Background
ACA - Affordable Care Act
What is Affordable Care Act? According to Investopedia, the ACA is defined as a law that was sign by Obama in March 2010, in order to expand and cost less for people to have health care protection [1]. Not many people agree to have Affordable Care Act, and that includes people from one of the parties that are known as a Republican. This act helps and provides health insurance of a person from the lower/middle income, however, not many people can qualify to have a health insurance. Then, when the Tax Day comes, people without a health insurance are getting a fee to pay up. Also, the ACA helps business where employees can get a benefit on a health insurance plan [2]. As of today, with a new president,
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The QSSI was responsible for creating the main page of Healthcare.gov. Where people can be able to access some information before creating and decided which plan they are willing to choose. Also, the QSSI equipped the site that transfers the data to a better secure place in order for the information on the “customer” can be safe from harm. The, Equifax is responsible for verifying the data in order for “customers” to view if they are eligible for a plan and get help, when they have an active account. Lastly, the Serco is responsible for the applications to be collected and processed before a certain deadline that the health plans are deciding to process [4].
Problems
Affordable Care Act In the days of the ACA was initiated there were probably some problems that it started to act up, meaning that is going the wrong way. According to John Goodman, some of the problems are the mandates and the lack care access. The problem with the mandates of the ACA is that the rise of spending health care will not have a high-income growth. The reason is that the laws of the ACA are changing and getting stricter. That means there will be less spending on Medicare and hospitals. In a total, the cost of having a plan for a normal family will cost a lot more than it was
The Patient Protection and Affordable Care Act (PPACA), commonly called Obamacare, or the Affordable Care Act (ACA), is a United States federal statute signed into law by President Barack Obama on March 23, 2010 (Martin, 2015). It is designed for Americans to have insurance or be penalized with 1% of your income for the beginning of last year and will raise up towards 2.5% by the beginning of 2016. Also, health care reform was created to fix our health care systems since the cost of the systems is increasing every year in price. The goal of ACA is to help out the insured with being provided with quality care through health care organizations. Thus the ACA is intended to prevent the uninsured from catastrophic medical expenses which not only
In 2010 President Barack Obama signed the Affordable Care Act (ACA) into law. ACA is pivotal legislation that had rippling effects throughout the healthcare system. The Affordable Care Act was drafted with the sole intention of expanding healthcare access across the country. Under the ACA, Americans are now mandated to purchase health insurance or face a penalty. Americans without insurance are able to get coverage by purchasing through the insurance exchange or by qualifying for Medicaid. The poverty level was raised for Medicaid and new provisions allowed single men to also qualify. Anyone that does not qualify for Medicaid would need to purchase a plan on the insurance exchange and various subsidies are available based on income level.
The Affordable Care Act (ACA) reform law is set up by the federal government to ensure that all Americans have access to quality and affordable care, protect people with pre-existing condition from being denied by insurance companies and to control healthcare cost
ACA has helped over twenty million people get insured. Twenty-nine million people lack proper healthcare. The Uninsured are less likely to receive medical care as quickly as when they are sick, compared to people who are insured. Cost is higher when they get treatment, APHA say “40 percent of health costs of the uninsured are passed on to consumers who do have coverage, in the form of higher premiums”. Health care cost for each family can be more than a thousand dollars per year.
The Affordable Care Act (Patient Protection and Affordable Care Act), commonly called "Obamacare," is a federal statute that was signed into law in March of 2010 (PDF, n.d.; Van de Water, 2011). It basically requires the vast majority of people in the United States who do not have insurance coverage to acquire that coverage or face penalties. People who already have insurance through their employers or on their own will not be asked to change companies. Additionally, anyone who is on federally-funded insurance such as Medicaid or Medicare and still qualifies for those programs will not be removed from their insurance. They will still be covered and protected. In order to find out more about the Act and really understand its main points and principles, however, it is very important to be aware of how it became a law and any changes that have taken place to it from its inception all the way through where it is today. Only then can a person have a clear understanding of the Act and form an opinion as to the value it may (or may not) provide to the American public. There is still much speculation and a great deal of misunderstanding about the Act and what it involves.
The Affordable Care Act is a piece of legislation that aims to extend healthcare coverage to millions of Americans. This bill has divided the nation and in some circles discussions end in bitter arguments.
