Purchasing a car is never an easy decisions but many times a car is a necessity. The scenario presented will be the following. The price of the used car is $20,000. Sales tax on this car is 8.4% of the price of the vehicle. You intend to finance the entire cost of the car and sales tax, less a down payment of $1,500. You intend to finance the car for 48 months and your car payment will be $455.12 per month. The amount financed will be the cash price subtracting the down payment. In this case, the cash price will be $20,000 and the down payment is $1,500. After subtracting these two amounts, I obtained that the amount financed will be $18,500. The installment price of the car will be $23,345.76. This amount is obtained by multiplying the amounts of financing by the monthly rate (48 x $455.12) which will equal $21,845.76 in addition you must add the down payment of $1,500 to get the total value of the car. Finance charges will be the total amount of $23,345.76 minus the cash price of $20,000.00. This will leave a finance charges to equal $3,345.76. …show more content…
You may walk in with one thing in your mind but when you see the option available to you to purchase something else it may become hard to focus on your original task. Considering how many prices have inflated and many times things cost more than we expect it is hard to pay a car in cash up front. It does have its advantages that you will avoid finance fees and interest costs ("Should I Pay Cash, Lease or Finance My New Car? - Cars.com," n.d.). You also walk away debt free but it may take months or years to obtain the amount of money needed to purchase the car. Financing a car is always an easy option. This allows you to pay a fixed rate for a certain amount of time. Financing allows you to build credit as well give you a sense of responsibility. Financing also increase the original price of the car
Todd Wates, now 28 years old, has been treated for Cystic Fibrosis (CF) since he was eight years old. He currently resides with his mother Sarah, and father Anthony, in a two-bedroom apartment close to the hospital where he receives treatment.
Note: Due to the issuance of certain new accounting literature, changes in the status of ongoing projects during the past year, or evolution of practice, the following updates to the existing cases should be noted.
When a law enforcement officer or other public employee is accused of potentially criminal conduct, they may face three different kinds of interviews or interrogations. If an officer is interviewed as a criminal suspect, they have the absolute right to decline to answer any questions, or to insist that they have a lawyer of their choosing to attend the interview. The first is type is during a criminal investigation; the second is during a disciplinary investigation and finally during the course of civil litigation where there has been damages. During a criminal interview, there is no professional, ethical or moral duty to participate especially without the assistance of an attorney to represent the officer under investigation. It has come to a surprise that many experienced officers will waive their right to silence and give the investigators an audio recorded statement. Some of the inexperienced criminals do not make incriminating statements. The motive for cooperation is to avoid unfavorable publicity.
Mr. Gillespie is a 21 year old male who presented to the ED after an intentional overdose on 20 600mg of Gabapentin. Per documentation from ED staff Mr. Gillespie reported he became angry at his grandmother tonight and tried to "prove a point." Mr. Gillespe reported to staff threatened to overdose on his on pills, however dumped them in the toilet. He expressed after making threats to overdose on his prescribed Celexa did not phase his grandmother, he proceeded to take her Gabapentin. Per documentation Mr. Gillespe has been living with grandmother for 2 weeks and before that was living with his mother in Cary. At the time of the assessment Mr. Gillespie was calm and cooperative. He denies current suicidal ideation, homicidal ideation, and symptoms of psychosis. He appears guarded during the assessment. He reports tonight his grandmother and he got into an argument over him getting a job. He reports his grandmother informed him he has to be out by Friday. Mr. Gillespe denies history of self harm. He
The client was aware that the cellular device was aware that the phone was not being sold anymore. She also stated that it had been almost five years since the phone has not been in use or in a working condition. Also the phone is a flip and in today’s society it is very rare to see someone using a model phone like that or buying one.
J. J. is a 12-year-old, independent, type 1 diabetic; diagnosed at 5-years-old. Her experience of being diagnosed was a difficult and almost fatal one. It all started when J. J. got a bad ear infection and had an accident, which was extremely abnormal for her. The doctor put her on amoxicillin, and a week later she came down with a rash. J. J.’s mother brought her the doctor, and he thought it was mono. They did a mono test and the results came back negative, however, the doctor was sure it was mono. He told J. J.’s mother to stop giving her the amoxicillin and that the symptoms would subside. They stopped taking the antibiotic, however, J. J. symptoms got worse. She was frequently thirsty, using the restroom often, sleeping a lot, and would complain of stomach pain. J. J.’s mother said, “my ex and I would ask if the doctors were going to test her blood. None of the doctors did” (personal communication, October 26th, 2016). J. J. went to 4 different doctors before she was in some much pain that she couldn’t move and was throwing up; later that day, she was diagnosed in the Ellensburg’s Emergency Room. J. J.’s mother stated, “the ER doctor walk into the room and immediately said she diabetes, and needs to go to children’s now. The doctor said she could smell the ketones on J. J.’s breath.” (personal communication, October 26th 2016). Ketones are substances that the body creates, when it breaks down fat, instead of carbohydrates for energy. Ketones make the blood
Identifying Information: Patient is a 49-year-old single African American male. He has a bachelor’s degree and currently working part-time. Patient currently resides in Pitt County and lives with his biological mother.
Coach Mike Krzyzewski (Coach K.) and Coach Robert Knight (Coach Knight) were two of the most winning and successful coaches to ever coach basketball. These men are not just known for their record wins, but for their unique leadership. They each had a unique way of leading their teams. Coach Knight was Indiana University’s head basketball coach and became a legend there. Coach K. was the head coach at Duke University since 1980. A fact of interest, both of these two men knew each other in an earlier time. Coach Knight had been Mike Krzyzewski’s basketball coach when he played for the United States Military Academy at West Point. It was there they began to build a relationship of trust and respect that would follow and remain with them
The team will breakdown Ayman’s struggles into multiple power point slides i.e. depression, procrastination, and drug abuse. The presentation will be informative and interactive, allowing an open dialogue within the class. Some of the questions will entail, “Has anybody here experienced or known someone in this particular situation?”. This style of phrasing a question will entice a potential response from the audience.
Q: Was the decision to attract ultra HNI customers through a separate dedicated branch a good idea?
The following are the factors that created an opportunity for Bob Reiss and TV Guide game:
“First, it neglects the fact that those who benefit may not be the same as those who pay the costs.
This case discussed the events that occurred during a change in DSS Consulting’s organizational structure. Three retired school district administrators established DSS Consulting during the late 1990’s. The company offered administrative support to small school districts located within the mid-west and mountain west region. They specialized in handling the negotiating of labor agreements as well as implementation of permanent system solutions designed to enable those organizations to run efficiently.
2. Compare this research design with a survey research design. What advantages, if any, did this research design have over a survey?
Mr. Alfaro Burgos, the vice president for sales of Dyners Corporation. It is a family firm that manufactures stainless steel and silver plated tableware. After some time, the inventory of the company showed a shortage. He discovered some mispacking of silver plated tableware in the warehouse of the corporation. He hired an industrial security firm to investigate the deprivation in the warehouse. It did not take long for the agent to discover the truth. Karlo Deles, the warehouse supervisor was the man behind the internal