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La Trobe University *

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Accounting

Date

Nov 24, 2024

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pdf

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2

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Broker: Ashish Agrawal Mobile: 0451115461 Email: info@moneymiracles.com.au BDM: Michael Petidis Page 1 of 2 Total UMI $947.36 The UMI calculation is a monthly figure that is uncommitted income. Total Income $18,970.38 The Bank Assessed Gross Monthly amounts. Total Expenses $18,023.02 The Bank Assessed Gross Monthly amounts. DTI 6.07 Viren Patel Income Type Customer Stated Gross (Monthly) Bank Assessed Gross (Monthly) PAYG (Bonus) $250.00 $213.42 PAYG (Salary) $10,030.00 $10,030.00 Rental Income - Long Term - TRUGANINA VIC 3029 $934.00 $793.90 Total Bank Assessed GROSS (Monthly) $11,037.32 Total Bank Assessed NET (Monthly) $8,287.27 Mayuri Patel Income Type Customer Stated Gross (Monthly) Bank Assessed Gross (Monthly) PAYG (Salary) $4,208.33 $4,208.33 Self Employed (Net Profit) $2,930.83 $2,930.83 Rental Income - Long Term - TRUGANINA VIC 3029 $934.00 $793.90 Total Bank Assessed GROSS (Monthly) $7,933.06 Total Bank Assessed NET (Monthly) $6,277.50 UMI Report Date: 19/11/2020 14:15 Record Id: RCD-DZEMBVYA Record Name: Viren Applicants: Viren Patel, Mayuri Patel Total Loan Amount: $800,000.00
Broker: Ashish Agrawal Mobile: 0451115461 Email: info@moneymiracles.com.au BDM: Michael Petidis Page 2 of 2 Disclaimer: Where no Loan Product has been selected, the Maximum Borrowing Capacity is calculated based on the Owner Occupied Standard Variable rate over a maximum loan term of 30 years. Where one or more loan splits have been selected, the Maximum Borrowing Capacity is based on the Loan Term and Serviceability rate for each split and apportioned based on the percentage of each splits Loan Amount against the Total Loan Amount. Disclaimer: ANZ Qualify is a tool which is designed to help brokers and their customers with the loan application process. Using ANZ Qualify is not a guarantee that ANZ will offer a loan to a customer (or offer a particular loan amount). All applications for credit are subject to ANZ's credit approval criteria. Terms and conditions, fees and charges, and other eligibility criteria apply to ANZ loans. Expenses Type Applicants Customer Stated Expense (Monthly) Bank Assessed Expenses (Monthly) Total Living Expenses Viren Patel, Mayuri Patel $3,760.00 $4,563.00 Rental Expense - TRUGANINA VIC 3029 Viren Patel, Mayuri Patel $310.00 $310.00 Rent Viren Patel, Mayuri Patel $0.00 $0.00 Board Viren Patel, Mayuri Patel $0.00 $0.00 Tax Payable Viren Patel $2,750.05 $2,750.05 Tax Payable Mayuri Patel $1,655.56 $1,655.56 Total Bank Assessed Expenses (Monthly) $9,278.61 Liabilities Type Applicants Interest Rate Customer Stated Expense (Monthly) Bank Assessed Expenses (Monthly) Credit Card Viren Patel $0.00 $456.00 Term Loan Viren Patel, Mayuri Patel 2.8% $3,000.00 $3,220.77 Lease Viren Patel, Mayuri Patel 4% $650.00 $650.00 Total Bank Assessed Liabilities (Monthly) $4,326.77 New Loans Type Applicants Interest Rate Customer Stated Expense (Monthly) Bank Assessed Expenses (Monthly) Standard Variable Viren Patel, Mayuri Patel 2.49% $3,156.81 $4,417.63 Total Bank Assessed New Loans (Monthly) $4,417.63
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