Under federal law, a tax exempt Health Savings Account can only be opened for an individual who is Ο Α. covered by a qualified High Deductible Health Plan covered by Long Term Care Insurance entitled to Medicare benefits eligible to be claimed as a dependent on another person's tax return B. OC. O D.
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- Which item of personal property is not excluded under Coverage C of the Dwelling Program? A: Credit card or fund transfer card loss in any amount when stolen. B: Manuscripts. C: Animals, birds or fish owned by the insured. D: Mausoleums owned by the insured.Which of the following would be included in probate? POD Account Totten Trust. Retirement Plan with a listed beneficiary Life Insurance Policy that names the Owner as the Beneficiary.Describe 3 criteria of the 13 minimum standards on which plan status is determined to qualify retirement plans for preferential tax treatment
- According to the Real Estate Settlement Procedures Act (RESPA), which of the following information is required for a completed application for an extension of credit? A) A bank statement B) The purchase contract C) The borrower's date of birth D) The mortgage loan amount soughtWhat is the main reason lenders pay borrowers' property taxes through a pre-paid escrow account? It prevents a tax lien from being applied to the home. The tax lien would be senior to the mortgage lien. It prevents the borrower from refinancing with another lender because they would lose all of their escrow funds. It allows the lender to earn interest on the pre- paid tax money as itsits in the account. It allows the lender to take advantage of corporate tax deductions.If an insurer wishes to cancel a health insurance policy, it can do so: OA B. O C O D. in Florida as long as premiums are returned on a short-rate basis with a 45-day notice to the policyholder with notice to the Department of Financial Services as long as no daim is pending
- OA OB ts is CORRECT about a Business Income Coverage Form? It must be written on a Special Form It provides coverage for losses that occur up to 30 days after the policy expires. It provides coverage for income interruption at any location owned by the insured. It provides coverage for income interruption from physical damage only at the location describewhy and how can guaranteed issue (cannot be denied insurance due to pre-existing conditions)113 A balloon payment can be risky for a consumer if the property value falls or: A) the consumer falls to maintain the property. B) the consumer has had more than two x 30- day late payment. C) the consumer's financial condition declines. D) the consumer's credit score drops below the score used to approve the loan.
- Why might a manager intentionally classify a trading security as an available-for-sale security? Select one: O A. The manager may wish to prevent an increase in value from being reported in shareholders' equity. B. The manager may wish to prevent a decline in value from being reported in shareholders' equity. C. The manager may wish to prevent a decline in value from being reported on the income statement. D. The manager may wish to prevent an increase in value from being reported on the income statement.90 Which of the following types of income are considered as qualifying when applying for a mortgage loan? A) Reimbursed expenses B) Net rental income C) Family gifts D) Federal tax refund. What happens to the provident fund balance in the event of an employee's death?