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Allstate Insurance Company V.

Decent Essays

The present claim is related to an insurance agreement. The trial Court conceded the defense of lack of personal jurisdiction presented by the Defendant, Allstate Insurance Company (Allstate) in an amendment to its answer. James Gross (Gross), the Plaintiff appealed the decision. We are now move to determine whether the Superior Court of Camden County erred in dismissing the Complaint on the basis that the Defendant did not have minimum contacts with the forum, and consequently the Court did not have personal jurisdiction over it. We found that the trial court erred in granting the dismissal of the Complaint based on such grounds. In its decision the trial Court applied the “minimum contacts” test as contemplated in International Shoe …show more content…

In determining its jurisdiction, the Court found that Allstate was not “present’ in the State, and that did not have “minimum contacts” with the forum because it was a foreign corporation that did not reside in the State, and because the contract in which the cause of action was based was entered by the parties in the State of Tennessee. As result, the Court’s arrived to the conclusion that its personal jurisdiction over the Defendant was not justified and didn’t meet the standard of due process. It is our opinion that the trial Court incorrectly applied the “Long Arm Statute (LAS).” The same only applies to individuals or corporations who were no present in the State at the time the cause of action occurred, and in consequence it has to be served of process out of state. As established by Pennoyer v. Neff, 95 U.S. 714 (1877), every state possesses exclusive jurisdiction over persons and property in its territory within the limits imposed by the due process. In order to exercise personal jurisdiction over the Defendant the same has to be present in the State (nexus), and has to be served (notice) while in the State. There is evidence in this case that Allstate was present in the State of Georgia at the time of the cause of …show more content…

For these reasons, we determined that the trial Court had personal jurisdiction over Allstate, and its decision is reversed and remanded for further proceedings in accordance with this opinion. As we determined that the defense opposed by Allstate was incorrectly granted, it is proper to comment that even if this Court would have considered that Allstate was not present in the State of Georgia, and as result the LAS was applicable, we would arrive to the same conclusion because all the activities performed by Allstate in this forum do meet the standard of “minimum contacts” as required by the constitutional test. It is also necessary to assert that according to the records, the defense of lack of jurisdiction was untimely alleged. In accordance to the Georgia Rules of Civil Procedure such defense should be alleged before answering the merits of the Complaint, or concurrently with it. Because Allstate appeared and first proceed to “deny any and all liability” in the case without previously or concurrently interposing the lack of jurisdiction, it did lose the opportunity to allege this defense, and it waived any

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