Becoming A Financial Advisor

Efficiency: Whatever idea, thought, plan or action we do, must be efficient enough to make us reach our set goal.

Whew, where to start? The personal finance class through Dame Ramsey’s Foundations in Personal Finance textbook and video series really had a lot of useful information, and it is hard to pick out the most impactful chapters and topics. However, I think the most important stuff for me was his five foundations for financial success, which were reinforced throughout the course. I am not downplaying the other important stuff in the course, including learning about the history of credit, budgeting, consumer awareness, investing, insurance, and taxes, but I think that mastering the fundamentals is important, which is why I am choosing to highlight them in this paper.

One way Shakespeare presents masculinity is when Lady Macbeth is persuading him to kill King Duncan. She questions his masculinity in the line,” when you durst do it then you were a man.” This shows that Lady Macbeth thinks that if Macbeth were more manly he would kill the king without question because as a man he should be able to perform these acts regardless of morals. This links to the belief at the time that men should be strong mentally and physically. Shakespeare presenting a male character with such vulnerability gives the impression that he is critiquing the expectation for men to be unfeeling or normal emotions such as fear.

As a sophomore in high school I took on my first job as a caddy at a local country club. Since I was new I did not get regular work, so I would go early on the weekends and on summer days and wait out by the caddy shack for unexpected work, so if my boss needed a caddy on the spot, or another caddy failed to show up, I would be there. This determination is driven by my constant grit to be financially independent, but also I did not ever want to make it harder on my parents by asking for money. To this day my Mom still struggles with money, as many people do because of unexpected events. This is why I have the passion to pursue finance, because I believe one day I can help people manage their current financials so that they can endure hardships that I know can come from unforeseen events. I hate to see people be unhappy and struggle with life because of financial issues, that is why I am motivated and inspired to be a successful financial

Future initiatives with financial education can change the landscape of an individual’s life and the economy in which we live. If there is limited focus on learning about personal finances we continue to set our economy up for constant failure. There is a substantial amounts of education provided to school age children that does not directly impact their financial education for their future. In high school individuals learn

These four elements all work together to create the success of an organization. These elements can easily related to many of the shifts that we have seen in many areas of our day-to-day lives. Healthcare is one area of our lives that I feel continues to change to become more efficient. New practices are being implemented daily to improve ways patients are cared for. The implementation of technology has become an important part of healthcare and will continue to grow in use. Our patient population over the past several years has evolved and become more educated on the hospitals they choose and their illness. When they come into the hospitals they are expecting a high level of care. According to Wikipedia (ND), efficiency is used as an ideal practice to achieve a goal. Relating this to healthcare we see new systems in place such as urgent cares, or even clinics so a greater number of patients can be seen increasing revenue. Not only that since many of these

During 1688 to 1689, the Glorious Revolution is a bloodless coup that overthrew James the 2nd & enthroned Mary the 2nd & William the 3rd and weakens the monarchical power. The Revolution occurred at the end of a control when James the 2nd had made it entirely too clear that he wanted Roman Catholicism reinstalled as the country's religion. The Glorious Revolution was important because it determined the official overthrow of Absolute Monarchy in England and the establishment of a Constitutional Monarchy. The most significant outcome of Glorious Revolution is that it established Parliament's power to govern the affairs of Great British as well as the right to name the next monarchy to rule.

Values are basic convictions of what is right, good, or desirable. The values that are most central and critical to how I approach work would include self-respect and security as my terminal values. For instrumental values, I rate truthfulness and dependability very highly. I base this value structure in terms of my career aspirations. Specifically, to the degree that I think my values align with those of successful people in the field to which I aspire. And the conflicts, if any, that I see between my values and the values espoused by

Ambition is a driving force, since the beginning of mankind it’s inspired minds worldwide, to strive and succeed. Ambition helps discover technologies, create hope and has helped people reach their goals. Although being ambitious can bring many opportunities and achievements, however, does ambition have just as many risks, as it does benefits?

For any management team or executive, the pursuit to merge a good amount of these two qualities together requires some amount of sacrifice. To become highly effective, efficiency has to be first sacrificed after which it can be slowly increased without a considerable drop in effectiveness. This is the most accepted method used by managers because results matter to clients and customers instead of the cost of acquiring it.

This knowledge has made me lean toward what used to be my father’s and sister’s view on what I need to do for my future. I want to make as much money as I possibly can because money may not buy happiness but it certainly helps create it. I have become a person with many expensive and rich-like tastes that I cannot see me losing anytime soon. This dream of mine is not only for me, but is also for my wife and kids in the future; I do not want them to have to struggle for much of anything and if I can make that reality then it is a win for me.

Goals are most likely to be accomplished by knowing and focusing on our personal values because we tend to have high priorities that we forget and as new opportunities and problems arise, we do not have enough time to do our high priorities. It is easy to do low priorities as they take less time. (Source 6)

In the article, Advisors Involved in Financial Planning, authors Mendlowitz and Kess talks about how financial advisors are people oriented and want what is best for their clients. The authors prove that the difficulty of the financial advising processes is typically overlooked by others by stating, “The different kinds of financial advisors and their role in the overall financial planning process is difficult” (Pg.66). Many might think that financial advisors have an easy job, but there is more to it than telling people to save small amounts of money here and there. Advisors must go through several specific steps to figure out the exact amounts their clients must save. The author of this article talks about situations that a financial advisor might go through as well as how the advisor should

In addition to my mission statement, my core life values are the foundation of my mission statement, which allows me to uphold my promises and standards. These promises and standards will afford me the opportunity to improve the life of others and myself for the better. Therefore, there are four particular core values that I live by each and every day. The four values are commitment, compassion, dedication, and optimism. The first core value, commitment, embodies the theme of loyalty and honor. I work hard each day to live up to the promises that I make to finish tasks, help others, and meet the expectations that I place on myself or by others. The second core value that I live by is compassion because I wholeheartedly believe in being kind to everyone and helping those in need. The third value that I live by is dedication. Along with the previous two values, dedication is an important factor because being dedicated to someone or something allows a person to display that person’s character of being steadfast and passionate—even in the face of adversity. The fourth and final value that is a foundation for my personal mission is

Marxism, classified by the struggles between classes in an inevitable fight for superiority, rings through Death of a Salesman by Arthur Miller, which is set closely following the Great Depression, a time of emotional and economic upheaval. Despite the era of its creation, the play’s ideas remain pertinent even today. Through a Marxist viewpoint, Miller's presentation of the American Dream diverges at opposing points involving the sensation of travel and exploration, relating to the old idea of Manifest Destiny, and the contrasting view that business is the most important feature in society.