Despite the fact that the ACA is intended to be great ideology, it has affected three components of the current health care system operation, policy, procedure, and implementation. The first key factor the ACA has affected is the relationships of the health care system at large, as such individuals are mandated to have health insurance and insurers are forced to accept individuals who would
What is Affordable Care Act? It is a federal statue, which is a bill passed by Congress and signed into law by President Obama in 2010 (Fordney, 2017). Quality care, positive outcomes and access to affordable health care insurance has been an issue on the priority list of government officials. With this healthcare change the objective is to enhance access to care and expand insurance coverage for all Americans. The law incorporates expansions to be established, including the improvement of Medicaid eligibility. Also, the development of medical coverage exchanges, which will give buyers security and flexibility of healthcare coverage. To diminish cost to buyer’s new models for payments was established, thus improving the way care is
The ACA is meant to be an affordable coverage to 30 million Americans by making having affordable insurance for employers from middle to low income Americans and expanding Medicaid and Medicare. The main goal is to lower the healthcare cost and give better healthcare. ObamaCare is also meant to lower premiums and insurance costs. All Americans are required to have insurance and gives
Some people would be against the act because they are mad that their tax dollars go to it, and they would rather have their tax dollars go to something more useful. America’s medical cost rises twice as fast than the rest of the economy. In a book written by Susan Dudley Gold she states that in 2009 60% of the U.S firms provided some form of health insurance in the economy. In her book she also states that retired personnel receive 29% of health benefits from former employers. WIthout the ACA health insurance is used to help cover the cost of medical bills will rise sharply. The economical impact has been negative since the act was passed by President Obama in 2010 also since the act was passed each year 3% of people
Affordable care act is a law that was passed in March of 2010 to help decrease health care cost and make it more affordable for all Americans. The affordable care act is set to decrease the number of uninsured Americans, qualify more for Medicare and Medicaid, increase the quality of care, promote prevention, extending funding for the children, and help with funding in the communities. The goal for affordable care act is to have everyone insured, no matter what income class you are in. The affordable care act is there to insure everyone so that prevention will increase. It will increase by being able to get check ups and children being able to receive vaccination. If you are not able to qualify for Medicare or Medicaid there
The Affordable Care Act (ACA) was created by President Obama back in March 2010 to help reduce healthcare costs and improve healthcare quality for uninsured Americans. The ACA was implemented to reduce the cost that was growing with Medicare and Medicaid because they have increased over the years threatening the entire federal budget (Amadeo, 2017). People who are not working and are unable to cover their healthcare expenses usually end up on Medicaid which is paid for by the government. The others who are over the age of 65 are on Medicare and have their premiums supported by the federal government. However, people who make too much money or who are too young to qualify for either
President Obama created The Affordable Care Act to reform the Healthcare system (Ross). The Senate informed the citizens of the United States that the Act passed on December 24, 2009, then passed in the House of Representatives on March 21, 2010. It was signed into law by President Obama on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. Before the Affordable Care Act, millions of Americans could not afford to have health insurance, or the coverage was not available due to pre-existing conditions (Action). With the Affordable Care Act, everyone has health insurance and is covered. . The law eliminates pre-existing conditions, stops insurance companies from dropping you and protects from discrimination. It also makes large companies with 50+ employees provide health insurance. There is an abundance of new services that Obamacare will provide for people. They will include but not limited to outpatient services, emergency visits, hospital stays, pregnancy, mental health and substance abuse services, prescription drugs, children dental and vision services. The law is designed to help those who cannot afford insurance, or those whose company charges too much to have health insurance. The Obama Care Act addresses four groups of people, the elderly on Medicare; the poor on Medicaid; the ones who pay for it on their own; and the ones who are completely uninsured. For each group, the Obama Care Act addresses their needs separately.
The Affordable Care Act was another name for Obama-care and it was a United States federal statute that was later enacted by congress. The significance of this act was for that people that were poor or from low income families they could be given health insurance on their life of annually income. The act was basically designed to provide everyone even people that are close to being in poverty the ability to afford health insurance based off their income taxes besides making the price the same across the board knowing that most people stay being sick or with disease because they cannot afford basic and good health treatments. The importance is that many American people could get insurance because of preexisting conditions. Another importance
The Affordable Care Act was into law March 2010. The law has planned to make wide-range of changes to healthcare in the United States. The Affordable Care Act efforts to offer universal right to use to healthcare for Americans, control the rising costs of healthcare, adjust the private insurance industry complete things like state-based private exchanges and online marketplace that brings together state-approved insurance plans from multiple companies so consumers can shop for individual insurance plans, improve the quality of healthcare and make healthcare choices more consumer friendly and easier to understand (Medical Mutual,2017). Healthcare reform involves nearly all Americans from old or young,