Which of the following is a mortgage loan that has a fixed rate, a fixed term, and fixed payments? O Equity mortgage O Conventional mortgage O ARM O Reverse annuity mortgage

Q: A)   _____ is a market in which existing mortgages are bought and sold   Select one:   a.…

A: It is a market where mortgage loans and service rights are bought and sold. If the mortgage loans…

Q: What is the difference between a pass-through mortgage-backed security and a collateralized mortgage…

A: Introduction: Mortgage is nothing but an instrument of debt that the creditor is obliged to pay off…

Q: What is a mortgage pay-through bond (MPTB)?

A: Mortgage Pay-through bond: MPTBs (Mortgage Pay-through bonds) are delivered in contradiction of…

Q: What is a balloon mortgage? O A mortgage in which a large portion of the borrowed principal is…

A: Balloon mortgage is a type of mortgage in which periodic payments are low. A balloon mortgage does…

Q: balloon-payment mortgage. Why might a financial institution prefer to offer this type of mortgage?

A: Step 1 A balloon payment is a one-time payment that is bigger than usual at the expiration of the…

Q: Define mortgage securitisation , with a relevent example?

A: Mortgage is a loan agreement between the borrower and the lender, in which the property or real…

Q: Explain the list contains a description of some of the more important terms used when dealing with…

A: Margin:  Margin is considered as certain percentage points that lenders added to the index rate in…

Q: Define Mortgage payable.

A:

Q: In a mortgage loan that requires periodic paym= fully amortize the loan, the final that do not ment…

A: Mortgage securitization is the process of clubbing mortgages of individuals having same features to…

Q: define the parameters included in the interest rate of a mortgage. In addition, explain which of the…

A: Parameters included in the interest rate of a mortgage. Parameters included in the interest rate of…

Q: Which of the following is subject to change over the life of an adjustable-rate mortgage loan?…

A: An adjustable-rate mortgage is a mortgage where the interest rate applied on the outstanding balance…

Q: Which of the following statements is not true about mortgages? The ending balance of an amortized…

A: Mortgage: A mortgage is considering as an instrument of debt, protected by the security of stated…

Q: Explain Negative Amortizing, Constant Payment Mortgage (CPM) Loans?

A: Negative amortizing: Negative amortization is a financial concept that refers to a rise in a…

Q: Explain the difference between conventional mortgages, reverse mortgages, and second mortgages.

A: Difference between Conventional mortgage ,reverse mortgage , second mortgage Mortgage Mortgage is a…

Q: Explain The Price Level Adjusted Mortgage (PLAM)?

A: Mortgage loan allows the buyer to pay some portion of amount in the beginning and pay the remaining…

Q: With a Fixed-Rate Mortgage, the ate risk. bears the interest bears the interest rate risk and with…

A: A mortgage is a type of loan that requires security. The mortgage can classify based on the interest…

Q: What does “assignment” mean and why would a lender want to assign a mortgage loan?

A: Mortgage assignments refer to a document that shows that a mortgage is transferred from the original…

Q: Explain why adjustable rate mortgages (ARMs) are considered to be a more suitable alternative for…

A: Adjustable rate mortgages : Also referred to as variable rate or floating rate mortgages, an…

Q: Which of the following statements is not true about mortgages? O The ending balance of an amortized…

A: Amortized loans are a type of loan which repays the loan by regular interval payments for a…

Q: Explain GPM Mortgage Loans and Effective Borrowing Costs

A: Graduated-payment contract (GPM) loans: It may be a sort of fixed-rate mortgage in which…

Q: Which of the following is true? a. Fixed-rate Mortgage - Your interest rate may vary considerably b.…

A: Primary mortgage are of two types- fixed-rate mortgages and adjustable-rate mortgages A fixed-rate…

Q: What is the total interest paid over the life of the mortgage?

A: Answer to Question: Total Interest paid over the life of the mortgage=89,984.94 (Refer Workings)…

Q: A mortgage is a common type of:   Question 2 options:   Payment   Perpetuity   Annuity   Future…

A: Loan is defined as an amount obtained by a person from a lender that requires the obligation of…

Q: What are the three 'C's' of mortgage underwriting?  What is one way in which each of the 'C's' is…

A: When you buy house than you need loan for home but there is need of down payment also and remaining…

Q: On what factors do the interest rate and repayment terms for term loans based?

A: Loan refers to the lending of money  by one ore more individuals  or organizations . The recipient…

Q: Which of the following is true when the mortgage loan is an amortizing loan? a. At the beginning of…

A: Borrowings are the liability of the company which is used to finance the requirement of the funds.…

Q: Why is the rate of Fixed Rate Mortgage higher than Adjustable Rate Mortgage? O Liquidity risk…

A: The difference between Fixed rate mortgage and Adjustable rate mortgages is the interest rate risk…

Q: Explain Fully Amortizing, Constant Payment Mortgage (CPM) Loans?

A: Answer: Fully amortizing: A fully amortizing payment applies to a form of annual debt repayment.…

Q: Differentiate between a fixed-rate mortgage and avariable-rate mortgage.

A:

Q: A "mortgage" is a loan contract and is actually made up of which two contracts: O Index & Margin O…

A: Solution:- Mortgage means borrowing money by pledging an immovable property as a security against…

Q: What is the difference between a mortgage and amortgage-backed security?

A: Meaning of Mortgage Mortgage defines a loan against an asset or valuable object. Under Mortgage the…

Q: Explain The Graduated Payment Mortgage (GPM)

A: Graduated-payment mortgage (GPM): This can be a frame of fixed-rate mortgage or contract where the…

Q: Define Adjustable rate mortgage

A: Mortgage is said to be a instrument of debt which is secured by the collateral of specified real…

Q: Given the role of the loan originator in the securitization process of a mortgage loan described in…

A: Securitization: A process of combining various financial assets and then selling this pool to…

Q: subprime mortgages. Why were mortgage companies aggressively offering subprime mortgages

A: Subprime mortgages are a kind of house loan. These types of loans are provided to poor people, those…

Q: Which of the following is a non-installment loans? There may be more than one correct answer. a.…

A: Non-installment loans are not of large amounts rather they are of small amounts and hence easily…

Q: Explain Reverse Annuity Mortgages (RAMs) loan?

A: Reverse Annuity Mortgage (RAMs): A reverse annuity mortgage is a kind of home loan in which an…

Q: How much of the first payment for the mortgage described in the table will go towards interest?

A: Mortgage Payment: It is the payment made on the loan and includes principal and interest payments.…

Q: Explain the difference between debt to income (DTI) ratio and loan to value ratio (LTV). In…

A: The question is based on the explanation of Lending ratios, Debt to income (DTI) ratio and loan to…

Q: Using the examples from the videos, which of these types of loans require that some principal be…

A: When money is given by one party to another on the promise of repayment at the end of a specified…

Q: Summary and Comparisons of Fixed Interest Rate, Constant Payment Mortgage (CPM) Loans with Various…

A: Fixed interest rate loans are the loans in which the interest to be paid by the borrower will remain…

Q: Explain Partially Amortizing, Constant Payment Mortgage (CPM) Loans with example?

A: Amortization can be defined as paying back of the loan amount in installments according to the…

Mortgages

A mortgage is a formal agreement in which a bank or other financial institution lends cash at interest in return for assuming the title to the debtor's property, on the condition that the obligation is paid in full.

Mortgage

The term "mortgage" is a type of loan that a borrower takes to maintain his house or any form of assets and he agrees to return the amount in a particular period of time to the lender usually in a series of regular equally monthly, quarterly, or half-yearly payments.