likely to call out from sickness. There are not many companies that have affordable health care coverage for employees. More companies should make healthcare affordable for their employees and their family. Research has been done on how effective health and wellness programs can be in the workplace. Throughout the reading these points will be discussed. The effectiveness of health and wellness in the workplace will also be spoken of. Health and wellness activities in the workplace will be a positive move for companies and employees.